784 real consumer complaints filed against Credit Acceptance at the Consumer Financial Protection Bureau in the last 12 months. 57 received relief from the company. Median federal response time: 15 days.
784
Complaints
51
Won monetary relief
7%
Relief rate
>99%
Timely response
Most common issues
01Repossession147
02Incorrect information on your report143
03Managing the loan or lease138
04Problem with a company's investigation into an existing problem62
05Attempts to collect debt not owed53
Top states filing
MI91NY53FL51TX49PA44
How others won relief
These complainants filed at the CFPB and the company refunded or credited money in response. The CFPB doesn't force outcomes, but it does force a response in 15 days.
Vehicle loan or lease· Managing the loan or leaseNJ
I purchased a vehicle from XXXX XXXX auto boutique in XXXX XXXX XXXX it had no gas annd had a problem with the breaks but I paid and got everything fix but however I was told by the dealership that after XXXX months my payments would be refinanced and lowered. It has now been over XXXX months, and no refinancing has been done. I have contacted both the dealership and XXXX XXXX multiple times, and I am being ignored or told conflicting information. I believe I was misled into agreeing to a high monthly payment under false promises. I am requesting assistance in resolving this issue or reviewing the practices of this dealership.
Outcome: Closed with monetary reliefTimely response
Vehicle loan or lease· Managing the loan or leaseFL
On XX/XX/year>, my vehicle was a total loss. I have a GAP waiver ( Contract # XXXX ) that should have covered the {$16000.00} deficiency balance. However, the administrator, XXXX XXXX, issued a denial on XX/XX/year>, alleging " Commercial Use '' of the vehicle.
This denial is factually incorrect. My official Florida Vehicle Registration ( attached ) explicitly classifies the vehicle use as " PRIVATE. '' I have provided this evidence to the company, but Credit Acceptance continues to report this inaccurate balance as a delinquency on my credit report.
I have opened a formal investigation with the Florida XXXX XXXX XXXX XXXX ( Case # XXXX ) regarding this bad-faith denial. Credit Acceptance is reporting a debt that is not legally owed based on the terms of the GAP contract and my actual vehicle registration. I am requesting that Credit Acceptance cease negative reporting and update the account to reflect the pending insurance correction.
Outcome: Closed with monetary reliefTimely response
Debt collection· False statements or representationMI
XX/XX/year> I was XXXX XXXX XXXX collecting unemployment, trying to buy my first car with only XXXX dollars to my name. a worker at XXXX XXXX XXXX help me purchase a broke down car that was over heating and not running or driving over 10 miles without over heating. took the car back to the company and stated did not want the car anymore, until another person of the company let me know the car should have even been given to me because i was underage and did not have a stable job and unemployment did not qualify as being employed. the person that sold me the car was fired from the company and promised to let go of the contract.
Outcome: Closed with monetary reliefTimely response
Vehicle loan or lease· Managing the loan or leaseTN
I am the cosigner of the lpan with credit acceptance, for months i have told the company that the primary signer XXXX XXXX is defaulting on the loan maliciously, she intends to drive the car, posess the car, use the car without fulfilling her obligations. She has let the car get behind XXXX months in payments has already had the car reposessed and has destroyed my credit in the process. I have paid to bring the account current and am making payments without the use of the car. She has let the insurance lapse and that has now put the account in a poaition where it could potentially break contract. Without being the primary drive or have use of the car i can not get insurance on the car but they will not work with me. They only allpw me to make payments. I have tried numerous times to work and request assistance with credit acceptance they refuse to involve me unless its pertaining to a payment.
Outcome: Closed with monetary reliefTimely response
Vehicle loan or lease· Managing the loan or leaseIN
I purchased a XXXX XXXX XXXX XXXX from XXXX XXXX XXXX XXXX XXXX. The vehicle was advertised for {$5900.00}, and I paid a {$2600.00} down payment using my debit card which the dealership required an additional {$100.00} fee to use my card instead of cash. However, the financing contract submitted to XXXX XXXX listed the vehicle price as {$9800.00} and included a {$2700.00} service contract and other add-ons I never agreed to. These products were never explained, and my electronic signature and initials were used on documents I was never shown. I believe the dealership forged or misused my signature to inflate the amount financed. Ive filed a complaint with the XXXX Attorney General and am requesting a full investigation into these deceptive practices.
Outcome: Closed with monetary reliefTimely response
Recent complaints
The 30 most recent complaints against Credit Acceptance where the consumer chose to publish their narrative.
Vehicle loan or lease· Struggling to pay your loanMI
I filed bankruptcy due to identity of broad hacking. Im on the dark web. All my information was sold thousands of times XXXX sold my information in the data breach XXXX at the time when I got this car they sold me a lemon car with brought it out frame and a bent axle. I put over {$5000.00} in the car to try and fix it go. I had a job last week cause I didnt need a fraud hacking so I couldnt make that {$300.00} payment out while behind because I keep on fixing the car to keep it running so I can kind of go to work file bankruptcy that car supposed to be with a bankruptcy so I dont know these people nothing the same with my bankruptcy thats why I filed bankruptcy thats for everything so I can start fresh and new and not be stressed out again after filing bankruptcy, but didnt even help me at all because everything should be off my credit report and its not so I got a big problem. My car was included in the bankruptcy.…
Debt collection· False statements or representationNY
I purchased a car through XXXX automotive in XXXX, the car was taken over by a family friend. It was never transferred over and remained in my name. They came and repossessed the car from that person almost 2 years ago and now Im getting multiple letters from them pretending to be the court and falsifying documents.
Outcome: Closed with explanationTimely response
Vehicle loan or lease· Managing the loan or leaseFL
I am submitting this complaint regarding serious inaccuracies and accounting irregularities on my auto loan with Credit Acceptance Corporation, as well as Credit Acceptances repeated failure to respond to my written requests for information and dispute notices.
My loan is disclosed as a simpleinterest auto loan under a Retail Installment Contract dated XX/XX/XXXX. However, the transaction history and account statements provided by Credit Acceptance demonstrate unexplained and inconsistent interest charges, irregular payment application, escalating pastdue balances despite ongoing payments, and failure to credit required refunds.
Incorrect Interest Calculations Interest charges fluctuate significantly without corresponding changes in principal balance or payment timing. In some periods, interest accrual exceeds what is mathematically possible under a properly applied simpleinterest method.…
Vehicle loan or lease· Struggling to pay your loanTN
In XX/XX/XXXX, I financed the purchase of a XXXX XXXX XXXX with XXXX miles through Credit Acceptance Corporation. The amount financed was {$21000.00} at an interest rate of 23.99 % APR, with a monthly payment of {$580.00} over a 69-month term.
I believe this loan is predatory for the following reasons : 1. The interest rate of 23.99 % APR is far above the national average for used auto loans, which typically ranges between 711 %.
2. The vehicle had over XXXX miles at the time of purchase, making the financed amount of {$21000.00} disproportionate to the vehicle 's actual value and long-term reliability.
3. Despite making monthly payments of {$580.00} since XX/XX/XXXX, my remaining balance is approximately {$19000.00} {$20000.00}. After more than a year of payments totaling over {$9000.00}, very little has been applied to the principal. The majority of each payment is being absorbed by interest.
4.…
Vehicle loan or lease· Incorrect information on your reportNE
Consumer Name : XXXX XXXX XXXX, Consumer Social Security Number : XXXX, Consumer Date of Birth : XX/XX/XXXX, Contents of Complaint : This CFPB complaint has been filed to request pursuant to FCRA XXXX ( 15 U.S.C. XXXX ) that you, theXX/XX/XXXX credit reporting agency , block information appearing on my consumer credit report that is the result of identity theft and fraud within XXXX business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of a personal credit card account opened at XXXX on XX/XX/XXXX under the account number XXXXXX/XX/XXXX, another personal credit card account opened at XX/XX/XXXX on XX/XX/XXXX under the account number XXXXXX/XX/XXXX an auto loan account opened at Credit Acceptance on XXXX, XXXX under the account number XXXXXX/XX/XXXX a cellular account opened at XX/XX/XXXXon XXXX under the account number XXXXXX/XX/XXXX.…
Vehicle loan or lease· Managing the loan or leaseAL
I set up a auto payment with my bank. the funding company was paid. Then upon payment the electronically submitted for payment the next days again.
we followed the FCC request and also the banks request to stop this payment.
2 days later the finding company submits yet again another 2 months ahead payment without authorization. this has caused over draft fees to my bank account in which the funding company did not refund to me for their mistake.
Auto pay came out on XX/XX/year> in the amount of {$580.00}. On XX/XX/year> they took it again. On XX/XX/year> i spoke to Credit Acceptance to make a payment I was behind on and to change the information on the Auto-pay to come out of my personal account. They told me to go online and make the payment and change Auto-pay account. So I did, I made a payment on XX/XX/year> and changed the account information. On XX/XX/year> they hit my account again for {$580.00}. On XX/XX/year> they retry payment again.…
Vehicle loan or lease· Managing the loan or leaseWI
My auto loan has a contractual due date on the XXXX of each month. After falling behind, the company placed me on payment arrangements with specific payment dates around the XXXX of each month.
I received multiple written confirmations through emails and text messages reminding me to make payments on those arranged dates ( for example, XX/XX/XXXX, XX/XX/XXXX, and similar dates ). I made payments according to those instructions.
However, the company repeatedly charged late fees around the XXXX of each month, before the arranged payment dates they instructed me to follow.
A late fee was charged on XX/XX/year>, while I made my payment on XX/XX/year> A late fee was charged on XX/XX/year>, while I made my payment on XX/XX/year> A late fee was charged on XX/XX/year>, while I had an arrangement to pay on XX/XX/year> I relied on the companys written instructions and followed the agreed payment arrangement dates.…
Vehicle loan or lease· Managing the loan or leaseMD
XXXX XXXX {$400.00} payment was made. It was reversed on XX/XX/XXXX, claiming the bank returned my payment and Crefit Acceptance stated they never got payment. I sent in my bank statement confirming the {$400.00} was removed from my bank balance on XXXX and XXXX XXXX any form of return on XXXX. I also spoke with my bank with a Credit Acceptance Rep on the phone on XX/XX/XXXX, who confirmed there was no reversal or anything wrong with my account in XXXX to warrant a return. Credit Acceptance is refusing to credit my account. I also have excessive interest fees that is being applied making my valance excessively high for a XXXX XXXX and high and different amount of late fees as well.
Outcome: Closed with explanationTimely response
Vehicle loan or lease· Struggling to pay your loanSC
on XX/XX/2026 I noticed an issue with my account involving Credit acceptance. The issue was making the payments due to a hardship and was denied of payment arrangements. The amount involved was approximately {$510.00} On XX/XX/2026 I contacted the company by phone and spoke with female representative. They stated that the issue was not resolved. I made additional attempts to resolve the issue on XX/XX/XXXX, but no response and denied claim, conflicting information.
As of today, the issue remains unsolved and has cause financial hardship and inability to access funds. I am requesting assistance in resolving this matter.
Outcome: Closed with explanationTimely response
Debt collection· Written notification about debtAZ
Credit Acceptance ( account XXXX ) financed my vehicle. It was in an accident almost 2 years ago and has been a total loss since then. I have been trying for a long time to do a voluntary surrender, but they refuse to take the car back.
On XX/XX/year> I spoke with their insurance department. They told me they do not want the vehicle and that they are transferring the account to collections ( now with XXXX XXXX XXXX, case XXXX ).
I asked multiple times for written confirmation ( by email and regular mail ) of : their refusal to accept voluntary surrender the reason the current exact balance They refused to provide anything in writing, would not give full names of representatives, said there were no supervisors available, and kept transferring me without resolution.
I have also received collection texts from XXXX.
Outcome: Closed with explanationTimely response
Vehicle loan or lease· Managing the loan or leaseOH
I am formally disputing the validity of a vehicle finance contract with XXXX XXXX XXXX, financed by Credit Acceptance Corp ( CAC ).
Timeline of Events : XX/XX/XXXX : Purchased XXXX XXXX XXXX XXXX ( XXXX : XXXX ).
XX/XX/XXXX : Within 24 hours, the vehicle developed a life-safety fire hazard overheating warning on dash ( followed a few days with active smoke billowing from the engine bay/ turbocharger ). I immediately contacted the dealer to report the defect and reject delivery.
XXXX : | contacted Credit Acceptance while the loan was still in the funding stage. I reported Material Misrepresentation and the fire hazard. I provided evidence of the defect, but CAC representatives refused to escalate to the compliance department or stop funding, stating to Work it out with the dealer Legal Basis for Dispute : Under the FTC Holder Rule ( 16 C.F.R. Part 433 ), CAC is legally subject to all claims and defenses I have against the seller.…
I recently reviewed my credit report and noticed an account listed under Credit Acceptance. I do not recognize this account and I am not aware of ever opening or agreeing to any loan or financial product with this company.
I have never authorized Credit Acceptance to open an account in my name. This account is reporting on my credit file and may be the result of an error or possible identity theft. I am requesting that Credit Acceptance investigate this issue and provide documentation showing that I applied for or agreed to this account.
I also request that this account be removed from my credit report if they can not verify that it belongs to me. This inaccurate information is affecting my credit.
Outcome: Closed with explanationTimely response
Vehicle loan or lease· Problems at the end of the loan or leaseCA
Paid this car off XX/XX/XXXX reached out to the loan company. For my clean title to be mailed, have not received it. Renewed my registration in XX/XX/XXXX lienholder is still listed on my title and it is now XX/XX/XXXX and I have still yet to receive my title and also reached out to XXXX.Under the XXXX code XXXX I am entitled to XXXX per month that I have not received my title
Outcome: Closed with explanationTimely response
Vehicle loan or lease· Managing the loan or leasePA
I am filing this complaint regarding a vehicle financed through Credit Acceptance Corporation, account number XXXX.
The vehicle was purchased on XX/XX/year> from XXXX XXXX XXXX.
Shortly after purchase, the vehicle began experiencing mechanical issues and had to be returned to the dealership for problems before XXXX XXXXXXXX XXXX XXXX occurred.
On XX/XX/year>, less than XXXX month after purchase, the vehicle suffered catastrophic engine failure, including a blown head gasket and related engine damage, rendering the vehicle completely inoperable.
The prior repair issue demonstrates that the vehicle was experiencing XXXX XXXX almost immediately after the sale and that the dealership had notice of ongoing issues before the catastrophic engine failure occurred.
The vehicle remains at a mechanic facility while repair and warranty issues remain unresolved. The vehicle can not be moved because it does not run.…
Vehicle loan or lease· Problems at the end of the loan or leaseMS
I am submitting a complaint regarding a lenders refusal to reasonably resolve a XXXX issue that is preventing clear title to a vehicle, despite multiple good-faith efforts on my part.
The vehicle loan has had no payments made since XX/XX/XXXX. In XX/XX/XXXX, I began attempting to resolve the recorded XXXX through direct communication with the company.
Actions I took included : XX/XX/XXXX : I contacted the company by email and telephone requesting information regarding XXXX release or lien resolution.
XX/XX/XXXX : I sent certified written correspondence requesting XXXX release or XXXX satisfaction.
XX/XX/XXXX : Certified mail was delivered.
I made additional phone contact seeking escalation and a practical resolution.
During XXXX call, I was told state laws regarding limitations do not apply to the company and the XXXX would not be released.…
Vehicle loan or lease· Problems at the end of the loan or leaseIN
I previously paid off my auto loan with Credit Acceptance Corporation and the lien has since been released. However, I never received the updated lien release documentation or my clean vehicle title.
I recently requested a title through the Indiana Bureau of Motor Vehicles, but it appears there is still confusion in the system, and I am unable to obtain a copy of my title.
I have attempted to contact the company but have not been able to resolve this issue. I am requesting a copy of my lien release ( if needed ) and a properly issued, clean vehicle title so I can complete my records.
Outcome: Closed with explanationTimely response
Vehicle loan or lease· RepossessionNJ
Company : Credit Acceptance Corporation Product : Auto loan / repossession Issue : Improper debt collection practices ; misleading communications ; improper repossession documentation ; inconsistent information provided to regulators Law firm involved : XXXX XXXX XXXX XXXX XXXX, XXXX. ( XXXX ) -- - What happened I am filing this complaint because Credit Acceptance and its law firm, XXXX XXXX XXXX XXXX XXXX ( XXXX ), are engaging in improper and misleading debtcollection practices during active litigation in New Jersey.
I currently have an open Special Civil Part case ( XXXX XXXX ). My Motion to Vacate Default is pending and has not been ruled on.
On XX/XX/year>, XXXX mailed me a Verification of Debt packet containing new repossession, tow, and vehicle recovery documents that have never been filed in the court docket, never certified, and never disclosed previously. These documents were sent directly to me while a motion is pending, outside the judicial process.…
Debt collection· False statements or representationIN
I bought a XXXX XXXX XXXX they didn't tell me it had transmission problems. Warranty fixed twice and I did once. Car got repossessed and I had to fight to get it back rushed my car to auction. Stealing my personal property and documents I made a report to my loan company of the repo action made a complaint the brushed an said they was liable repo wouldn't allow me to set a appointment in the 30 days required because of no availability booked full. But still didn't allow me at anytime to pick up property. Bought my car back in time caught up payment. I could n't drive the car due to plates and insurance. Car loan suggested if I would have it towed to put insurance on it so I did. Got my car back tank on empty so me and my son cleaned it out was in process of installing subs noticed amps wasn't in my truck. Called loan and repo. Made a complaint. Me and my son went to gas station car started smoking I parked we jumped out car soon as door open seen fire.…
I am filing a complaint regarding a fraudulent auto loan opened in my name.
" The lender closed the fraud investigation without ever contacting me and relied solely on the dealership.
This is not a reasonable investigation. I have evidence including recorded conversations and proof of false application data that were not reviewed. '' Additionally, I have email evidence from the dealership showing that I was sent a generic document link and instructed to sign without explanation. The email does not clearly disclose that I was entering into a financial loan agreement or assuming liability.
This supports my claim that I was misled and did not provide informed consent. I relied on the dealerships statements that I would not be responsible and that this would not affect my credit.
Furthermore, the loan application contains false employment and income information that I did not provide, which raises serious concerns about how this loan was approved.…
Vehicle loan or lease· Struggling to pay your loanNJ
Complaint Against Credit Acceptance Corporation Deceptive Auto Loan and Unfair Payment Practices I am filing a complaint regarding my auto loan with Credit Acceptance Corporation for a XXXX XXXX XXXX purchased in XXXX.
At the time of purchase, I was rushed through the paperwork process and did not fully understand the terms of the loan. The representative handling my financing instructed me that if anyone called to verify the loan, I should just say yes to everything. I relied on their guidance and did not have a fair opportunity to review or understand the agreement.
I believed my loan amount was approximately {$24000.00}, but I was not made aware that a very high interest rate of 22.99 % APR was being applied. As a result, my total loan amount became approximately {$44000.00}, with monthly payments of {$620.00}, which has caused long-term financial hardship.
I also made a {$4000.00} down payment on this vehicle.…
Vehicle loan or lease· Problem with a company's investigation into an existing problemMI
I am submitting this complaint regarding Credit Acceptance and their handling of my account, as well as the inaccurate reporting of that account to the credit bureaus.
The account in question was closed in XX/XX/XXXX. However, in XX/XX/XXXX, XXXX XXXX accepted funds on this same account despite its closed status. This raises serious concerns regarding both the legitimacy of accepting payments on a closed account and the accuracy of how this account is being reported.
Additionally, my credit report previously reflected that this account was closed as of XX/XX/XXXX. It has now been updated to show a closure date of XX/XX/XXXX, which is inconsistent and misleading. This discrepancy suggests that the account information being furnished is inaccurate and not in compliance with fair credit reporting standards.
Based on these issues, I am requesting the following : A full investigation into why funds were accepted on an account that was already closed.…
Vehicle loan or lease· Problems at the end of the loan or leaseFL
I feel deeply wronged by the credit acceptance with whom I leased my vehicle from. From the start they ignored my legitimate concerns and failed to take reasonable action to resolve problems, leaving me stranded while charges and notices piled up. Their neglect forced me into a position where I could no longer keep up with billing for services I never received, and now they act as if I alone am at fault and owe them money. Their indifference and lack of accountability have been both unfair and damaging, and its painful to be treated with such disregard after trusting them.
Outcome: Closed with explanationTimely response
Vehicle loan or lease· RepossessionMO
Complaint Against Credit Acceptance Corp Improper Repossession Handling, Lack of Notice, and Credit Reporting Errors I am filing a formal complaint against Credit Acceptance Corp regarding a repossessed auto loan account.
My vehicle was repossessed, but I have never received any Notice of Sale, auction information, or post-sale accounting. The company has informed me that the vehicle allegedly did not sell at auction, yet the company continues to : - Increase the alleged balance ( now approximately {$15000.00} ) - Apply interest and fees without explanation or documentation - Report the account to XXXX as an active/owed balance Key Issues 1. No Required Notice Provided I never received any legally required notice of disposition or sale of the vehicle following repossession.
2.…
Debt collection· Attempts to collect debt not owedKS
This auto loan account does not belong to me. There was a court case related to this debt, which was dismissed without prejudice, and court documents state that I am not responsible for this debt. Despite this, the account continues to be reported on my credit file as if it is valid and attributable to me.
I previously disputed this account, but it has not been properly corrected or removed. I am requesting a full reinvestigation under the Fair Credit Reporting Act and that the creditor and credit bureaus provide verifiable documentation linking me to this loan.
If they can not produce original signed loan documents or lawful evidence of my responsibility, I am requesting immediate deletion of this account from all credit reporting agencies due to inaccurate reporting.
Outcome: Closed with explanationTimely response
Vehicle loan or lease· Managing the loan or leasePA
I am filing a formal complaint against Credit Acceptance Corporation regarding undisclosed and/or improperly disclosed interest charges on my auto loan for a XXXX XXXX .
At the time of loan origination, I was not clearly or adequately informed of how interest would accrue, be calculated, or materially increase the total cost of the loan. The terms were not explained in a transparent or understandable manner, and I believe I did not receive proper disclosure required under federal lending laws, including the Truth in Lending Act ( TILA ).
As a result, I dispute the accuracy and fairness of the interest charges applied to my account. I am requesting a full investigation and immediate correction of my account.…
My ex-boyfriend use my personal information to purchase a vehicle from his best friends car lot. The vehicle is also only registered to him. Since then, the car lot has been shut down. he lived in my home for about a year, and had access to my phone, email, my computer and my social security number because he has also done my taxes. I have tried to reconcile with him as well as contact Credit Acceptance and have not gotten anywhere. He has sparingly made payments on a vehicle, has had the car repossessed and was able to get the car back without my knowledge, he is ruining my credit where I am unable to find a place to live.
Outcome: Closed with explanationTimely response
Vehicle loan or lease· RepossessionFL
Credit Acceptance the problem is this car was repossessed in 2023 and I never received anything for the amount of the sale what date it was sold on and the company from the start committed fraud against me with the loan and the car as soon as I drove off the lot all lights came on no one tried to fix it I call the lender and of course it was electrical and I paid out XXXX of XXXX the car never could get fix the auto shop told me the seller knew this car had this problem but no one tried to correct the problem but the date and amount of the loan reporting is not correct my balance was for the loan XXXX and every month they acting as though I have the car and it isn't sold the amount now XXXX they are not reporting correctly and I haven't been sent anything concerning what it was sold for I filed a dispute with XXXX and they said they investigated and verified so I asked them to please explained the method that was used and they said it is accurate and it is not reporting correctly on…
Vehicle loan or lease· Incorrect information on your reportRI
b'I financed a vehicle with credit acceptance in XX/XX/XXXXthe account was closed as of XX/XX/XXXX. It has since been reported consistently as (closed) with a balance of $14,400 to all three credit bureaus for the years. \nAlthough the account was reported to the credit bureaus as closed, I was receiving documentation claiming the account was open with a substantially higher balance ($21,000)\n\nI disputed this account with the credit bureaus, and which told my dispute was denied because credit acceptance confirmed that the information they were reporting was accurate. \nThey are reporting a balance of $14,400\nThe attorney they hired to collect the debt is reporting $15,560, the documentation I have from the same attorney that they hired is claiming the balance is $20,050 with $5670 worth of interest since the account has been closed.…
XX/XX/XXXX : I purchased a XXXX XXXX XXXX from The XXXX XXXX XXXX ( XXXX, MD ). The contract stated the mileage XXXX. However, upon delivery, I discovered the odometer was higher than represented. I took a time-stamped photo at the dealership to document this discrepancy and there was no buyers guide in the window of the vehicle prior to purchase of the car.
XX/XX/XXXX XXXX : I notifiedCredit XXXX XXXX ( CAC ) of this fraud via email and phone multiple times. I provided the photographic evidence with metadata proving the date and location. CAC refused to investigate the primary evidence and insisted I purchase a third-party XXXX report to " prove '' the fraud. When I did not provide the third-party report, they closed my dispute and refused further communication on the matter.
Mechanical Failure & Deceptive Warranty Denial : During the warranty period ( XXXX miles ), I reported mechanical issues to the dealers service center.…