Amsher Collection Services, Inc.

I was a x customer with XXXX and before I decided to leave i had to get my phone replaced with my insurance company and I ended up getting my replacement phone in the mail and returned it within a few days after getting it in the mail from the XXXX, I get a text messages from a debt collector saying that I owe XXXX XXXX dollars and knew something wasn't right so I called them and told them that I received a message saying I owe you guys money and they told me like 10 times that it was for a non return device and asked if there was anything else that I owe they said no so I called the phone insurance company and every time I called them they said they have the phone and they will let XXXX know and remove the non return from my account, every time I called it was the same thing they have the phone and we will take care of it, which is a lie, I get another text messages from the debt collector saying that I owe XXXX dollars again I call because it doesn't make sense same thing it's only…

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This debt collector had done unjustfiable practices of the FDCPA which it prohibits. They furnished this account that we didn't agree upon and I didn't sign an agreement on. A legal contract is signed by two parties and I did not participate in any of it. They didn't follow the proper 5 step validation procedure. According to the FDCPA I'm entitled to compensation for these violations and clearly they violated my rights and abused my privileges. I demand this account be taken off immediately. Account Name : Amsher Collection Services Amount Shown : {$640.00}

Validation of Debt Request - AMSHER COLLECTION SERV/CHARTER COMMUNICATIONS XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 1006.34, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next 30 days : 1. The amount of the debt claimed. 2. The name of the original creditor. 3. A copy of the agreement, contract, or other instrument that created the debt. 4. Verification that you are licensed to collect debts in.

XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXXXXXX XX/XX/year> AMSHER COLLECTION SERVICES XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, XXXXXX/XX/XXXXXXXX | ( XXXX ) XXXX Account Number : * XXXX {$170.00} To Whom It May Concern : Have no idea who and what this is for. This letter serves as formal notice pursuant to the Fair Debt Collection Practices Act, specifically 15 U.S.C. XXXX ( c ), that you are hereby instructed to CEASE AND DESIST from any and all communication with me regarding the above-referenced account. Under 15 U.S.C. XXXX ( c ), once a consumer notifies a debt collector in writing that they refuse to pay a debt or that they wish the debt collector to cease further communication, the debt collector must not communicate further with the consumer except to : Advise that further collection efforts are being terminated ; Notify the consumer that certain specified remedies may be invoked ; or Notify the consumer that the debt collector intends to invoke a specified remedy.…

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Validation of Debt Request - AMSHER COLLECTION SERV/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 1006.34, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next 30 days : 1. The amount of the debt claimed. 2. The name of the original creditor. 3. A copy of the agreement, contract, or other instrument that created the debt. XXXX. Verification that you are licensed to collect debts in XXXX XXXXXXXX XXXX XXXX

AMSHER COLL is falsely reporting on my credit. I have never had any accounts with them. Per my research AMSHER COLL is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.

Account T-Mobile # XXXX I'm unaware of this debt and did not have the opportunity to dispute this account. If you believe you sent proper notification. Please provide " certified mail '' with receipt displaying my signature. If not, please delete account # XXXX as soon as possible from my report or I will have to take legal action

I am writing to formally request debt validation for a collection account mentioned in a letter I recently received. Under my rights through the Fair Debt Collection Practices Act ( FDCPA ), I ask that your office provide clear proof that the debt is valid. This should include the name of the original creditor, the amount owed, a full payment record, and proof that I am responsible for this debt. I am making this request to ensure the information being reported is accurate and not the result of a mistake, fraud, or confusion. While waiting for proper validation, I ask that you pause all collection activity and reporting related to this account, as allowed by law.

Dear Consumer Financial Protection Bureau, I am submitting this formal complaint against AmSher Collection Agency regarding an alleged debt that does not belong to me. AmSher is attempting to collect a debt that I do not owe and has reported this account to the credit reporting agencies. I dispute this debt in its entirety. I have never entered into any agreement with the original creditor for the alleged account, and I have not authorized AmSher to collect on my behalf. Under the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692 et seq., I have the right to dispute a debt and request validation. I am formally disputing this debt and demanding proper validation, including : The name and address of the original creditor A copy of the original signed agreement A complete payment history Proof that AmSher has legal standing and authority to collect this debt Additionally, under the Fair Credit Reporting Act ( FCRA ), 15 U.S.C.…

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XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Wisconsin XX/XX/year> Collection Agency Name Address Unknown Re : Alleged Account No Account Number Provided To Whom It May Concern, I am writing in response to your recent communication regarding an alleged debt. No valid account number was provided to me, and I do not recognize this debt. Pursuant to my rights under the Fair Debt Collection Practices Act ( 15 U.S.C. 1692g ), I formally dispute this debt in its entirety and request full validation. Please provide the following documentation : XXXX. The name and address of the original creditor. XXXX. The original account number associated with the alleged debt. XXXX. A complete itemization of the amount claimed, including principal, interest, fees, and any additional charges. XXXX. A certified copy of the original signed contract or agreement bearing my signature that created the alleged obligation. XXXX.…

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AMSHER COLL is falsely reporting on my credit. I have never had any accounts with them. Per my research AMSHER COLL is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.

Cease and Desist Communication Request Pursuant to the Fair Debt Collection Practices Act ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ca, XXXX XX/XX/year> To : XXXX XXXX Services XXXX XXXX XXXX XXXX XXXX XXXX XXXX, AL XXXX Phone : ( XXXX ) XXXX Re : Cease and Desist Notice Pursuant to XXXX Account Number : XXXX Original Creditor : XXXX CommunicationsLLC Balance : {$710.00} To Whom It XXXX Concern, This letter serves as my formal notice under the Fair Debt Collection Practices Act ( FDCPA ), XXXX ( c ), that I am requesting your agency cease all communication with me regarding the abovereferenced account. Under the FDCPA, once such a request is made, your office and its agents are prohibited from contacting me except for the following limited purposes : To advise me that your collection efforts are being terminated ; or To inform me that you intend to pursue specific legal remedies allowed by law.…

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AMSHER COLL is falsely reporting on my credit. I have never had any accounts with them. Per my research AMSHER COLL is a debt collector. They are falsely reporting on my credit!! Account number is XXXX XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.

In XX/XX/XXXX, I subscribed to XXXX internet service. Due to poor service quality, I cancelled after less than one month, returned all equipment, and paid my final bill in full. I have documentation : auto-payment enrollment confirmation and XX/XX/XXXX statement showing {$0.00} balance. In XX/XX/XXXX, while applying for a loan, I discovered a {$94.00} collection on my credit report from AmSher Collections related to this account. This collection has lowered my credit score and is forcing me to pay higher interest rates on financing. I contacted XXXX multiple times in XX/XX/XXXX and escalated to management. They told me they do not have detailed account records from 5 years ago to verify the debt, but they claim the debt is valid and will not help remove the collection. Because I urgently needed to proceed with my loan, I contacted AmSher Collections and said I was willing to pay the {$94.00} ( even though I don't owe it ) just to clear my credit report.…

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AMSHER COLL is falsely reporting on my credit. I have never had any accounts with them. Per my research AMSHER COLL is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under XXXX XXXX XXXX - XXXX of investigation consumer report ; you are in violation.

AMSHER COLL is falsely reporting on my credit. I have never had any accounts with them. Per my research AMSHER COLL is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.

I attempted on multiple days to contact the company. I called and spoke with an associate named XXXX as well as XXXX XXXX on XX/XX/year> at approximately XXXX XXXX. I attempted to obtain verification of this debt ownership which the company REFUSED to give me. I spoke with multiple associates being transferred and told the company was unable to send any verification to validate personal details regarding account details or personal information associated with this account. Company number : XXXX This company Amsher has placed a {$750.00} balance on my credit. The collection was opened XXXX XXXX.

I don't owe any money to anyone all bills are paid even my student loans apparently its not even about them. Supposedly some telecommunications services. I dont any of them money so must be a scam. I remember I got some random scam mail from spectrum long ago about service but I got no service from them BECAUSE THEY DONT EVEN OFFER SERVICE IN MY AREA. They must be making a false claim on top of that I have optimum. This is ridiculous.

I am disputing a collection account reported by AMSHER COLLECRION SERV on my credit report. This account is not mine. I have previously requested validation of this debt from the agency, and they failed to provide sufficient evidence that the debt is accurate and belongs to me. Under the Fair Credit Reporting Act ( FCRA ), unverified and inaccurate information must be removed. This collection is harming my creditworthiness and causing undue financial and emotional distress. I am requesting that this matter be investigated and that the collection account be deleted from all consumer credit reports immediately.

Of the month between XXXX XXXX called the creditor by the name of Ashmer Collection Service and on that date, they informed me they no longer have my account of XXXX as of XX/XX/XXXX, XXXXfor XXXX., and they don't know why it is showing on my credit report. They informed me to call XXXX the originally credit company. I called the company that same day and they informed my they do not have my account anymore that Ashmer Collection has my account. A week later I contacted XXXX once again to get the problem resolved because I was trying to purchase a home and they stated they don't have my account but it's still on my credit report as being reported. The company Ashmer informed me to dispute it because they are not handling it anymore,

On XX/XX/XXXX, I closed my XXXX account by paying {$960.00} in a one-time payment on a recorded line with a XXXX representative. I was advised this was the full amount owed to the company to pay off all products and services. My account was immediately closed and all services discontinued. Then, on XX/XX/XXXX, I received an invoice from a bill collector for {$440.00}. My household believed this and other correspondence to be a scam as the amount made no sense and there was no explanation of charges or services. We verbally requested an itemized list of costs which was not provided, instead only a bill showing an account balance was mailed. We continued to treat this as a scam as that's what all signs pointed to. On XX/XX/XXXX, I noticed this collection was posted against my credit. I believe this is a false charge with no grounding in services or products rendered by the company as all of our services were discontinued on XX/XX/XXXX and all accounts were paid off at that time.…

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Amsher us fraudlently trying to collect a debt for a modem that was returned to XXXX. Cease and desist collection attempts and remove from my credit report no later than XXXX XXXX. I will be filing a lawsuit against amsher and XXXX if false credit reporting does not immediately cease. I do not own any debt. The modem has been delivered. Proof od delivery has been attached.

A collection agency is trying to collect money from me and is reporting this collection to credit bureaus. They are not licensed and bonded in Florida which makes it illegal for them to try to collect from me. The amount that they are trying to collect is {$140.00}. I have contacted them recently through an email. I have not heard back yet. The collection company name is Amsher Collection Services.

I am submitting this complaint to formally dispute inaccurate and fraudulent credit reporting by AMSHER COLL that is currently appearing on my consumer credit reports. Account Information Being Disputed : Creditor/Collector : AMSHER COLL Account Type : Other Loan Account Status : Open Balance Reported : XXXX XXXX Monthly Payment : {$0.00} Interest Rate : 0.00 % Date Opened : XX/XX/XXXX Last Reported : XX/XX/XXXX Nature of the Dispute : I do not recognize this account and did not authorize, open, or agree to any loan or financial obligation with AMSHER COLL XXXX This account appears to be the result of fraudulent activity, identity theft, or erroneous reporting. Despite this, AMSHER COLL has reported the account as an open loan with a balance owed, which is factually inaccurate and materially misleading.…

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On XX/XX/year>, I spoke with a representative from AmSher regarding an alleged XXXX XXXX XXXX debt of {$130.00}. During the call, I was explicitly told that if I agreed to pay the balance, the account would not be reported to the credit bureaus. Based on that representation, I authorized a payment. After receiving the written payment authorization, I noticed that there is no documentation confirming the promise that the debt would not be reported, which contradicts what I was told verbally. I relied on the collectors statement when agreeing to payment. This appears to be a material misrepresentation and a potentially deceptive collection practice. I am requesting : Written confirmation that this account will not be reported to any consumer reporting agency, and That AmSher is prohibited from furnishing this account now or in the future. If they are unwilling to honor the promise made by their representative, I request the CFPB investigate this as a deceptive practice.

AMSHER COLLECTION SE is falsely reporting on my credit. I have never had any accounts with them. Per my research AMSHER COLLECTION SE is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.

Companies : Charter Communications ( XXXX ) & [ Debt Collector Name : Amsher Collection Service ] Complaint Summary I am disputing a collection account that was reported to my credit file in error and appears to stem from an unauthorized and/or fraudulent Charter Communications account . I never authorized this account, do not recognize the debt, and was never contacted prior to negative credit reporting. Both Charter and the debt collector relied on incorrect personal information and failed to reasonably verify the accuracy of the alleged debt. Detailed Complaint I discovered a collection account reported by Amsher Collection Service for an alleged Charter Communications balance of {$390.00}. I have not had Charter/XXXX XXXX for over a year, following my move from Tennessee, at which time I paid my final balance in full and returned all equipment. I never authorized any new Charter account after that closure.…

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To Whom It May Concern, This letter serves as my formal dispute and demand for validation of the above-referenced account pursuant to the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g, and the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681s-2. I am disputing this alleged debt in its entirety. Although your company responded to a complaint submitted through the Consumer Financial Protection Bureau ( CFPB ), no proper validation of this alleged debt has ever been provided to me as required by federal law. A CFPB response does not substitute for lawful debt validation. FORMAL DEMAND FOR VALIDATION Pursuant to 15 U.S.C. 1692g ( a ) ( b ), you are required to provide competent evidence that : 1. I am the party legally obligated to pay the alleged debt 2. The original cre ditors name and address 3. The full account history, including : Date of account opening Date of default Date the debt was charged off Complete itemization of the balance 4.…

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AMSHER COLL is falsely reporting on my credit. I have never had any accounts with them. Per my research AMSHER COLL is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.

XXXX is falsely reporting on my credit. I have never had any accounts with them. Per my research XXXX is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.