CCF Intermediate Holdings LLC

On Wednesday, XX/XX/XXXX I went to TitleMax located at XXXX XXXX XXXX, XXXX TN XXXX for help. I had gotten behind on bills for my home. I was struggling to catch up on the mortgage and pay all the other bills as I was only making {$3000.00} a month before taxes. At the store they took pictures of my XXXX XXXX XXXX XXXX and qualified me for a line of credit not to exceed XXXX. They quickly went over all the documentation not explaining to me the predatory customary fees accumulation rate. The monthly due date was set the XXXX of every month. I hit the max of the loan and in XX/XX/XXXX fell behind on the loan. I asked for more time to make the XXXX payment and was met with intimidation. I began making small payments and was told after I made a smaller payment of {$100.00} on XX/XX/XXXX that making small payments towards the debt didn't matter as the car was in danger of repossession.…

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Brought {$5000.00} in XX/XX/year>. Was never told that every time I made a payment that it was only going to interest. I currently have paid them back over {$20000.00} and the loan is still not paid off. I asked to for the contract of the loan because it does not show up in my portal and Im getting the runaround about the contract and never was. I told that my payments were interest payments are not going towards the loan.

I took out a payday loan with SpeedyCash and have since repaid the substantial majority of the original amount borrowed. Based on my records, approximately {$580.00} of the original principal remains ; however, the total balance the company is claiming is higher due to added fees and/or interest. Due to financial hardship, I contacted the company in XX/XX/year> to request a written repayment plan or a reduced settlement amount to resolve the remaining balance. I also clearly requested that all communication be conducted in writing and revoked authorization for electronic withdrawals from my bank account. The company responded by directing me to call them instead of addressing my request in writing. I followed up and reiterated my request for written communication and a resolution option. The company then stated they would limit communications to legally required notices but did not provide any response addressing repayment or settlement options.…

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XX/XX/year>. Me, my wife, and my sister all received voicemails. I called back the number and they claimed to be Speedy Cash saying they had a lawsuit filed against me in XXXX XXXX ( I checked civil court records they don't ). The person on the phone was extremely curt and pushy, clearly just trying to get me to make a payment. I am with XXXX XXXX XXXX and should be having no contact with Speedy Cash directly, which the company is aware of.

I am submitting this complaint regarding Speedy Cash for reporting a debt on my credit file that I do not recognize and that has not been properly verified. The reported balance is {$2900.00}. I have not been provided with documentation confirming that this debt is accurate or belongs to me. Under the Fair Credit Reporting Act ( FCRA ), I am requesting that Speedy Cash provide full verification, including : - Original agreement or signed contract - Complete payment history - Original creditor details- Proof of legal right to collect this debt Because this information has not been provided, I believe this account is being reported inaccurately. I request that this account be investigated and removed if it can not be properly verified.

I took out the loan in the end of XX/XX/XXXX to buy presents for my children and I took out a loan XXXX speedy cash for XXXX and oil have been paying every XXXX weeks XXXX dollars and XXXX I was paying XXXX times month XXXX and so I called them and of XXXX and asked how XXXX do I have left and they told me you have to pay XXXX give or take which I said I cant pay that much but I should be done with my payments and I asked them if I can get my payments on a receipt and they tried to falsely say I missed payments which i XXXX took couple hours of yelling back and forth and they are threatening on taking my car I dont know what to do it is speedy cash and XXXX not the only XXXX

My name is XXXX XXXX, and I am submitting this complaint regarding AVIO Credit. I have never opened an account with AVIO Credit, taken out a loan throug h them, or conducted any type of business with this company. Despite this, AVIO Credit is associated with a debt or reporting connected to my name. I do not recognize this account and never authorized any agreement with this company. Because I have never done business with AVIO Credit, I believe any reporting connected to my name is inaccurate. If an account exists, it was opened without my knowledge or authorization. I am requesting that AVIO Credit provide full verification of this alleged account, including any signed agreement or documentation showing that I entered into a contract with them. If AVIO Credit can not provide valid proof that I authorized this account, I request that any reporting connected to my name be immediately removed and corrected.…

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Took payment on agreed upon day and did not credit me after taking the money out of my bank account. I am in a debt cycle with them I can't get out of. I understand this is a predatory loan, but it has become a burden and I have to flip this loan constantly. I am now without money and unable to reapply to buy groceries, gas, etc. No recourse for the little guy.

XXXX XXXX called both my husband and me simultaneously and notified us that a document would be delivered to our home in XXXX XXXX concerning a debt that had not been paid. XXXX XXXX told me to call XXXX and use reference XXXX. I called XXXX XXXX. They knew my age, my name, and they knew the last XXXX numbers of my social security number. I did not give them any of that info. They told me that info. They said I took out over a {$2000.00} loan XXXX years ago from Title Max and never paid it back. They said I could call TitleMax and reference an account number that XXXX XXXX gave me. I called Title Max Fraud department. They do not have any loans with that account number. They do not have my name in their database. XXXX XXXX also left a voicemail. I believe this to be a fraudulent company and I am unsure as to what to do next.

I received a call on XX/XX/XXXX from ( XXXX ) a collection agent who advised that I was about to be sued for up to {$10000.00} to satisfy a payday loan granted to me in XXXX and or XXXX. The caller Identified himself as XXXX, I became quite alarmed when he quoted my correct birthdate and social security number. He became verbally combative when I told him he had the wrong person. I did business in XX/XX/XXXX with Speedy Cash loans for {$250.00}, whom I contacted at ( XXXX ) and informed Customer Service of the phone call, and was advised that the call must have been fraud. I have not done business with any other Payday Loan companies..

My father passed away and I had to pay for funeral expenses and I got behind. I only owed XXXX payments of XXXX each. I was 3 months behind and they wanted XXXX or they were going to take my car. When I took my father 's ashes to Mississippi they took my car from the motel I was in which caused me to be stranded in Mississippi then homeless when I had no way back home. I lost my home I was renting and everything I owned. Im still stuck in Mississippi and got no home to go back to. My important papers my tools my clothes were all in my car when they stole while I slept. Since then I cant get help or a loan to buy a car. They destroyed my life over XXXX. It was the 2nd loan from them I paid the first one off and 4 puts of a XXXX payment loan of XXXX they wouldn't even return my things.

I obtained a loan from Speedy Cash with an original principal amount of {$2000.00}. Due to extremely high daily interest charges, the balance has rapidly increased to approximately {$3000.00} in a very short period of time. I contacted the company to request a payoff quote and to discuss hardship assistance because I am experiencing financial difficulty. During my calls, I specifically requested that the interest be frozen or that the company provide a reasonable payoff amount so that I could resolve the account responsibly. However, the representatives refused to freeze the interest or provide any reasonable resolution. Instead, I was told that the balance would continue to increase unless I paid the full amount immediately. I was also told that my only option would be to allow the account to become past due and eventually go to collections before any alternative options could be considered.…

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I got the loan in XXXX {$600.00} We made XXXX payments of {$250.00} And we looked and the loan was then at {$850.00} They were AUTO payments. I then lost my job in XXXX. They kept charging our XXXX bank which they were authorized for XXXX to take payments. We couldnt pay due to having XXXX less income for food, rent, gas, utilities. They then stopped charging XXXX after they forced our account to be closed for making multiple attempted withdrawals within XXXX days eachother. Speedycash THEN started to charge my spouses chime account WHICH THEY WERE NOT GIVEN PERMISSION OR AUTHORIZATION TO DO SO. And theyre charging me every 3 days for {$450.00} EVERY TIME THEY TRY TO WITHDRAWL. I only owed {$100.00} left without their extreme extortion. That bill is now over {$1000.00} Because of their insane interest that they dont make you aware of. From XXXX, TO XXXX. im being charged an additional {$900.00}. Why is this even leagal??? How do you allow this?!?!?!

I am filing this complaint regarding a loan issued through a TitleMax branch where I was assisted by a friend who worked as a loan officer and branch Manager ( XXXX XXXX XXXX at that location. I applied for a loan and was approved. After the loan was approved and the funds were disbursed, the employee asked to borrow approximately half of the loan amount from me personally. I agreed based on our personal relationship and the representations they made regarding the loan. The employee repeatedly told me that the loan would be written off after approximately 60 days and that I would not be responsible for repayment. They stated that the only requirement was to wait until a certain time period had passed after disbursement ( which they told me would be XX/XX/year> ). I have text messages from this employee ( XXXX XXXX ) confirming that the loan would be written off and that I would not be responsible for repayment.…

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I obtained a vehicle title loan from TitleMax located at : Address : XXXX XXXX XXXX XXXX, XXXX, AL XXXX Phone : ( XXXX ) XXXX in approximately XX/XX/year>. The original loan amount was approximately {$2200.00}. Since the loan was issued, I have made payments totaling approximately {$3600.00} toward the account through required monthly payments and fees. Despite these payments, I was recently informed that the remaining balance on the account is still approximately {$3000.00}. After realizing that the amount I had already paid exceeded the original principal borrowed, I contacted the local TitleMax store to request information about the balance and to ask whether a payoff adjustment or settlement could be considered. During this call I was placed on several extended holds and was ultimately told that the store does not offer settlements. I then contacted TitleMaxs corporate office for clarification.…

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On XX/XX/2025, I took out a loan with Speedy Cash because my phone service was about to be disconnected. At the time, I was working as a shift leader and needed my phone for work. I was approved for a {$300.00} loan. I initially made my payments on time.Later, an additional {$400.00} was added to my loan, which I did use to cover other necessary bills. This brought my balance to around {$700.00}. Shortly after, my car broke down and I lost my job because I no longer had transportation to work. Since then, interest and fees have continued to accumulate, and my balance has grown to approximately $ XXXX.I recently started a new job in XXXX, but my income is limited. I have been making efforts to pay what I can. I contacted Speedy Cash to explain my situation and to better understand how my balance increased. During that conversation, I explained that I get paid on XX/XX/XXXX and asked if I could make a payment then.…

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I took a title loan out on my XXXX XXXX XXXX XXXX from TitleMax, I made my payments faithfully for nine months ranging over {$9000.00} and when I missed that payment, they put my car up for repossession, I let them know that I am a veteran and XXXX. Also, I have been trying to work with them to get a lower amount to take my car out of repossession, but they would not take anything under {$4000.00} they increased my annual rate to 152 % interest on every payment which only went into their pockets and not towards the payment of my vehicle, they then tried multiple times to disable my vehicle remotely and after the car was recently repaired, they stole it from a XXXX parking lot after their normal business hours, broke into my vehicle to retrieve the things, damaging the car and other items, while the representative at TitleMax said that they would not do that and since I had the key, they would wait for me to open and unlock the doors, but they have been trying to rush my car to…

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I went to get a loan from XXXX, title loan expert. When I did that, she or no one explain me in details about the way payment work. Or hidden fees. Basically she said, you make this payment every month and everyday the payment is late is XXXX XXXX I pay so far XXXXXXXX XXXX and the account says I only pay toward the loan XXXX XXXX XXXXXXXX is XXXX. The amount of the loan is XXXX And repayment was XXXX. Even XXXX I make XXXX on payments so far I still owed XXXX XXXX She keep telling me she told me all this but actually she was talking about her hair and personal life the entire process of the loan. She hide the truth and make me sign a document without reading it complete due it was time to close the store! She said I will send you the documents the following day and that never happens

A company saying they were obtained by thier client to recover {$5000.00} Payday loan. They claimed they was going to use me in a district XXXX in XXXX XXXX that does not excist and they was going to optainment of granishment of my wages if I did not pay them. They said I was commiting fraud. They had the name of my Employer in XXXX. They said that I I made payments on the loan but then stop payment and that was fraud. They new my SS # and an old address from XXXX. They said that this is on my credit report. They said that I needed to appear in court in XXXX XXXX. There is no XXXX XXXX in Montana. They said I had been paying from anaccount from state bank. I have never banked with a State Bank. I called the court in XXXX XXXX and they had no record of me. They call me at least once a mounth with threats of law suit from the state of Montana and telling me I have commited fraud.…

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I am filing this complaint regarding continued telephone contact and refusal to honor my written cease and desist request. On XX/XX/year>, XX/XX/year>, and XX/XX/year> I sent a written notice to the company revoking any and all electronic payment authorization ( XXXX, remotely created checks, or any other electronic withdrawals ). In that same notice, I requested that all communication regarding this account be conducted in writing only and that no further telephone contact be made to me or any associated XXXX XXXX. Despite receiving this written notice, the company has continued to call me. When I reiterated my request for written communication, I was told that I must call them and that they would not communicate in writing. This refusal to honor my written communication request is inappropriate. Additionally, the company has contacted phone numbers associated with me, including relatives and prior numbers, despite my instruction that XXXXXXXX contact cease.…

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Complaint for : XXXX XXXX XXXX XXXX California Check Cashing Stores XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX United States Personal identification data collected Social Security number Phone number Mother 's maiden name -in addition to standard information from my government ID to cash international money transfer for {$4100.00}, without providing full data use disclosure of above personal identifying data. This agent also forced me to apply for a debit card in order to release the funds. They say they can put up to {$500.00} in the debit card as part of the fund disbursement, or at the minimum {$100.00}, but I have to apply for a debit card regardless in order to release the funds. The agent walked me through the process of applying for a XXXX XXXX debit card even forced me to click " I agree to all marketing '' in order for the application to process. In the end, the lady states the application did not go through and disbursed the cash in money order checks.…

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On the due date for our monthly payment, we went to the branch to inform them that we wouldn't be paying the full amount at once, but rather in three installments on different dates, as we didn't have all the money. The person who assisted us indicated that after the final payment, the third installment, we would have to pay more than the regular monthly amount, ultimately paying {$500.00} extra. We felt this was an abuse of power. Later, we spoke on the phone with the representative who processed our loan, and she told us that this was what we had agreed to in the contract. We requested to speak with her supervisor or manager, but she refused, insisting that this was what we had signed in the contract, with no intention of trying to resolve the issue. I was asking for a reduction in this charge because it was excessive.

On XX/XX/year>, I paid my XXXX account in full. This payment was successfully processed and is reflected on my bank statement. Despite the account being fully satisfied, XXXX later placed the paid account into collections and has continued attempting to collect on a balance that does not exist. I have also received text messages regarding this paid debt. I did not authorize continued contact after the account was paid in full. Attempting to collect on a satisfied debt and reporting an already-paid account to collections is inaccurate and improper. Continued contact regarding a non-existent balance is unwarranted. I am requesting that CashCentral : Immediately cease all collection communications, including text messages Remove any collection placement related to this account Correct any inaccurate reporting associated with this paid debt Provide written confirmation that the account reflects a XXXX balance I have documentation showing the payment was completed on XX/XX/year>.

I have a title loan with TitleMax that has become impossible to repay due to excessive and continuously increasing fees. Monthly payments that were previously manageable have increased significantly, despite my consistent efforts to make payments. In the past, my payments were occasionally made a few days late and were accepted without severe penalties. Recently, however, the fees and charges have increased dramatically, causing my balance to grow rather than decrease. Payments appear to be applied primarily to fees instead of principal, which has trapped me in ongoing debt. When I contact the store for assistance, the staff are rude, dismissive, and refuse to offer any hardship options or reasonable payment arrangements. Instead, they repeatedly threaten repossession, which has caused me significant XXXX and financial hardship. I am paid biweekly, making the current payment structure unrealistic.…

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On XX/XX/year> this debt collector contacted my father and asked him for my location and gave him my account number and claim number. They said there was a pending legal claim against me and that they were down the road from my home, I am not sure how they would have my parent 's address. They then said they were going to contact my place of employment or show up in person in order to locate me. Then I was threatened by them saying I have been notified and I will be located unless instructed otherwise.

They took out a payment of {$300.00} twice on XX/XX/year>. Ive contacted them multiple times and they keep saying I need different documents to verify and once I sent them the correct documents they have not contacted me for a whole week. Ive tried calling the number but the wait times are ridiculously long and never get an actual person on the phone to talk to. Ive been to a storefront and they said I need to email or call them about the issue. I dont know what to do anymore but report them. This is so terrible.

The lender changed my payment amount and debited my bank account without notice or new authorization. I did not sign any new agreement or consent to the increased amount. I am disputing this as an unauthorized electronic fund transfer under Regulation E. I became aware of this change on Tuesday, XX/XX/year>. Prior to this, I contacted the company on Friday, XX/XX/year> to ask why my account was charged in back-to-back weeks when my payment schedule is bi-weekly. I was only told that I was behind on payments and they were attempting to obtain the missed payment. However, according to the loan agreement, any missed payment is to be collected on the next scheduled payment due date, which is not what occurred in this instance.

I got a call on XX/XX/XXXX from a third-party company that said they were XXXX XXXX XXXX XXXXXXXX XXXX they wouldnt give me any personal information, they said they were trying to collect on a loan that I supposedly took out online XX/XX/XXXX of XXXX, the loan was originally for {$1200.00}, but due to nonpayment it is now {$2300.00}. They said I was going to be served with paperwork. I told them that I didnt know anything about this loan. They gave me an account that the money went into ending in XXXX. I then informed them Ive never had such an account ending in that number. they verified a few bits of information that was me. but again, I told them I dont know anything about this, why was I not contacted before regarding this matter instead of waiting XXXX years? The third-party I was talking to just argued and said you did.…

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I haven't gotten anything in the mail but I got a voicemail yesterday saying they're calling from XXXX XXXX and that there is a noncompliance notice being filed against me (? ). The name and reference number they stated was automated while everything else was an actual person. The voicemail states " This is XXXX XXXX with document services. This call is intended for ( name ) for reference number ( number ). This is a formal notice regarding the noncompliance notice that is being filed against you. If you have not received the notice properly by mail, please call the litigation office immediately to request a copy to be sent out certified. Please note this complaint can proceed legally without your consent within XXXX or XXXX business days. Please feel to contact the office with any further questions at ( different number from who left me the voicemail ). Please consider yourself notified.…

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Speedy Cash, LLC allowed a fraudulent account to be opened using my personal information without lawful identity verification. No photo ID, no Social Security card verification, and no supporting documentation were requested. No funds were deposited to my account, yet money was withdrawn from me. I submitted an FTC Identity Theft Affidavit and demanded restitution. Speedy Cash has ignored all formal notices and refuses to resolve the fraud. I am requesting immediate restitution of all funds taken and correction of all records.