CFPB COMPLAINT DATABASE
482 real consumer complaints filed against Aldous & Associates, PLLC at the Consumer Financial Protection Bureau in the last 12 months. 0 received relief from the company. Median federal response time: 15 days.
The 30 most recent complaints against Aldous & Associates, PLLC where the consumer chose to publish their narrative.
ALDOUS- is falsely reporting on my credit. I have never had any accounts with them. Per my research ALDOUS-is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under XXXX XXXX XXXX - XXXX of investigation consumer report ; you are in violation.
I am disputing a debt being collected by Aldous & Associates on behalf of XXXX XXXX. I cancelled my membership in person at the XXXX, TX location on XX/XX/year>. Despite this, I was later contacted for an alleged balance that should not exist. After cancelling, I stopped receiving member communications and even received a promotional email on XX/XX/year> offering me to sign up again for {$1.00}, which confirms my membership was no longer active. I also made multiple attempts to contact both the local gym and corporate office, but received no resolution. I have already submitted a dispute previously, but nothing came from it. Additionally, I was threatened that my credit would be negatively impacted if I did not pay, despite the debt being invalid. I am requesting that this account be immediately removed, all collection activity cease, and any credit reporting related to this matter be deleted.
I dispute this debt in its entirety and selected debt is not yours because I do not owe any valid obligation. I enrolled in a gym membership with The XXXX in XXXX XXXX after being told that the first 30 days would be free and that my monthly rate would be {$130.00} thereafter. This representation is also reflected in the gyms advertising. However, I was charged {$270.00} on the XXXX day, labeled as a " down payment '' which reflects XXXX months of dues and contradicts the representation that the first XXXX days would be free. This billing structure was not clearly disclosed and is extremely misleading, but also not discussed at the time of signing. The contract itself is also internally inconsistent. It lists a XXXX XXXX XXXX of {$130.00}, while also requiring a {$270.00} down payment and 24 monthly payments of {$130.00}, which does not clearly disclose the actual total financial obligation.…
To Whom It Concerns, Im contacting you because an account with my information suddenly appeared in your system and is now being reported to the credit bureaus. Before I make any decisions or take any responsibility for something I dont fully understand, I need clarity and documentation. I am disputing this account and requesting validation under the Fair Debt Collection Practices Act. This is not a refusal to pay. I simply need proof that the information youre reporting is accurate, that I am the correct person, and that your company has the legal right to collect or furnish the account. Right now, what you have provided is not enough for me to confirm anything. To properly review and verify this matter, I am asking for the following : 1. A breakdown of what this alleged balance is based on, including dates and itemized charges. 2. Documents showing where this obligation originated and how your company obtained it. 3.…
I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) XXXX, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next XXXX days : XXXX. The amount of the debt claimed. XXXX. The name of the original creditor. XXXX. A copy of the agreement, contract, or other instrument that created the debt. XXXX. XXXX that you are licensed to collect debts in.
I am submitting this complaint regarding a fraudulent collection account that has been reported under my name without my authorization. I discovered a collection account listed on my credit report that I do not recognize and did not authorize. I have never entered into any agreement or financial obligation with this creditor or collection agency nor the company theyre acting on behalf of. This account appears to be fraudulent and may be the result of identity theft or reporting error. The name used is a name I have not went by since XX/XX/year> when I got divorced. My credit has always had fraud alerts and security freezes, I was never contacted for any accounts in Florida as I am a Texas resident. I have disputed this account with the credit reporting agencies ; however, it remains on my report and continues to negatively impact my credit profile. The creditor also continues to harass me with phone calls and text message.…
I am disputing a {$370.00} collection from Aldous & Associates regarding a XXXX XXXX membership. I canceled this membership via telephone in late XXXX. I do not have the exact date of the call as it was over two years ago and the merchant failed to send a confirmation email, which is a common predatory practice reported by many other XXXX members. I only recently discovered this on my credit report and contacted the collector on XX/XX/XXXX. I specifically requested the XXXX XXXX XXXX ' and internal account notes from the original creditor ( XXXX XXXX for late XXXX to verify my verbal cancellation. The representative refused to provide this specific validation. Furthermore, the representative used deceptive tactics by telling me I needed to 'cancel again ' with VASA to stop charges, despite the account already being in default and collections.…
ALDOUS is falsely reporting on my credit. I have never had any accounts with them. Per my research ALDOUS is a debt collector. They are falsely reporting on my credit!! Account number is # XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.
In XX/XX/XXXX my former landlord XXXX XXXX XXXX issued a {$310.00} security deposit statement containing improper charges including an undocumented {$490.00} turnover fee, estimated utility charges dating back to XX/XX/XXXX before my XX/XX/XXXX move-in date per my lease contract, and an unauthorized admin fee. I emailed XXXX in XX/XX/XXXX requesting they pause sending to collections as the charges were disputed. They ignored this and sent to Aldous & Associates P.L.L.C. anyway. Aldous & Associates P.L.L.C. sent a collection letter XX/XX/XXXX stating : 'If you write to us by XX/XX/XXXX, we must stop collection on any amount you dispute. ' I mailed a certified dispute letter XX/XX/XXXX, well within their deadline, disputing the debt and requesting written verification. I also filed a small claims lawsuit against XXXX XXXX XXXX in XXXX XXXX XXXX XXXX Oregon ( Case No. XXXX ) on XX/XX/XXXX. XXXX was served twice and never responded.…
Issue : Disputed debt improper charges and unclear cancellation process What happened : I am disputing a debt that has been sent to collections related to a service with XXXX. I attempted to cancel my services in good faith using the same communication method the business used to communicate with me, which was via text message. My cancellation request was sent, and I received no indication that the message was not received or that this was not a valid method of cancellation. There was no bounceback message, no automated response, and no notice stating that cancellations could not be processed through that channel. I later learned that the business claims cancellations must be submitted via email only. However, this requirement was not clearly communicated in a way that would reasonably inform a consumer that a cancellation attempt through their existing communication channel would be ignored.…
Ive been sent to a debt collections agency, Aldous and Associates for an alleged unpaid debt from XXXX XXXX. When I called XXXX XXXX, the amount they said was owed did not align with the amount being owed by this debt collection agency. As a result, this created a negative remark on my credit report, for a debt that isnt mine and has wrong and misleading information.
Dear Sir/Madam, I am writing to request validation of the debt that you claim I owe formally. Under the Fair Debt Collection Practices Act, I have the right to request this verification. Please provide me with a detailed account of the alleged debt, including : the amount owed, the name of the original creditor, and any supporting documentation that shows I am responsible for this debt. Until I receive this information, I request that you cease all collection activities and reporting to credit bureaus. Please respond to this request in writing within 30 days. Sincerely, XXXX XXXX
Dear Sir/Madam, I am writing to request validation of the debt that you claim I owe formally. Under the Fair Debt Collection Practices Act, I have the right to request this verification. Please provide me with a detailed account of the alleged debt, including : the amount owed, the name of the original creditor, and any supporting documentation that shows I am responsible for this debt. Until I receive this information, I request that you cease all collection activities and reporting to credit bureaus. Please respond to this request in writing within 30 days. Sincerely, XXXX XXXX
ALDOUS is falsely reporting on my credit. I have never had any accounts with them. Per my research ALDOUS is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.
Validation of Debt Request - ALDOUS XXXX XXXX XXXX XXXX I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 1006.34, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next 30 days : 1. The amount of the debt claimed. 2. The name of the original creditor. 3. A copy of the agreement, contract, or other instrument that created the debt. 4. Verification that you are licensed to collect debts in.
I am submitting this formal complaint regarding a debt collection account that is currently being reported on my credit file and has not been properly validated despite my request. I previously requested validation of this alleged debt pursuant to the Fair Debt Collection Practices Act, 15 U.S.C. 1692g. The collection agency has failed to provide adequate documentation verifying the existence of the debt, the amount owed, or their legal authority to collect it. Despite this failure to validate the debt, the account continues to be reported to the credit reporting agencies. Reporting information that can not be verified is a violation of the Fair Credit Reporting Act, specifically 15 U.S.C. 1681s-2, which requires furnishers of information to provide accurate and verifiable information. Additionally, continuing collection activity without proper validation may constitute a violation of the Fair Debt Collection Practices Act.…
I am filing this complaint regarding a collection account that I have no knowledge of. The debt collector has been repeatedly contacting me by phone and mail attempting to collect on this account. I have already informed them that I do not recognize this account and requested that they stop contacting me. Despite my request, they continue to call and send collection notices demanding payment. I do not believe this debt belongs to me, and their continued attempts to collect are causing unnecessary stress and harassment.
Validation of Debt Request - ALDOUSXXXXXXXX XXXX XXXX XXXX XXXX XXXX I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 1006.34, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next 30 days : 1. The amount of the debt claimed. 2. The name of the original creditor. 3. A copy of the agreement, contract, or other instrument that created the debt. 4. Verification that you are licensed to collect debts in.
I am filing a complaint regarding a XXXX XXXX membership that was improperly continued and later sent to collections through Aldous & Associates. On or about XXXX XXXX I went in person to my XXXX XXXX location to cancel my membership. At the time I did not have access to email. I explained this to the staff and requested that my membership be cancelled in person. The staff refused to process the cancellation and told me it could only be done by email. Because they refused to process the cancellation request in person, the membership continued to bill my account for additional months. Those charges were later sent to collections through Aldous & Associates and have now affected my credit. I made a clear and reasonable attempt to cancel my membership in person, and the gym refused to process the cancellation even though I physically appeared at the location requesting termination.…
ALDOUS is falsely reporting on my credit. I have never had any accounts with them. Per my research ALDOUS is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.
I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 1006.34, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next 30 days : 1. The amount of the debt claimed. 2. The name of the original creditor. 3. A copy of the agreement, contract, or other instrument that created the debt. 4. Verification that you are licensed to collect debts in.
I previously filed a complaint regarding Aldous & Associates , PLLC and their improper reporting and collection practices. I am now filing this additional complaint using the companys own response as part of the record. I have also filed complaints with the Federal Trade Commission and my State Attorney General using the exact information Aldous provided in their CFPB response. In their official CFPB response, Aldous did not provide any documentation validating the debt. Instead, the company simply stated that they would treat this as a dispute and reach out to the original creditor, XXXX XXXX. This response confirms exactly what I stated in my original complaint that Aldous does not currently possess the documentation required to validate this alleged debt. It has now been approximately 90 days since my initial written request for proper validation.…
ALDOUS is falsely reporting on my credit. I have never had any accounts with them. Per my research ALDOUS is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.
ALDOUS is falsely reporting on my credit. I have never had any accounts with them. Per my research ALDOUS is a debt collector. They are falsely reporting on my credit!! Account number is XXXX XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.
I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 1006.34, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next XXXX XXXX : XXXX. The amount of the debt claimed. XXXX. The name of the original creditor. XXXX. A copy of the agreement, contract, or other instrument that created the debt. XXXX. Verification that you are licensed to collect debts in.
I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 1006.34, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next 30 days : 1. The amount of the debt claimed. 2. The name of the original creditor. 3. A copy of the agreement, contract, or other instrument that created the debt. 4. Verification that you are licensed to collect debts in.
ALDOUS is falsely reporting on my credit. I have never had any accounts with them. Per my research ALDOUS is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.
Subject : Reporting of Unverified Debt and Failure to Provide Validation To Whom It May Concern, I am filing this complaint regarding several collection accounts that are currently being reported on my credit report without proper validation. The accounts are as follows : Aldous & Associates Collection Account XXXX XXXX XXXX XXXX Account XXXX XXXX XXXX XXXX XXXX Account I previously disputed these accounts and requested validation of the alleged debts. Under the Fair Debt Collection Practices Act ( FDCPA 809 ) and the Fair Credit Reporting Act ( FCRA 611 ), a debt collector must provide proper documentation proving that the debt is valid and that they have the legal right to collect and report it.…
Subject : Account Paid in Full Request to Update Credit Reporting I am submitting this complaint regarding an account associated with Blink Fitness that was handled by Aldous & Associates PLLC. Account XXXX : XXXX I have paid this account in full. The payment in the amount of {$77.00} has been completed, and the balance is now {$0.00}. I have received written confirmation from Aldous XXXX Associates stating that the debt has been reconciled and resolved. I am requesting that the credit reporting for this account be updated to accurately reflect that the account has been paid in full. If the account has been reported to any credit bureau, it should be updated accordingly to show a {$0.00} balance and paid status. If the account has not been reported, I request confirmation that it will not be reported in the future, consistent with the written communication I received. Please investigate and ensure that all credit reporting related to this account is accurate. Thank you.…
I am submitting this complaint regarding a debt collector who has been attempting to collect an alleged debt from me. According to the Fair Debt Collection Practices Act ( FDCPA ), a debt collector is required to send a written notice of the debt within XXXX days of their initial communication with a consumer. In this case, I was contacted by the debt collector regarding the alleged debt, but I never received the required written notice in the mail within the timeframe required by the FDCPA. This notice should have included important information such as the amount of the debt, the name of the original creditor, and my rights to dispute the debt. Because the debt collector failed to provide the legally required notice, I believe this may constitute a violation of the FDCPA. I am requesting that this matter be investigated and that the collection account be removed from my credit report if it is found to be in violation of federal law.…
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