Dear Innovis Consumer Assistance,, XXXX XXXX COMMUNICATIONS - XXXX * * - FDCPA Section XXXX Violation Misleading - This account was not properly validated. Under FDCPA XXXX XXXX. XXXX, I must be provided written notice withinXX/XX/XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX - XXXX * * - FDCPA Section XXXX Violation Misleading - This account was not properly validated. Under FDCPA XXXX XXXX. XXXX, I must be provided written notice withinXX/XX/XXXXdays of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX COMMUNICATIONS - XXXX * * - FDCPA Section XXXX Violation Misleading - This account was not properly validated. Under FDCPA XXXX XXXX. XXXX, I must be provided written notice withinXX/XX/XXXX days of initial contact. Since I did not receive proper validation, this account must be removed.…
CFPB COMPLAINT DATABASE
CBC Companies, Inc.
957 real consumer complaints filed against CBC Companies, Inc. at the Consumer Financial Protection Bureau in the last 12 months. 621 received relief from the company. Median federal response time: 15 days.
Most common issues
- 01Improper use of your report598
- 02Incorrect information on your report200
- 03Problem with fraud alerts or security freezes120
- 04Problem with a company's investigation into an existing problem24
- 05Unable to get your credit report or credit score5
Top states filing
Recent complaints
The 30 most recent complaints against CBC Companies, Inc. where the consumer chose to publish their narrative.
Re : Request for Consumer Report and Security Freeze Social Security Number ( last 4 digits ) : XXXX Date of Birth : XX/XX/1991 Dear Sir or Madam, Pursuant to the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681 et seq., including 15 U.S.C. 1681j ( right to free annual consumer report ) and 15 U.S.C. 1681c-1 ( security freeze ), I am writing to request : 1. A complete copy of my consumer file, including all information you maintain on me. 2. Placement of a security freeze on my consumer report/file to restrict access and prevent unauthorized inquiries or new accounts.
Dear Innovis Consumer Assistance,, XXXX XXXX XXXX - XXXX - FDCPA Section XXXX Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within 5 days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX XXXX XXXXXXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX XXXX FDCPA Section 807 Violation Misleading - This account was not properly validated.…
Dear Innovis Consumer Assistance,, XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX XXXXXXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX XXXXXXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C.…
In response to : COMPLAINT ID XXXX SUBMITTED ON XX/XX/year> PRODUCT Debt collection ISSUE Attempts to collect debt not owed The company can not respond to this complaint. We sent your complaint to the company for a response. The company let us know that it can not respond to the issues raised in this complaint through this process. I am writing in response to Innoviss statement that it can not respond through the CFPB. This position is inaccurate and does not satisfy Innoviss legal obligations under federal law. Innovis is a consumer reporting agency subject to the Fair Credit Reporting Act ( 15 U.S.C. 1681 et seq. ) and the supervisory and enforcement authority of the Consumer Financial Protection Bureau. A consumer complaint submitted through the CFPB constitutes a valid dispute and request for investigation under FCRA 611 ( a ). Innovis does not have the discretion to refuse to respond to a CFPB complaint or to opt out of the CFPB complaint process.…
Dear Innovis Consumer Assistance,, XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within 5 days of initial contact. Since I did not receive proper validation, this account must be removed. DEPT OF EDUXXXX - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within 5 days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within 5 days of initial contact. Since I did not receive proper validation, this account must be removed.…
Dear Innovis Consumer Assistance,, XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA XXXX XXXX. XXXX, I must be provided written notice within 5 days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within 5 days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within 5 days of initial contact. Since I did not receive proper validation, this account must be removed. In violation of 15 U.S.C. 1692g. They were to notify me of this in writing 5 days prior , I was not. As the original creditor, only I can validate this debt.…
I am writing to have the following information removed from my credit file, the items that I need deleted are going to be attached in a word document. I am a victim of identity theft. I have multiple accounts and inquiries that I DID NOT apply for listed on my credit report. I ask that these items be deleted so my credit report will only show accurate information. I would like these items deleted from my credit report as soon as possible. Please block this information from my credit report, pursuection 605B of the Fair Credit Reporant to sting Act.
Dear Innovis Consumer Assistance,, XXXXXXXX XXXX XXXX XXXX XXXXXXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within 5 days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within 5 days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within 5 days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C.…
I am writing to formally dispute fraudulent accounts that appears on my credit report. These accounts was not opened by me, I did not authorize it, and it is the result of fraud and/or identity theft. Under the Fair Credit Reporting Act ( 15 U.S.C. 1681 ), I am exercising my right to dispute inaccurate and fraudulent information being reported in my consumer file. Account Information in Dispute : Creditor Name : XXXX Account Number : XXXX Amount {$390.00} Account Information in Dispute : Creditor Name : XXXX XXXX Account Number : XXXX Amount {$990.00} These accounts arenot mine, and I have never entered into any agreement or contractual relationship with the above-named creditor. Any claim that I am responsible for this account is inaccurate and unverifiable. Pursuant to 15 U.S.C. 1681i ( a ) ( 1 ), you are required to conduct a reasonable reinvestigation of this dispute. Additionally, under 15 U.S.C.…
Dear Innovis Consumer Assistance,, XXXX XXXX XXXX XXXX XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within 5 days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within 5 days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX - XXXX XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within 5 days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C.…
I am writing to have the following information removed from my credit file, the items that I need deleted are going to be attached in a word document. I am a victim of identity theft. I have multiple accounts and inquiries that I DID NOT apply for listed on my credit report. I ask that these items be deleted so my credit report will only show accurate information. I would like these items deleted from my credit report as soon as possible. Please block this information from my credit report, pursuection 605B of the Fair Credit Reporant to sting Act.
I am writing to have the following information removed from my credit file, the items that I need deleted are going to be attached in a word document. I am a victim of identity theft. I have multiple accounts and inquiries that I DID NOT apply for listed on my credit report. I ask that these items be deleted so my credit report will only show accurate information. I would like these items deleted from my credit report as soon as possible. Please block this information from my credit report, pursuection 605B of the Fair Credit Reporant to sting Act.
Dear Innovis Consumer Assistance,, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within 5 days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX - XXXXXXXX XXXX XXXX XXXX XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within 5 days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX - Invalid and unauthorized inquiry - Inquiry has no Permissible purpose. Please REMOVE it from my credit report XXXX XXXX XXXX XXXX XX/XX/XXXX - Invalid and unauthorized inquiry - Inquiry has no Permissible purpose.…
Dear Innovis Consumer Assistance,, XXXX XXXX XXXX XXXXXXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within 5 days of initial contact. Since I did not receive proper validation, this account must be removed. XXXXXXXX XXXX XXXX XXXXXXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within 5 days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX XXXX XXXX XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within 5 days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX XXXX XXXXXXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated.…
Dear Innovis Consumer Assistance,, XXXX - XXXXXXXX XXXX XXXX XXXX XXXX XXXX FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within 5 days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX - XXXX XXXX XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within 5 days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within 5 days of initial contact. Since I did not receive proper validation, this account must be removed.…
Dear Innovis Consumer Assistance,, XXXX XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within 5 days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX XXXX XXXX XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within 5 days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within 5 days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX XXXXXXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated.…
The XXXX credit card was open on XX/XX/year> without my consent and knowledge. The debt amount is {$31000.00}. Please help me to remove the fraudulent opened account from the all credit bureaus reports ( XXXX XXXX XXXX XXXX. It is doesnt allow me to get a new cards for myself, to lease a new car or buy a small house. Please help me to resolve this problem. Thank you
Dear Innovis Consumer Assistance,, XXXX XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C.…
Dear Innovis Consumer Assistance,, XXXX XXXX XXXX XXXX XXXXXX/XX/year> - Invalid and unauthorized inquiry - Inquiry has no Permissible purpose. Please REMOVE it from my credit report In violation of 15 U.S.C. 1692g. They were to notify me of this in writing 5 days prior, I was not. As the original creditor, only I can validate this debt. I do not validate this debt. FCRA 605B ( 15 U.S.C. 1681c-2
I am writing to have the following information removed from my credit file, the items that I need deleted are going to be attached in a word document. I am a victim of identity theft. I have multiple accounts and inquiries that I DID NOT apply for listed on my credit report. I ask that these items be deleted so my credit report will only show accurate information. I would like these items deleted from my credit report as soon as possible. Please block this information from my credit report, pursuant to section 605B of the Fair Credit Reporting Act.
I am writing to have the following information removed from my credit file, the items that I need deleted are going to be attached in a word document. I am a victim of identity theft. I have multiple accounts and inquiries that I DID NOT apply for listed on my credit report. I ask that these items be deleted so my credit report will only show accurate information. I would like these items deleted from my credit report as soon as possible. Please block this information from my credit report, pursuant to section 605B of the Fair Credit Reporting Act.
I am writing to have the following information removed from my credit file, the items that I need deleted are going to be attached in a word document. I am a victim of identity theft. I have multiple accounts and inquiries that I DID NOT apply for listed on my credit report. I ask that these items be deleted so my credit report will only show accurate information. I would like these items deleted from my credit report as soon as possible. Please block this information from my credit report, pursuection 605B of the Fair Credit Reporant to sting Act.
Dear Innovis Consumer Assistance,, XXXX XXXX XXXX - XXXX XXXX XXXX XXXX XXXX XXXX XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within 5 days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX - XXXX XXXX XXXX XXXX XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within 5 days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX - XXXX XXXX XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within 5 days of initial contact. Since I did not receive proper validation, this account must be removed.…
I am formally requesting that the Consumer Financial Protection Bureau ( CFPB ) immediately enforce corrective action against Innovis and XXXX for persistent and repeated violations of federal law. Over XXXX days ago, I submitted detailed written disputes, comprehensive identity theft documentation, and supporting evidence. The bureaus have unlawfully failed to comply with their statutory obligations under the Fair Credit Reporting Act ( FCRA ) and associated federal laws, constituting further violations. Violations Committed by THE BUREAUS : 15 U.S.C. 1681 ( FCRA 607 ( b ) ) : Failure to maintain maximum possible accuracy. FCRA 611 ( a ) ( 1 ) ( A ) : Failure to investigate consumer disputes within the statutory XXXX timeframe. FCRA 611 ( a ) ( 6 ) : Failure to conduct reinvestigations and provide findings. 15 U.S.C. 1692g : Failure to notify the consumer of alleged debts within the required timeframe. Gramm-Leach-Bliley Act ( 15 U.S.C.…
Dear Innovis Consumer Assistance,, XXXX XXXX XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within 5 days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within 5 days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within 5 days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C.…
I am writing to have the following information removed from my credit file, the items that I need deleted are going to be attached in a word document. I am a victim of identity theft. I have multiple accounts and inquiries that I DID NOT apply for listed on my credit report. I ask that these items be deleted so my credit report will only show accurate information. I would like these items deleted from my credit report as soon as possible. Please block this information from my credit report, pursuection 605B of the Fair Credit Reporant to sting Act.
XXXX XXXX XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX XXXX XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within XXXX days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX - XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C.…
I am writing to have the following information removed from my credit file, the items that I need deleted are going to be attached in a word document. I am a victim of identity theft. I have multiple accounts and inquiries that I DID NOT apply for listed on my credit report. I ask that these items be deleted so my credit report will only show accurate information. I would like these items deleted from my credit report as soon as possible. Please block this information from my credit report, pursuection 605B of the Fair Credit Reporant to sting Act.
Dear Innovis Consumer Assistance,, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within 5 days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C. 1692g, I must be provided written notice within 5 days of initial contact. Since I did not receive proper validation, this account must be removed. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX - FDCPA Section 807 Violation Misleading - This account was not properly validated. Under FDCPA 15 U.S.C.…
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