Absolute Resolutions corp.

XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX Absolute Resolutions Investments LLC XXXX XXXX XXXX XXXX, XXXX XXXX XXXXXXXX XXXX XXXX RE : Debt Validation Request Under the FDCPA To Whom It May Concern : I am formally requesting validation of the alleged debt referenced in your recent communication. Under the Fair Debt Collection Practices Act ( FDCPA ), you are required to provide full verification before any further collection activity. Specifically, I request : 1.A signed purchase or assignment, signed by all parties involved, showing a complete chain of title and legal transfer of the alleged debt. 2.Documentation proving your company is legally authorized to collect debts in my state, including your current state license and bond information. 3.A full itemized accounting of the alleged debt, including original creditor, dates, amounts and any added fees.…

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I am disputing a debt being reported and collected by Absolute Resolutions LLC related to an alleged account with XXXX XXXX XXXX XXXX. This account is being inaccurately reported across my credit file with inconsistent information. Specifically, the same account number is associated with multiple entries and conflicting balances, which suggests duplicate or misleading reporting. Additionally, the account is being reported with a date opened of XX/XX/year>, which is incorrect, as I did not open any such account at that time. The account is also being reported with ongoing monthly collection activity, which misrepresents the true age and status of the alleged debt. This appears to be improper re-aging and inaccurate reporting in violation of the Fair Credit Reporting Act. The account was previously removed and later reinserted without proper notice or verification.…

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When the dept collection company, Absolute Resolution, first contacted me about my XXXX XXXX credit card account that they purchased I informed them I had entered a fraud complaint with XXXX XXXX regarding charges that were made on the account. Absolute Resolution continues to contact me even though I have asked them to stop due to them not providing me what I have asked for. I have asked them to show me the original copy of the credit card agreement, payment history and a verification letter stating an investigation was done to show accuracy of the debt, that they have not provided but continuously call me all times of the day, interrupting my job and family time They are now threatening to sue and garnish my check that I work hard for and takes care of my family. I am asking you for an investigation of my account under the Title 15 of the United States code and Fair Credit Act ( 15 U.S.C 1681 ), Antitrust Laws ( 15 U.S.C 1 ) and the Security Exchange Act.

ABSOLUTE RESOLUTIONS is falsely reporting on my credit. I have never had any accounts with them. Per my research ABSOLUTE RESOLUTIONS is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting XXXX my credit file XXXX is against my rights XXXX fair credit act. Under XXXX XXXX XXXX - XXXX of investigation consumer report ; you are in violation.

This is a formal notice that I dispute the validity of the alleged debt referenced above. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ), I request that you provide full validation of this debt, including but not limited to : The name and address of the original creditor A complete itemization of the debt A copy of the contract, agreement, or other evidence bearing my signatureProof that you have the legal right to collect this debt A full accounting of all charges, fees, and interest Until these documents are provided, you must cease all collection activities, including reporting or verifying this debt to any credit reporting agency. Additionally, under 15 U.S.C.…

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I am filing this complaint regarding inaccurate and misleading credit reporting by Absolute Resolutions Investments , LLC related to a debt collection lawsuit they filed against me. The original account was with XXXX XXXX XXXX XXXX and was charged off. The debt was later sold to Absolute Resolutions Investments , LLC, who has now placed the account in collections and filed a lawsuit in XXXX XXXX, Texas ( Cause No. XXXX ). Despite the account being charged off, sold to a third-party debt buyer, and currently in litigation, the company is reporting this account on my credit report as an open account, which falsely suggests that it is an active credit account rather than a charged-off debt in collections. This reporting is misleading, inaccurate, and harmful to my credit standing. The account is not open or active, and I can not use it as a line of credit. It should be reported as a closed, charged-off account in collections, not as an open account.…

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I formally dispute your findings and maintain that this account remains unvalidated. You state that there is no requirement to provide validation prior to reporting. However, under the Fair Debt Collection Practices Act ( 15 U.S.C. 1692g ), a debt collector is required to provide proper validation of a debt upon request, including sufficient documentation to establish that I am legally obligated to pay the alleged debt. Additionally, under the Fair Credit Reporting Act ( 15 U.S.C. 1681s-2 ), you are required to report only accurate and verifiable information to consumer reporting agencies. To date, you have failed to provide adequate validation. A generic statement that documents exist or will be provided is not sufficient.…

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I am filing this complaint against Absolute Resolutions Corporation regarding their attempts to collect an alleged debt of {$21000.00} on behalf of XXXX XXXX XXXX XXXX. I want to make it very clear that I have never had any account, product, or relationship with XXXX XXXX XXXX XXXX. I have never opened a credit card, taken out a loan, or conducted any business with this institution. Despite this, XXXX Resolutions continues to claim that I owe this debt. I have formally disputed this debt twice in writing and requested proper validation. Both letters were sent via XXXX mail, and I have attached proof confirming that Absolute Resolutions received them. However, they have completely failed to respond to either request. Under the Fair Debt Collection Practices Act ( FDCPA ), I requested verification that this debt is mine, documentation proving they have the legal right to collect, and evidence of the original creditor agreement bearing my signature. To date, they have provided nothing.…

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Validation of Debt Request - ABSOLUTE RESOLUTIONS I/XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 1006.34, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next 30 days : 1. The amount of the debt claimed. 2. The name of the original creditor. 3. A copy of the agreement, contract, or other instrument that created the debt. 4. Verification that you are licensed to collect debts in.

To Whom It May Concern : This letter serves as a formal request for validation of the above-referenced account pursuant to the Fair Debt Collection Practices Act, 15 U.S.C. 1692g. I dispute this debt in its entirety and request that you provide full validation. Please provide the following : The name and address of the original creditor. A complete account history, including the date of first delinquency. A copy of the original signed agreement bearing my signature. Documentation showing a complete chain of assignment from the original creditor to your company. Proof that you are licensed to collect debt in the State of Georgia. Until such validation is provided, you must cease collection efforts and reporting of this account to any credit reporting agency. If you are unable to provide the requested documentation, you must immediately delete any credit reporting associated with this account. I reserve all rights under federal and state law. Sincerely,

I had a XXXX XXXX XXXX XXXX that on XX/XX/XXXX XXXX purchases were made that were fraudulent. One was a charge to XXXX XXXX for {$92.00} and the second purchase was for XXXX for {$1800.00}. That morning on the XXXX I called XXXX XXXX XXXX to report the dispute at XXXX XXXX and I also emailed as they had requested with the listed dispute. They cancelled the current card and sent me a new XXXX XXXX XXXX. I heard from XXXX XXXX on XX/XX/XXXX that they deemed this was not fraudulent activity and I immediately called to appeal this decision. I was told there was no one in the fraudulent department to talk to and everything has to be sent via email to XXXX. On XX/XX/XXXX at XXXX I sent an email to appeal this decision that it was not fraudulent activity because I did not purchase or authorize these items. I asked them to explain how they arrived at this decision and what steps I need to take to resolve this issue. I never heard back from them.…

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Validation of Debt Request - ABSRES INV - XXXX XXXX XXXX XXXX XXXX XXXX XXXX I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 1006.34, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next 30 days : 1. The amount of the debt claimed. 2. The name of the original creditor. 3. A copy of the agreement, contract, or other instrument that created the debt. 4. Verification that you are licensed to collect debts in.

I am filing this complaint regarding Absolute Resolutions Investments LLCs failure to validate an alleged debt they are reporting on my credit file. Absolute Resolutions is reporting a collection account referencing an alleged original creditor, XXXX XXXX XXXX XXXX. I have no knowledge of this account and dispute the debt in its entirety. On XX/XX/year>, I sent Absolute Resolutions a written request for validation pursuant to 15 U.S.C. 1692g of the Fair Debt Collection Practices Act. In that letter, I requested : A copy of the original signed agreement Complete payment history from the original creditor Documentation showing legal assignment or purchase The date of first delinquency A copy of the charge-off statement As of today, Absolute Resolutions has failed to provide proper validation of the alleged debt. Despite this, they continue to report the account to consumer reporting agencies. Reporting a debt to credit bureaus constitutes collection activity.…

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I am filing a complaint against Absolute Resolutions Investments , LLC for inaccurate credit reporting and failure to properly validate an alleged debt of {$2200.00} Absolute Resolutions Investments is reporting a collection account on my credit report that I previously disputed through the credit reporting agencies using Credit Karma. Despite my dispute, the account was verified without Absolute Resolutions Investments providing proper validation of the debt. I have not received documentation proving that Absolute Resolutions Investments has legal ownership of this debt, nor have I received an original contract, complete payment history, or itemized accounting supporting the amount being reported. Verifying and continuing to report a disputed debt without proper validation violates the Fair Debt Collection Practices Act ( FDCPA ) and the Fair Credit Reporting Act ( FCRA ).

ABSOLUTE RESOLUTIONS is falsely reporting on my credit. I have never had any accounts with them. Per my research ABSOLUTE RESOLUTIONS is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.

ABSOLUTE RESOLUTIONS I is falsely reporting on my credit. I have never had any accounts with them. Per my research ABSOLUTE RESOLUTIONS I is a debt collector. They are falsely reporting on my credit!! Account number is # XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.

XXXX XXXX XXXX XXXX XXXX [ XXXX XXXX pa XXXX XX/XX/XXXX Absolute Resolutions Investments XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX MN XXXX * * Re : Account Number XXXX * * Re : Account Number XXXX Numbers or Reference Numbers XXXXXXXX XXXX XXXX Total Alleged Amount : $ [ Insert Amount ] * * To Whom It May Concern, I am writing this letter in response to your [ letter/phone call ] XX/XX/XXXX regarding the above-referenced account. This is a formal notice that I am disputing the validity of this debt. Under the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g, I am requesting that you provide competent evidence to validate this alleged debt. Specifically, I am requesting that you provide the following documentation : 1. * * Proof of Ownership ( Purchase Agreement ) : * * A copy of the executed Purchase Agreement, Bill of Sale, or Assignment of Debt between the original creditor and your company ( and any intermediary owners ).…

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I am filing a complaint against Absolute Resolutions Investments , LLC, regarding collection activity on an alleged consumer debt originally associated with XXXX XXXX XXXX XXXX dating back to approximately XXXX. A lawsuit was filed against me in XXXX, and a judgment was entered without my knowledge. I was never properly served with the Summons and Complaint and therefore was denied the opportunity to appear in court or assert defenses, including statute of limitations and proof of ownership of the debt. I did not receive personal service, did not sign for certified mail, and no member of my household accepted service. Despite this, a wage garnishment has been issued against my federal employment.I am currently the primary financial provider for dependent children, including a child diagnosed with a mental health condition requiring ongoing care and treatment, as well as a child receiving necessary private educational services.…

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ABSOLUTEREis falsely reporting on my credit. I have never had any accounts with them. Per my research ABSOLUTEREis a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.

I am submitting this complaint regarding accounts being reported or pursued by multiple companies that I do not believe I am responsible for. I have received communications from XXXX, XXXX Loan, and most recently a summons from XXXX XXXX XXXX. I dispute these alleged debts in full. XXXX I was notified of a balance that I do not recognize. I have not authorized or opened any account associated with the charges being claimed. XXXX XXXX A loan account has been reported under my information ; however, I did not authorize or receive any loan from this company. XXXX XXXX XXXX I recently received a court summons attempting to collect on a debt that I do not recognize and did not authorize. I have not entered into agreements with these companies for the amounts being claimed. I am requesting full validation of these debts, including documentation bearing my signature or proof of authorization. I believe these accounts may be the result of identity theft or reporting errors.…

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I received a notice from the local sheriffs department for wage garnishment for debt I do not know about and I never received any court paperwork from these people. They are Absolute Resolutions Investments , LLC a debt collector! This is unacceptable for them to do illegal things to try and obtain money.

This letter serves as formal notice that I dispute the validity of the above-referenced alleged debt pursuant to the Fair Debt Collection Practices Act, 15 U.S.C. 1692g ( b ). Be advised that this is not a refusal to pay, but a notice that your claim is disputed and validation is requested. You are hereby required to cease all collection activities until you provide proper validation of the alleged debt as required by federal law. Specifically, I request that you provide the following : 1. The full name and address of the original creditor ; 2. The complete account number with the alleged debt ; 3. An itemized accounting of the amount claimed, including principal, interest, fees, and other charges ; 4. Copies of any written agreement, contract, or instrument bearing my signature evidencing my obligation to pay ; 5.…

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I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 1006.34, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next XXXX days : XXXX. The amount of the debt claimed. XXXX. The name of the original creditor. XXXX. A copy of the agreement, contract, or other instrument that created the debt. XXXX. Verification that you are licensed to collect debts in

Complaint : I am filing this complaint against Absolute Resolutions Investments , LLC for failing to honor a XXXX agreement. I agreed to settle this collection account based on their representation that the account would be deleted from my credit reports upon payment. Relying on that agreement, I paid the account in full on XX/XX/year>. Despite fulfilling my obligation, the collection account remains on my credit reports. This is unacceptable and misleading. I would not have made this payment without the understanding that the account would be removed. I have upheld my end of the agreement. Absolute Resolutions Investments has not upheld theirs. This continued reporting is damaging my credit profile and impacting my ability to obtain financing. I am requesting that Absolute Resolutions Investments :

This collection agency has falsified the date that the account I had opened with XXXX XXXX XXXX XXXX was opened and they are stating this account was opened in XX/XX/year>. This is false this account had already gone past 7 years and should have fallen off my credit report but this company bought the account and is falsifying the info to try and keep the collection open still. This a violation of rights and they should face prison time for falsifying information to make look like they are collecting a current debt when this account is already going for 10 years since it was in collections.

I previously had a debt with a financial provider through XXXX XXXX XXXX XXXX. However, Absolute Resolutions opened a separate collection account in my name on XX/XX/XXXX without my authorization or consent, attempting to collect an alleged debt in the amount of {$3600.00}. I did not agree to any account, contract, or collection arrangement with Absolute Resolutions. Since opening this unauthorized account, Absolute Resolutions has reported the collection activity to the credit bureaus on a monthly basis. On XX/XX/XXXX, I spoke with a representative of Absolute Resolutions and informed them that I was disputing this account as unauthorized. On the same date, I submitted a formal dispute with XXXX. The dispute was marked as completed and closed ; however, despite this, Absolute Resolutions continued to report the account as a collection in XX/XX/XXXX.…

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XXXX of XXXX Notice of Conditional Acceptance & Formal Debt Validation Demand Account XXXX Inbox Summarize this email XXXX XXXX XXXX XXXX ( XXXX minutes ago ) to me Dear Absolute Resolutions I, This correspondence serves as a Notice of Conditional Acceptance and Formal Demand for Validation regarding Account No. XXXX, currently reporting a balance of {$22000.00}, originally attributed to XXXX XXXX XXXX XXXX and reported as opened on XX/XX/year>. This account is formally disputed in its entirety. Pursuant to the Fair Debt Collection Practices Act, XXXX XXXX. XXXX, you are required to provide proper validation of the alleged debt. I conditionally accept your claim upon proof of claim and demand strict proof of the following : XXXX. A copy of the original signed agreement bearing the consumers signature. XXXX. Documentation from XXXX XXXX XXXX XXXX verifying the original obligation and the date of first delinquency. XXXX.…

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I am filing a complaint regarding Absolute Resolutions Investments LLC for re-aging and re-reporting an identity-theft debt. This account was previously removed from my credit report due to identity theft. Absolute Resolutions later purchased the debt from XXXX and re-reported it, changing the delinquency dates and making the account appear newer than it is. I requested written validation from Absolute Resolutions and received no response. Despite this, they continue to report the account to the credit bureaus. Re-aging a debt and reporting identity-theft debt without validation violates the Fair Credit Reporting Act ( 15 U.S.C. 1681c, 1681c-2, and 1681s-2 ) and the FDCPA. :

I am disputing a collection account being reported by Absolute Resolutions Investments for {$2600.00}. This company is a debt buyer and has failed to provide proper validation of the alleged debt. They have not provided : Proof of ownership or a complete chain of assignment from the original creditor A copy of the original signed agreement An itemized accounting of the balance Despite this, they continue to report the account to the credit bureaus, which I believe violates the Fair Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ). I am requesting that this account be fully investigated and removed from my credit report unless Absolute Resolutions can provide legally sufficient documentation proving ownership, accuracy, and my obligation to pay.

ABSOLUTE RESOLUTIONS Iis falsely reporting on my credit. I have never had any accounts with them. Per my research ABSOLUTE RESOLUTIONS XXXX is a debt collector. They are falsely reporting on my credit!! Account number is XXXX falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.