Global Lending Services LLC

I have a {$13000.00} loan from XXXX. I bought the used car XX/XX/XXXX made my first payment XX/XX/XXXX and Ive been making my payments every month like on the sixth or maybe the seventh I do my payments online but they also send me letters my XXXX and XXXX payments they say that I did not pay, but my bank statements are stating that I paid them. Where did my money go? They said that the money was returned if it was returned, it would show up in my bank statements, correct. and also, Ive been asking them since XXXX to please change my pay date to the second or third of each month not the XXXX. I do not get paid on the XXXX of each month. I get paid on the third.

On XX/XX/year>, I submitted a CFPB complaint disputing inaccurate credit reporting related to a vehicle repossession. The company confirmed that a single repossession occurred, the vehicle was sold, and the account was charged off. However, the account continues to be reported with month-to-month repossession ( RPO ) indicators for an extended period after the repossession and sale. In addition to the continued repossession reporting, the account is being reported with inaccurate and misleading information, including continued monthly derogatory updates after the account was closed, inconsistent account status following repossession and sale, and reporting that creates the appearance of ongoing negative activity rather than a single historical event. This continuous reporting makes the derogatory event appear more recent and ongoing, which is misleading.…

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I no longer have the car and the car was repossessed. The company I purchased the car from closed down a year after I purchased the car. I tried making payments but I don't think it's fair to make payments on a car I don't have. They refuse to remove it off my credit report and refuse to work with me. The car was repossessed XX/XX/XXXX years ago and they added interest payments.

I am behind on car payments. The company has been calling me multiple times per day, leaving voicemails, even prior to me falling even XXXX days behind. I have told them they were harassing me, but it has not helped. I have answered many times XXXX even called them myself XXXX discuss the debt. More specifically, they have violated fair debt collection practices act in the following XXXX ways : XXXX. Calling more than XXXX times in XXXX days ( call details below ) XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX. Not waiting XXXX days after speaking with them to resume calls XX/XX/XXXX : I called them XXXX spoke XXXX them about situation. Calls resumed XX/XX/XXXX per above XX/XX/XXXX : I answered their call XXXX spoke with them on details XXXX again, calls did not stop per above

My name is XXXX XXXX not Fails my new phone number is XXXX. Im divorced and I have a new phone number Meanwhile this is proof of payment of payment XXXX XXXX XXXX Deposit XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Withdrawal Bill Payment # XXXX GLS XXXX XXXX XXXX XXXX XXXX SC XXXX XXXX XXXX Deposit Debit Card XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX CA XXXX XX/XX/year> XXXX XXXX XXXX XXXX XXXX Withdrawal Bill Payment # XXXX GLS XXXX XXXX XXXX XXXX XXXX SC. I paid my vehicle off in full and have been requesting my title and nitro received my title nor the letter to obtain my title! I have contacted the Secretary of State and the company refuses to provide the information at hand to me or the State!

XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXXXXXX XX/XX/year> To : Global Lending Service XXXX XXXX XXXX XXXX XXXXXX/XX/XXXXXXXX Re : AccountXX/XX/XXXXXXXX Dispute of Deficiency Balance Dear GLOBAL LENDING SERVICE, I am writing to formally dispute the validity and accuracy of the alleged deficiency balance of {$9600.00} associated with the above-referenced account. Upon reviewing my records, I have serious concerns regarding the accounting of this debt : XXXX. The sale of the collateral ( my vehicle ) at auction was referenced in your statement, but no documentation was provided showing the amount received from the auction. Without this, the deficiency balance can not be verified. XXXX. Under the Fair Debt Collection Practices Act ( FDCPA ) and Fair Credit Reporting Act ( FCRA ), I have the right to request validation of the debt, including a full accounting of the principal, interest, fees, and net proceeds from any repossession sale. XXXX.…

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On [ XX/XX/XXXX ], I purchased a XXXX XXXX XXXX XXXX XXXX that became inoperable within XXXX hours, The vehicle would not start XXXX left me stranded. I notified the dealer, XXXX they replaced the fuel pump. Within XXXX hours after the fuel pump replacement, the vehicle again failed to start XXXX became inoperable a XXXX time. The vehicle is currently not drivable XXXX not in my possession its in possession of XXXX XXXX The XXXX history shows repeated fuel system issues prior XXXX the sale, including multiple fuel pump replacements, a theft/recovery event, and major mechanical repairs. These issues were not disclosed XXXX me before financing was approved. I notified the dealer immediately after both breakdowns, but the dealer refuses XXXX unwind the sale or provide a replacement vehicle. I also notified the lender that I filed complaints with the Texas XXXX XXXX XXXX XXXX the Texas Attorney General XXXXXXXX XXXX XXXX regarding the sale of a defective vehicle.…

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filing this complaint against Global Lending Services for their persistent failure to report my auto loan payment history to the major credit bureaus ( XXXX XXXX XXXX XXXX ). I have held this account for 9 months and have made every payment on time and in full. Despite my account being in good standing, Global Lending Services has failed to furnish this data to the credit bureaus. I have contacted their customer service department multiple times over the last several months. Each time, I was verbally assured that the account was being reported and that the history would appear " shortly. '' It has now been 9 months, and the account still does not appear on any of my three credit reports. Legal Violation : Under FCRA Section 623, furnishers of information are required to provide accurate and complete data to credit reporting agencies.…

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I am submitting this complaint to the Consumer Financial Protection Bureau regarding inaccurate credit reporting by XXXX XXXX XXXX related to my auto loan account. This auto loan has been paid in full, and the balance is {$0.00}. However, the account is currently being reported to the credit bureaus as having a balance and/or a negative status. This information is incorrect and is negatively impacting my credit profile. I have made attempts to address this issue ; however, the inaccurate reporting has not been corrected. Under the Fair Credit Reporting Act ( FCRA ), all information reported must be accurate and verifiable. Reporting a paid account as negative or with a balance is a violation of these requirements.…

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What happened : I am filing a complaint regarding inaccurate credit reporting on my credit file. My account with Global Lending Services ( Account Number : XXXX ) is currently being reported as a charged-off account, which is incorrect. This account was never charged off. It remained with the original creditor, Global Lending Services, and was paid directly with them. At no time was this account written off, sold, or classified as a charge-off. Despite this, the account continues to be reported inaccurately, which is negatively affecting my credit profile and financial standing. .

I am reporting a coordinated campaign of identity theft, forgery, and financial retaliation by Global Lending Services, XXXX of XXXX XXXX, XXXX XXXX, and XXXX XXXX. Since XX/XX/2026, these entities have performed 92 unauthorized credit inquiries without my consent, causing my credit score to drop from XXXX to XXXX. They forged my signature on financial documents and illegally seized my vehicle along with all my personal belongings, which they still refuse to return. Furthermore, when I requested information, representatives 'XXXX XXXX and 'XXXX ' from Global Lending Services verbally harassed me, mocked my English skills, and told me to 'Learn English ' before hanging up. This is a clear case of predatory lending, discrimination based on national origin, and retaliation for reporting their illegal actions. ''

I am needing an old repo removed from all three of my credit bureaus. It is over XXXX XXXX XXXX and the company global lending is still reporting it on my credit, as well as reporting it as open. Company is Global lending, account number : XXXX. This is effecting my score & my approval chances for future auto loans. Thank you for your help.

Consumer Name : XXXX XXXX Address : XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX Phone : XXXX Company : Global Lending Services Product : Auto Loan Vehicle : XXXX XXXX XXXX XXXX : XXXX Purchase Date : XX/XX/XXXX Registration Expired : XX/XX/XXXX Complaint Summary : Failure of lender to obtain vehicle title, preventing registration and lawful use of financed vehicle. Detailed Complaint : I am filing this complaint against Global Lending Services regarding a vehicle loan financed through their company. Since the date of purchase, they have failed to obtain and/or properly process the vehicle title from the dealership. As a result, the State of XXXX has placed a block on my vehicle registration, preventing renewal and making the vehicle illegal to operate. This has rendered the vehicle unusable for approximately XXXX months, despite my continued financial obligation and timely payments under the loan agreement.…

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I am disputing the collection account with XXXX XXXX XXXX XXXX XXXX XXXX - XXXX,. This account is unverified and does not belong to me. Despite my efforts to resolve this issue by contacting both the collections agency and the original creditor, I have not received any satisfactory resolution. I request an immediate investigation into this account and demand that XXXX XXXX XXXX XXXX, XXXX, provide verifiable proof of ownership and validity of this debt. I expect a swift response and the removal of this erroneous information from my credit report in accordance with the Fair Credit Reporting Act ( FCRA ). I had my identity stolen and this account must come from that.

I am filing this complaint against Global Lending Services regarding a repossession and deficiency balance they are reporting on my credit reports related to a XXXX XXXX XXXX. I purchased the vehicle in XX/XX/XXXX. Shortly after purchasing the vehicle, the car began experiencing serious mechanical issues including losing power while driving and failing to start. In XX/XX/XXXX the vehicle was placed at a dealership repair facility for diagnosis and repair. The vehicle remained at the dealership for several months while these mechanical issues were being investigated. At no time did Global Lending Services notify me that the vehicle had been repossessed or recovered. I never received any notice by mail or email informing me that the vehicle had been repossessed, recovered, or that the lender intended to sell the vehicle.…

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I am filing this complaint regarding Global Lending Services LLC and a vehicle repossession that occurred while I was serving on XXXX XXXX in the United States military. The auto loan was entered into before my military service began, and I had made payments on the loan prior to entering XXXX XXXX. While I was in basic training, Global Lending Services repossessed the vehicle. Under the XXXX XXXX XXXX XXXX ( XXXX ), specifically 50 U.S.C. 3952, a creditor may not repossess a servicemembers motor vehicle during military service without first obtaining a court order when the loan was entered into prior to service and at least one payment was made before entering service. Recently, I received a letter from Global Lending Services offering a settlement opportunity. In that letter, the company asked me to voluntarily surrender the vehicle and waive my protections under the XXXX XXXX XXXX XXXX in exchange for crediting the remaining balance and removing the debt from my credit report.…

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I disputed an automobile loan account reported by Global Lending Services on my credit report. The account shows an original loan amount of approximately {$28000.00} and a balance reported around {$30000.00} with a charge-off status. I requested verification of this account and asked the company to provide the original signed agreement, the complete payment history, and documentation showing how the balance and the charge-off amount were calculated. The company responded that the account was verified as accurate, but they did not provide the documents I requested. Because I did not receive the requested documentation, I can not confirm that the balance and the charge-off status being reported are accurate. I believe the investigation may have been incomplete and the information being reported may be inaccurate.

I had the vehicle drove for XXXX miles, got frequent oil changes, and the engine blew up, because of a recall in this model car, Global lending services told me there was nothing they could, because the manufacturer told me because it was made in XXXX it didn't fall under recall. That's the first I heard of that. So Global lending refused and the Manufacturer refused to help me I told them to come get their car. Would have been the first car I paid off, so leaving a balance of {$7200.00}.

I had a car accident back in XXXX 2025. I had owed $ XXXX on the car when it happened. My insurance paid {$14000.00} of the $ XXXX. I have autogap insurance which is paying the difference of {$6400.00}. Ive sent global lending services my autogap insurance papers and also my cause of loss papers twice like they asked of me, they told me the first time that they would put it in the system for gap insurance department to see it and take care of it, this was last Friday. Today they had me send it again because they said that they didnt have it on file. After I sent them the files again I asked them how long would the process take to finish and come off of my credit. They told me that it could take 30-90 days to be completed and that I also should keep paying on the car even though its totaled out and not in my possession anymore.

On XX/XX/XXXX I purchased a vehicle from XXXX XXXX XXXX in Ohio and financed the purchase through Global Lending Services. Under Ohio law the dealership was required to deliver a properly assigned certificate of title within XXXX days of the sale. The dealership did not provide the title within that timeframe. My temporary registration was set to expire before the dealership provided the title. I contacted the dealership to ask about the status of the title and whether the temporary tag could be extended so that I could legally operate the vehicle. The dealership advised me in writing that if I were stopped by law enforcement after the temporary tag expired I would only receive a warning. I have screenshots of these messages. The dealership later emailed a copy of a memo title on XX/XX/XXXX, which was XXXX days after the purchase date. I have never received a physical certificate of title that would allow me to transfer ownership or register the vehicle.…

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My XXXX XXXX was declared solely responsible for our vehicle loan in our XXXX. I asked multiple times if I could take possession of the vehicle. The vehicle was in both of our names. My ex husband refused to let me get the vehicle and allowed it to be repossessed. In our XXXX XXXX, he was declared solely responsible for the vehicle loan by the judge. Global Lending Services will not remove the loan repossession from my credit even though Ive submitted copies of the XXXX XXXX signed by the XXXX.

This is a formal follow-up to my prior communication. I am demanding a full explanation of what occurred, why it occurred, and who authorized the retention or reporting of any data connected to my name. Your failure to provide a transparent account of your actions is unacceptable and directly conflicts with your legal obligations. Let me be absolutely clear : I am demanding immediate deletion of any and all data, records, or reported information that can not be verified with complete, physical, legally compliant proof. Every data point must be 100 % accurate, fully validated, and lawfully obtainednot assumed, not estimated, and not based on incomplete internal records. You have no consent to retain or report information that violates federal or state law. Your continued non-compliance constitutes a breach of your responsibilities under applicable consumer protection laws.

On XX/XX/2025, I purchased a vehicle from XXXX XXXX XXXX XXXX XXXX XXXX XXXX in XXXX XXXX XXXX The vehicle was financed through Global Lending Services. At the time of purchase, the dealership provided inspection documentation indicating that the vehicle had passed a multipoint inspection and did not show major mechanical concerns, including suspension or axle issues. Shortly after the purchase, mechanical issues began to appear. The vehicle was taken to another XXXX dealership for a full diagnostic evaluation. That diagnostic identified significant suspension and axle related concerns that contradict the earlier inspection documentation provided at the time of sale. After discovering these issues, I attempted to resolve the matter by contacting the dealership and seeking clarification regarding the inspection results and the vehicles condition at the time it was sold. I was directed back and forth between the dealership and manufacturer without resolution.…

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During the voluntary surrender of my vehicle, Global Lending Services ( GLS ) and their authorized agents ( Loss Prevention Services/ XXXX XXXX ) engaged in extortion, fabricated back-dated inventory reports, and stole {$3400.00} in cash and {$500.00} in electronics from my vehicle. Because GLS has failed to oversee its vendors and refused to return these stolen funds, I was unable to secure replacement transportation and have subsequently lost my employment. I am holding GLS responsible for the stolen property and the consequential damages of my lost wages due to their gross negligence and predatory practices. Timeline of Events : XX/XX/year>XXXX : I voluntarily surrendered my vehicle at XXXX XXXX The yard employee used my essential property as leverage, refusing to release my wallet unless I first surrendered the keys.…

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This company is violating my rights. It has been XXXX days and they have no provided validated information. Under 12 CFR 1006.34 ( b ) ( 5 ), yet they have placed a collection on my credit report. 15 U.S.C. SS 1692g ( b ) of the FDCPA requires debit collectors to cease collection activities and provide proper validation of the debt within 30 days of initial contact. These accounts are not XXXX % accurate. Until I am provided competent evidence that validates the debt including a signed agreement, and full account history, you MUST cease all collection efforts and remove this information from my credit report. Please review this immediately. ONCE A VEHICLE IS SOLD AT AUCTION I NO LONGER OWE THE ORIGINAL DEBT.. I look forward to this matter being resolved as soon as possible as this is taking a toll on my life.

* * Subject : * * Inaccurate Credit Reporting, Balance Misrepresentation, Contract Date Impossibility, and Resulting Consumer Harm Global Lending Services ( Account ending XXXX ) * * Reference : XXXX XXXX Account : XXXX Prior CFPB Complaint No. : XXXX I am submitting this complaint regarding inaccurate and inconsistent credit reporting by Global Lending Services LLC ( GLS ) related to a repossession account associated with my credit file. This complaint references a prior inquiry submitted through the Consumer Financial Protection Bureau under complaint number XXXX XXXX XXXX XXXX XXXX to which GLS responded in a letter dated XXXX XXXX XXXX XXXX XXXX XXXX XXXX At present, GLS is reporting a balance of approximately XXXX XXXX {$16000.00} * * on my credit report associated with this repossession account.…

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This is a direct and final escalation of my previous notices. Your continued refusal to provide a lawful, transparent, and verifiable explanation of your actions is not only unacceptableit is a blatant violation of federal compliance requirements and consumer protection statutes. You have failed to justify the collection, retention, or reporting of ANY data associated with my name. Your silence and lack of cooperation constitute willful negligence and knowing non-compliance. Let me reiterate with absolute clarity : I am demanding immediate, unconditional deletion of every data point, file, notation, internal record, audit log, or reported item that you can not substantiate with physical, fully compliant, legally admissible documentation. No assumptions, no automated entries, no unverifiable dataonly proof. Any record lacking full legal validation must be removed without delay.

I requested complete account documentation for my auto loan so I could verify the amount being claimed as past due. Specifically, I requested a full transaction ledger from origination to present, all monthly billing statements from XX/XX/XXXX to present, a copy of the executed retail installment contract, an itemized breakdown of the current past-due balance and late fees, copies of any deferral or modification agreements, and an updated amortization schedule reflecting any extensions. The company did not provide the requested records. Instead, it stated in writing that the ledger is the contract, that it does not have a copy of the contract to provide, and that if statements are not available online then it does not have copies to provide. The online portal only shows limited statements from XXXX forward, even though the loan originated in XX/XX/XXXX. This means multiple years of billing statements are unavailable to me.…

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I entered into an auto loan agreement with Global Lending Services and have made consistent monthly payments. However, I have been unable to register or legally operate the vehicle for approximately eight months because there is no valid title available. Without a title, I can not obtain registration or legally drive the vehicle. I have contacted the company multiple times regarding this issue. Despite the unresolved title problem, they continue to demand full monthly payments. I believe it is improper to require full payment on a vehicle that can not legally be used due to documentation issues outside of my control. I am requesting correction of the title issue or a fair financial adjustment for the period I was unable to legally use the vehicle.

2013 XXXX XXXX XXXX book is around XXXX total loan amount was XXXX $ payments are XXXX $ a months the remaining pay off is XXXX Ive sent them a email about adjusting the pay off amount they said they dont do that. I had a rough patch which revolved in late payments thats on my credit Ive talked to them numerous times trying to work with them and they wont do anything they wont work with me they wont adjust the amount or anything. Were paying XXXX more then the cars worth.