CFPB COMPLAINT DATABASE
174 real consumer complaints filed against Bounce AI, Inc. at the Consumer Financial Protection Bureau in the last 12 months. 0 received relief from the company. Median federal response time: 15 days.
The 30 most recent complaints against Bounce AI, Inc. where the consumer chose to publish their narrative.
Bounce AI have in recent months bombarded me with robo calls all time of the day and have continuously sent email about a purported debt. I have no recollection of such debt and who Bounce AI is and the legal authority to demand such debt with a demand for Debt validation according to the Fair Dept Collection Practice Act.
Included below is the dispute intiated to this company in XX/XX/year>. I have requested information twice and have yet to receive anything. Date : XX/XX/year> Consumer : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Georgia XXXX To : BOUNCEAI Re : Formal Debt Validation Request and Notice of Dispute To Whom It May Concern, This letter serves as a formal notice that I dispute the validity of the alleged debt you claim I owe. I am requesting full validation of this account pursuant to my rights under the Fair Debt Collection Practices Act ( 15 U.S.C. 1692g ) and the Fair Credit Reporting Act ( 15 U.S.C. 1681 et seq. ). I have recently reviewed my consumer credit reports and discovered that your company is reporting a collection account in my name. At this time, I do not acknowledge this debt as valid, nor have you provided sufficient documentation demonstrating that I am legally obligated to pay this alleged obligation. Under 15 U.S.C.…
Bounce AI is reporting a collection account on my credit report under account number XXXXXXXX XXXX XXXX XXXX XXXX with a balance of {$1500.00}. * * I dispute the accuracy and validity of this alleged debt. The company has not provided documentation verifying : the original signed agreement with the original creditor documentation showing transfer or assignment of the debt a complete payment history documentation verifying the balance claimed Under the Fair Credit Reporting Act ( FCRA 607 ( b ) and 623 ), companies must ensure that information reported to consumer reporting agencies is accurate and verifiable.
Validation of Debt Request - BOUNCE AI INC XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 1006.34, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next 30 days : 1. The amount of the debt claimed. 2. The name of the original creditor. 3. A copy of the agreement, contract, or other instrument that created the debt. 4. Verification that you are licensed to collect debts in.
I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 1006.34, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next 30 days : 1. The amount of the debt claimed. 2. The name of the original creditor. 3. A copy of the agreement, contract, or other instrument that created the debt. 4. Verification that you are licensed to collect debts in.
BOUNCE AI is falsely reporting on my credit. I have never had any accounts with them. Per my research BOUNCE AI is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.
I am disputing a collection account being reported by Bounce AI Inc. in the amount of approximately {$2100.00} related to an alleged XXXX loan originated by XXXX XXXX. Bounce AI Inc. appears to be attempting to collect this debt and report it to the credit bureaus while operating in Texas without complying with Texas debt collection requirements. Under Texas Finance Code 392.101, third-party debt collectors are required to file a {$10000.00} surety bond with the Texas Secretary of State before engaging in debt collection activity in the state. Public records searches do not show a bond filed for Bounce AI Inc. Because of this, it is unclear whether Bounce AI Inc. is legally authorized to collect debts or furnish credit reporting information in Texas.…
I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 1006.34, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next XXXX days : XXXX. The amount of the debt claimed. XXXX. The name of the original creditor. XXXX. A copy of the agreement, contract, or other instrument that created the debt. XXXX. Verification that you are licensed to collect debts in.
I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 1006.34, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next 30 days : 1. The amount of the debt claimed. 2. The name of the original creditor. 3. A copy of the agreement, contract, or other instrument that created the debt. 4. Verification that you are licensed to collect debts in
Subject : Formal Dispute and Demand for Validation BOUNCE AI INC Re : Account Number XXXX To Whom It May Concern : I am in receipt of your communication regarding the above-referenced alleged credit card debt. I dispute this debt in its entirety. Pursuant to the Fair Debt Collection Practices Act ( 15 U.S.C. 1692g ) and the Florida Consumer Collection Practices Act ( Fla. Stat. 559.55 et seq. ), I request full validation of this debt. Please provide : 1. The name and address of the original creditor. 2. The original account number. 3. A complete itemization of the alleged balance, including principal, interest, and fees. 4. A copy of the original signed agreement or application. 5. The charge-off date and date of last payment. 6. A complete chain of title, including a copy of the bill of sale and assignment showing that Bounce AI INC legally owns this specific account. 7. Proof that your company is authorized to collect debts in Florida.…
On XX/XX/2026, I agreed to a settlement payment of {$350.00}. I asked them to send a letter to verify this agreement, and the payment would be sent once received. I followed up on XX/XX/2026, with the information, and they did not reply. On XX/XX/2026, they sent an offer of {$380.00}. I stated that an agreement had already been made for {$350.00} and was waiting for the agreement letter. I provided them with screenshots of the conversation from XX/XX/2026. They continue to ignore my request and keep texting me that I owe a debt.
To Whom It May Concern, This letter serves as a formal follow-up to my previous Cease and Desist and Debt Validation Demand Letter regarding the above-referenced account. Despite my lawful demand made pursuant to 15 U.S.C. 1692g of the Fair Debt Collection Practices Act ( FDCPA ) and 15 U.S.C. 1681s-2 of the Fair Credit Reporting Act ( FCRA ), your agency has failed to provide adequate legal validation of the alleged debt. Instead, you responded with a generic summary of charges or statement balance, which does not satisfy the federal requirements for debt validation. Your failure to provide the following constitutes noncompliance : 1. A copy of the original signed contract or agreement bearing my signature ; 2. A full chain of title including all assignments and transfers of the alleged debt ; 3. A bill of sale or purchase agreement proving legal ownership of the debt ; 4. Proof of licensing to collect debt in my state ; 5. 6.…
Validation of Debt Request - BOUNCE AI - XXXX * * * * * * XXXX I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 1006.34, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next 30 days : 1. The amount of the debt claimed. 2. The name of the original creditor. 3. A copy of the agreement, contract, or other instrument that created the debt. 4. Verification that you are licensed to collect debts in.
I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 1006.34, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next 30 days : 1. The amount of the debt claimed. 2. The name of the original creditor. 3. A copy of the agreement, contract, or other instrument that created the debt. 4. Verification that you are licensed to collect debts in
Two years ago I was a victim of identity theft someone was using my information to open up account repeatedly and I have dispute all those charges. I would like all those hard inquiries and all the account that was open under my name in the year of XXXX deleted from my credit report please and thank you!
b'THE NERVE OF YOUR COMPANY NOTICE FOR REQUEST OF \nCERTIFIED MAIL RETURN RECEIPT WITH MY WET HUMAN SIGNATURE AND CEASE \nAND DESIST OF SLANDER HARRASSMENT EMBARRASSMENT THREATS \nDEFAMATION COLLUSION AGGRAVATED IDENTITY THEFT COLLECTIONS FALSE REPORTING & 18 USC 96 NOTICE INTENT TO SUE I HAVE NO BUSINESS WITH YOUR COMPANY XXXX TRUST VIOLATION \n\n I NEVER GAVE CONSENT TO USE XXXX XXXX IN COMMERCE WHO ARE YOU \n XXXX PLAINTIFF: XXXX XXXX \n DEFENDANT: BOUNCE AI, INC. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX\n XXXX number: XXXX \n RE: ALLEGED ORIGINAL CREDITOR? ACCOUNT NUMBER: XXXX ALLEGED DEBT AMOUNT OR BALANCE $? \nCERTIFIED MAIL# XXXX XXXX XXXX XXXX XXXX XXXX \nDEAR: BOUNCE AI, INC.…
I moved out from XXXX XXXX ( XXXX XXXX XXXX, XXXXXXXX XXXX XXXX ) on XX/XX/year>. I indicated this when I sent my intent to move out email on XXXX XXXX XXXX There was no person who met with us regarding a move out inspection, we where just told that we can move out on the indicated date and leave the key with their on site office. On XX/XX/year> I received an email from the managing company saying that I owed {$2500.00} in " damages '' to the property. The break down stemmed from a late rent charge of {$780.00} ( I moved out on the XXXX and gave the key on that day! ) various fees as well as {$840.00} for full paint and {$120.00} for Cleaning fees. Just to highlight some of the charges. Under Texas Normal Wear and tear I shouldn't have been charged for a full paint under normal wear and tear conditions. Mind you the damage they provided with a barely notable black residue left over in the wall.…
I don't recall having a contractual relationship with this collection company. Please give proof that this account belongs on my credit report and that my rights have not been infringed upon ; otherwise, terminate this account immediately. In compliance to 15 U.S. Code 1692e ( 6 ) Debt collectors are legally obligated to adhere to 15 U.S. Code 1692e ( 6 ), which forbids them from providing false information or insinuating inaccuracies about the nature, amount, or legal standing of a debt. It is against the law to make deceptive statements or misrepresentations concerning the debt being pursued for collection.
Bounce AI Inc is reporting a collection account on my credit report for an alleged debt originally associated with XXXX XXXX XXXX in the amount of approximately {$1000.00}. I do not have a valid contract or signed agreement with Bounce AI Inc, and they have not provided proper documentation proving their legal authority to collect or report this alleged debt. This account was previously disputed, and the result was marked as dispute resolved consumer disagrees, yet Bounce AI Inc continues reporting this account without providing sufficient documentation validating the debt. Under federal law, including the Fair Credit Reporting Act and the Fair Debt Collection Practices Act, Bounce AI Inc must provide full validation of the debt, including : A signed agreement bearing my signature Full account history and itemized charges Proof of legal assignment or ownership of the debt Documentation demonstrating their legal authority to collect and report this account Reporting unverified or…
BOUNCE AI is falsely reporting on my credit. I have never had any accounts with them. Per my research BOUNCE AI is a debt collector. They are falsely reporting on my credit!! Account number is # XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.
BOUNCE AI is falsely reporting on my credit. I have never had any accounts with them. Per my research BOUNCE AI is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.
BOUNCE AI is falsely reporting on my credit. I have never had any accounts with them. Per my research BOUNCE AI is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.
Dear Bounce AI , Inc., I am writing to formally dispute the reporting of the above-referenced account and to request a fair and lawful resolution. This account originated with XXXX XXXX ( XXXX ) and was later transferred to Bounce AI. I experienced a significant and documented reduction in income, which I communicated to your agency on multiple occasions. At that time, I advised that I was unable to meet the demanded weekly payment of {$220.00}. Despite my repeated attempts to explain my hardship and request reasonable alternatives, my concerns were initially not accommodated. I acknowledge that your agency has recently begun working with me, and I appreciate that development. However, the account was reported as an active collection during a period when I had clearly communicated financial hardship and when the repayment terms presented were not feasible.…
On XX/XX/year>, I mailed a certified written dispute and request for debt validation to the debt collector regarding an alleged credit card debt. USPS tracking confirms the letter was delivered XX/XX/year>. The letter requested validation of the debt and instructed that collection activity cease until validation was provided. Despite receiving this written dispute, the collector sent collection emails on XX/XX/year> and XX/XX/year> offering settlement options and encouraging payment. No debt validation documentation has been provided. Continued collection activity after receipt of a written dispute and prior to validation appears inconsistent with federal debt collection requirements.
Received recent communication in the form of a XXXX from XXXX XXXX XXXX XXXX XXXX regarding an alleged debt. And also this entity stating that theyre licensed by the state of Tennessee XXXX collect debts etc. Which from my research and recent investigation determined that was a lie a there are indeed in violation of Tennessee state XXXX.
On XX/XX/year> at XXXX XXXX, I provided a written notice of intent to vacate on my move out date. The property confirmed my move-out date as XX/XX/year> in writing on XX/XX/year>. I vacated the unit and returned my keys on XX/XX/year> and signed official move-out paperwork with the property the same day. On XX/XX/year>, I paid {$1200.00} covering prorated rent, utilities, and cable through my final date of occupancy. Despite this, the property generated an inflated move-out statement totaling {$4700.00} that includes duplicate rent charges, post-vacate rent, and a full reletting fee. My lease expressly limits the maximum charge for insufficient notice to one months rent of {$1700.00}. The statement also falsely classifies my move-out as lease abandonment and records 0 days notice, which contradicts proof of the written notice, confirmation email, payment records, and signed move-out paperwork.…
BOUNCE AI is falsely reporting on my credit. I have never had any accounts with them. Per my research BOUNCE AI is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.
Company : XXXXXXXX XXXX XXXX XXXX Issue Type : Debt collection / Loan servicing / Improper credit practices Complaint Narrative I am submitting this complaint regarding XXXXXXXX XXXX improper handling of my loan account, including sending my account to an outside collection agency without prior notification and without providing me the opportunity to verify or dispute the accuracy of the alleged balance. I was directly affected by workforce cuts, resulting in a salary reduction of approximately {$23000.00} annually. Despite this significant financial hardship, I remained in constant communication with XXXXXXXX XXXX representatives, advising them of my situation and making payments to the extent I was financially able. At no time did I refuse to pay or avoid my obligation. As communicated to XXXX, reduced income is still income, and I acted in good faith throughout this period.…
BOUNCE AI is falsely reporting on my credit. I have never had any accounts with them. Per my research BOUNCE AI is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.
ive formally reached out to bounce ai informing them that the status of an account they are reporting is incorrect and fraud ive provided all neccessary information and documents me and my consumer attorney also mapped out all violations this third party debt collector ( Bounce Ai inc ) have been committing they have chose to ignore all consumer law violations. I've requested signed contracts showing my wet signature between me and Bounce Ai which haven't been provided. I also demanded bounce ai inc to CEASE & DESIST ALL COMMUNICATIONS WITH ME WHICH INCLUDES REPORTING OF ANY KIND TO MY CONSUMER REPORT but Bounce Ai again willfully furnishes this incorrect/fraud account to my consumer report. Bounce Ai Inc is in violation of 15 United states code 1692 ( c-a ), as well as 15 USC 1681 ( E-B ), As well as 15 USC ( b-1-a ) and also 15 USC 1681 ( b-2 ). Final NOTICE.
Upload your evidence. We draft a formal complaint with citations in 10 minutes. CFPB legally forces a response in 15 days.