Aargon Agency, Inc.

I am writing to formally demand validation of the collection account referenced in your recent correspondence. Under the rights afforded to me by the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g ( b ), I request that your office provide complete and verifiable documentation confirming the legitimacy of this debt. This validation must include, at a minimum : The full name and address of the original creditor, The original account number, A detailed accounting of the total amount owed, including principal, interest, fees, and any other charges, A complete payment history, and Proof that I am legally obligated to pay this debt, including a signed contract or other authoritative documentation. Until such validation is provided, you are legally required to suspend all collection activity and refrain from reporting this account to any credit reporting agencies, as mandated by law.…

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Aargon Agency I am filing a complaint regarding an inaccurately reported collection account by Aargon Agency Inc., related to a utility bill from XXXX XXXX XXXX. This account stems from a property that was tenant-occupied at the time the charges were incurred. Under a valid lease agreement, the tenantnot myselfwas responsible for the water bill. I previously notified XXXX XXXX XXXX of this and provided documentation confirming tenant responsibility. I was informed that the issue would be resolved. Despite this, the account was later sent to collections and is now being reported on my credit file by Aargon Agency Inc. I was never properly contacted or notified by the collection agency prior to this account appearing on my credit report. I dispute this debt and do not believe I am personally liable for it.…

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I am submitting this complaint regarding a collection account related to XXXX XXXX ( XXXX XXXX ) that was inaccurately placed for collection, improperly reported, and continues to be defended despite clear evidence that the balance has been paid and is now {$0.00}. The handling of this account has caused unnecessary damage to my credit profile and reflects a failure to comply with the Fair Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ). This issue began when an account associated with utility services at a residential address in XXXX XXXX, XXXX was placed with a third-party collection agency. According to the companys response, the account was placed for collection on XX/XX/XXXX, for services provided earlier that year, including disconnection activity in XX/XX/XXXX. However, I dispute the accuracy and handling of this account from the beginning, including how it was reported, validated, and maintained throughout the collection process.…

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Aargon Agency is reporting a {$1800.00} collection for XXXX on my credit report at an address I never resided at XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX. I do not recognize this account. FTC Identity Theft Report Number XXXX filed XX/XX/2026. Requesting immediate cessation of collection activity and deletion from all bureau reports under 15 USC 1681c-2 and 15 USC 1692g .

CFPB COMPLAINT XXXX, XXXX & AARGON AGENCY INC Subject : Reinsertion Without Notice, Inaccurate Reporting, Failure to Validate, and Unreasonable Reinvestigation XXXX XXXX XXXX & Aargon Agency Summary of the Issue : XXXX reinserted a previously deleted Aargon Agency collection account without providing the required 5day written notice under FCRA 611 ( a ) ( 5 ) ( B ). The account contains inconsistent and inaccurate balance information, has never been validated by the furnisher, and XXXX continues to report it despite multiple disputes and clear evidence that the furnisher can not verify the debt. XXXX deleted the same account after Aargon failed to validate it. Details : Reinsertion Violation ( FCRA 611 ( a ) ( 5 ) ( B ) ) XXXX previously deleted the Aargon Agency collection account from my credit file. XXXX later reinserted the same account without providing me with the required 5day written notice by mail or email.…

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I am filing this complaint against Aargon Agency Inc. for violations of the Fair Debt Collection Practices Act ( FDCPA ) and the Fair Credit Reporting Act ( FCRA ). Alleged Account : Aargon Agency Inc. Alleged Amount : {$1100.00} Aargon Agency Inc. XXXX XXXX XXXX XXXX XXXX XXXX, NV XXXX No amount past due, no date of last payment, no payment history or frequency, and missing key account details required for accuracy. Aargon Agency Inc. is currently reporting an alleged debt on my credit file. I formally disputed this account and requested validation of the debt pursuant to my rights under federal law. My request included a demand for proper documentation, including but not limited to a copy of the original signed contract, account statements, and proof that Aargon Agency Inc has the legal authority to collect on this alleged debt. Despite my request, Aargon Agency Inc has failed to provide any validation of the debt within a reasonable timeframe.…

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Since I have two accounts with Aargon Agency Inc. that I am currently fighting to get proof that they have the legal right to collect or own the debt, the " Describe what happened '' is fairly similar to the other one. I send Aargon Collection Agency a certified mail and receipt letter stating under the Fair Debt Collection Practices Act I would like the following from them : 1. Name of the Original Creditor 2. Full Account Numbers from the Original Creditors 3. Exact Amount Allegedly Owed 4. Complete Payment History ( including how the amount was calculated ) 5. Proof that Aargon Agency Inc. owns the debt or has been legally assigned to collect They have failed to provide # 5 ( proof that Aargon Agency Inc.…

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1st off XXXX is reporting an inaccurate amount on my credit report. They are reporting an inaccurate amount of {$900.00} when the amount should be {$900.00}. I spoke to XXXX on XX/XX/year> @ XXXX XXXX and told the agent about the problem and said there is nothing XXXX can do. I will upload documents to show the inaccurate amount XXXX is reporting and the correct balance should be. I also have filed a dispute with XXXX and the account came back a " Verified '' and it doesn't make sense because how is it verified with wrong credit reporting balance? on the same phone call as previously mentioned I asked them for ( MOV ) Method of verification and they told me they were not allowed to disclose that information. They are in violation of under the FCRA for not being able to provide me with the MOV. 2nd I send Aargon Collection Agency a certified mail and receipt letter stating under the Fair Debt Collection Practices Act I would like the following from them : 1.…

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I am submitting this complaint as the consumer associated with the credit file in question. I am personally submitting this correspondence on my own behalf. No third party, credit repair organization, or agent is acting for me in this matter. I recently discovered that Aargon Agency is reporting a collection account on my credit report that I do not recognize, did not authorize, and do not own. This account is being reported as a debt that I allegedly owe ; however, I have no knowledge of this account and have never entered into any agreement with Aargon Agency or the alleged original creditor associated with this account. Upon discovering this account, I immediately took action to investigate and protect myself from potential identity theft. I reviewed my credit reports carefully and confirmed that this account does not belong to me.…

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This is not my debt as I have been a victim of identity and credit fraud. I was informed by XXXX about a fraud alert on XX/XX/year>. I contacted Aargon agency that is attempting to collect debt from me, by email on XX/XX/year> which was within 30 days of the notification of the debt to dispute. In my email I requested all medical records, itemized bill showing the original creditor, and personal information of the thief involving the {$1200.00} Non-Emergency charges. I have not heard back from them. I sent another email to XXXX on XX/XX/XXXX. Please let me know what else I need to do. XXXX XXXX

Subject : Dispute & Request for Validation Account # XXXX / # XXXX I am formally disputing the above-referenced accounts as they are not mine. I have no knowledge of these debts and have never entered into any agreement with your company. These accounts may be the result of identity theft or inaccurate reporting. Under the Fair Credit Reporting Act ( 15 U.S.C. 1681 ) and the Fair Debt Collection Practices Act 809, I am requesting full validation of these accounts, including : - Original signed agreement with my signature - Full account history from the original creditor - Documentation proving your legal right to collect - Complete chain of ownership of the alleged debt If you can not provide this documentation, you must immediately delete these accounts from all credit reporting agencies. Additionally, please cease reporting this account until proper validation is provided. Please send written confirmation of your investigation results. Sincerely, XXXX XXXX

I am submitting this complaint regarding Aargon Agency, Inc.s continued collection and furnishing of a medical debt that originated in Colorado XXXX Under Colorado House Bill 23-1126, medical debt is prohibited from being included on consumer credit reports. Despite this, Aargon Agency continues to furnish this account to credit reporting agencies, including XXXX On or around XXXX, I disputed this matter with the credit bureau and referenced the applicable Colorado law. The account remains on my credit report because Aargon continues to furnish the information. This is not a dispute about whether the debt exists. It is a dispute about whether it is lawful to report and furnish this medical debt. By continuing to furnish this account, Aargon Agency is engaging in unlawful reporting practices and contributing to non-compliant credit reporting.…

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AARGON AGENCY IS ATTEMPTING TO COLLECT A DEBT SOLD TO THEM BY XXXX XXXX THAT DID NOT VERIFY ACCURACY OR PROOF OF ACCOUNT OWNERSHIP. I CONTACTED XXXX XXXX BILLING DEPARTMENT REGARDING THIS DEBT AND RECEIVED NO RESPONSE BY MAIL, EMAIL, or Phone calls. This Account has caused extreme Hardship resulting in Homelessness and unemployment.

I had active health insurance coverage at the time of service. The provider incorrectly billed XXXX ( secondary insurance ) on XX/XX/XXXX instead of billing my primary insurance ( XXXX XXXX ) first. The provider did not bill primary insurance until XX/XX/XXXX, which resulted in a timely filing denial. This is a coordination of benefits ( COB ) error caused by the providers incorrect billing order. I am not responsible for this debt. Despite this, the account was sent to collections and is being reported on my credit. I disputed the account and provided documentation, including billing records showing the incorrect billing timeline and the EOB denial. The company failed to properly validate the debt and continues to report an inaccurate balance. I requested billing records and claim history, but full documentation was not provided. I request that this account be removed from collections and deleted from my credit report due to provider billing error and inaccurate reporting.

AARGON AGENCY INC is falsely reporting on my credit. I have never had any accounts with them. Per my research AARGON AGENCY INC is a debt collector. They are falsely reporting on my credit!! Account number is XXXX XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.

I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) XXXX, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next XXXX days : XXXX. The amount of the debt claimed. XXXX. The name of the original creditor. XXXX. A copy of the agreement, contract, or other instrument that created the debt. XXXX. XXXX that you are licensed to collect debts in

AARGON AGNCY is falsely reporting on my credit. I have never had any accounts with them. Per my research AARGON AGNCY is a debt collector. They are falsely reporting on my credit!! Account number is # XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.

Dear Sir/Madam, I am writing to request validation of the debt that you claim I owe formally. Under the Fair Debt Collection Practices Act, I have the right to request this verification. Please provide me with a detailed account of the alleged debt, including : the amount owed, the name of the original creditor, and any supporting documentation that shows I am responsible for this debt. Until I receive this information, I request that you cease all collection activities and reporting to credit bureaus. Please respond to this request in writing within 30 days. Sincerely, XXXX XXXX

I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 1006.34, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next 30 days : 1. The amount of the debt claimed. 2. The name of the original creditor. 3. A copy of the agreement, contract, or other instrument that created the debt. 4. Verification that you are licensed to collect debts in.

Validation of Debt Request - XXXX XXXX XXXX XXXX - XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 1006.34, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next 30 days : 1. The amount of the debt claimed. 2. The name of the original creditor. 3. A copy of the agreement, contract, or other instrument that created the debt. 4. Verification that you are licensed to collect debts in

I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 1006.34, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next XXXX days : 1. The amount of the debt claimed. 2. The name of the original creditor. 3. A copy of the agreement, contract, or other instrument that created the debt. 4. Verification that you are licensed to collect debts in.

I am disputing the reporting of a collection account from AARGON AGENCY INC listed as XXXX that appears on my credit report with a balance of {$860.00}. Several aspects of the reporting appear inconsistent or incomplete. First, the account status is listed as Unknown. Credit reporting should clearly identify the status of an account so that lenders and creditors can understand the nature of the obligation. Reporting an account with an Unknown status appears incomplete and potentially misleading. Second, the account is listed as a collection account, yet the report states that I am currently late on payment while also reporting {$0.00} past due. These statements appear contradictory because a collection account that is closed should not simultaneously indicate that a consumer is currently late while also showing no past due amount.…

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XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX Aargon Agency XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX SUBJECT : Formal Dispute of Collection Account Under the Fair Credit Reporting Act ( FCRA ) Dear, XXXX/Aargon Agency I am writing to formally dispute the accuracy and validity of a collection account that appears on my credit report. This dispute is being made in accordance with my rights under the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681 et seq. The account in question is listed as follows : Aargon Agency XXXX XX/XX/XXXX I am requesting that this account be investigated, verified, and validated pursuant to FCRA 611 ( 15 U.S.C. 1681i ). The information being reported must be accurate, complete, and verifiable. If the furnisher of this information can not provide proper documentation proving the validity of this debt including an original signed agreement and itemized accounting it must be removed immediately from my credit file.

I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 1006.34, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next 30 days : XXXX. The amount of the debt claimed. XXXX. The name of the original creditor. XXXX. A copy of the agreement, contract, or other instrument that created the debt. XXXX. Verification that you are licensed to collect debts in.

Name of company Aargon collection agency Date of service XX/XX/year> and XX/XX/year> name of XXXX XXXX XXXX XXXX It is already on my credit report that I have a collection. But I never got any bills sent to me from XXXX and on the bill that Aargon collection agency sent me it does not say who the bill is for. It only says an amount owed. When I call they say insurance wont cover it since its been past XXXX years and that I need to pay it, because thats the only way it will get resolved.

Validation of Debt Request - AARGON AGENCY INC XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 1006.34, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next 30 days : 1. The amount of the debt claimed. 2. The name of the original creditor. 3. A copy of the agreement, contract, or other instrument that created the debt. 4. Verification that you are licensed to collect debts in.

XXXX XXXX is falsely reporting on my credit. I have never had any accounts with them. Per my research XXXX XXXX is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.

Aargon Agency I am writing to dispute the alleged debt you claim I owe related to a XXXX XXXX account dated XX/XX/year>. Please provide full validation of this debt, including : The original XXXX XXXX account number The service address associated with the account An itemized billing statement showing how the balance was calculated Proof that Aargon Agency is authorized to collect on behalf of XXXX XXXX Until this debt is properly validated, please cease all collection activity. The account continues to be reported without proper validation or the address in which they are saying that I owe it from. I have lived at my address for 4 years and it is total electric so I am not sure this alleged debt is coming from or which address or if they have the wrong XXXX XXXX

Aragon Agency Inc has been sending me collection notice in the about of insert amount the collection has been reported as past due. I do not know this company has been reported as past due. I do not know this company, I never done business with this company. This company does not have a contract with my signature.

AARGON AGNCY is falsely reporting on my credit. I have never had any accounts with them. Per my research AARGON AGNCY is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.