I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) XXXX, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next XX/XX/XXXX days : XXXX. The amount of the debt claimed. XXXX. The name of the original creditor. XXXX. A copy of the agreement, contract, or other instrument that created the debt. XXXX. Verification that you are licensed to collect debts in.
CFPB COMPLAINT DATABASE
Helvey & Associates, Inc., Warsaw, IN Branch
65 real consumer complaints filed against Helvey & Associates, Inc., Warsaw, IN Branch at the Consumer Financial Protection Bureau in the last 12 months. 0 received relief from the company. Median federal response time: 15 days.
Most common issues
- 01Attempts to collect debt not owed39
- 02Incorrect information on your report7
- 03Written notification about debt6
- 04False statements or representation6
- 05Took or threatened to take negative or legal action3
Top states filing
Recent complaints
The 30 most recent complaints against Helvey & Associates, Inc., Warsaw, IN Branch where the consumer chose to publish their narrative.
Validation of Debt Request - HELVEY & ASSOCIATES XXXX XXXX XXXX - XXXX * * XXXX I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) XXXX, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next XXXX days : XXXX. The amount of the debt claimed. XXXX. The name of the original creditor. XXXX. A copy of the agreement, contract, or other instrument that created the debt. XXXX. XXXX that you are licensed to collect debts in.
XXXX XXXX is falsely reporting on my credit. I have never had any accounts with them. Per my research XXXX XXXX is a debt collector. They are falsely reporting on my credit!! Account number is # XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under XXXX XXXX XXXX - XXXX of investigation consumer report ; you are in violation.
HELVEY ASSOC is falsely reporting on my credit. I have never had any accounts with them. Per my research HELVEY ASSOC is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.
This is an unauthorized account that is negatively affecting my credit profile. Please help me to rectify this error/fraud. To Whom It May Concern, I am submitting this complaint regarding a debt collection account that is being reported and/or collected without proper validation. I formally requested debt validation from the collection agency pursuant to the Fair Debt Collection Practices Act ( 15 U.S.C. 1692g ). To date, the collector has failed to provide sufficient documentation verifying : The original creditors full legal name and address A complete accounting of the alleged debt Documentation bearing my signature showing I agreed to the obligation Proof the collector has legal standing/authority to collect Verification that the amount reported is accurate Despite my request, the account continues to be reported and/or collection activity persists. This is a direct violation of federal law.…
I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 1006.34, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next 30 days : 1. The amount of the debt claimed. 2. The name of the original creditor. 3. A copy of the agreement, contract, or other instrument that created the debt. 4. Verification that you are licensed to collect debts in.
HELVEY ASSOC is falsely reporting on my credit. I have never had any accounts with them. Per my research HELVEY ASSOC is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.
If you want to avoid getting dragged into a civil lawsuit where you may have to pay for damages, for something you did not even intentionally do, I suggest you delete the illegal collection accounts from my credit report today. You see, HELVEY AND ASSOCIATES has furnished a collection account on my credit report without validating this debt with me beforehand. In fact, the following debt collectors never sent me a dunning letter ( which is mandatory to validate a debt ) within 5 days of the accounts getting reported ( which is also the initial communication ). Therefore, the accounts listed below must all get deleted from my credit report under 15 USC 1692g. However, there is XXXX way you can leave the items on my credit report unscathed. And in order to do this, you must produce proof a dunning letter was sent to my address ( within 5 days of the account getting furnished ).…
I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 1006.34, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next 30 days : 1. The amount of the debt claimed. 2. The name of the original creditor. 3. A copy of the agreement, contract, or other instrument that created the debt. 4. Verification that you are licensed to collect debts in.
HELVEY XXXX is falsely reporting on my credit. I have never had any accounts with them. Per my research HELVEY XXXX is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code XXXX - Disclosure of investigation consumer report ; you are in violation.
HELVEY ASSOC is falsely reporting on my credit. I have never had any accounts with them. Per my research HELVEY ASSOC is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.
HELVEY ASSOC is falsely reporting on my credit. I have never had any accounts with them. Per my research HELVEY ASSOC is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S CXX/XX/XXXXe XXXX - Disclosure of investigation consumer report ; you are in violation.
HELVEY ASSOC is falsely reporting on my credit. I have never had any accounts with them. Per my research HELVEY ASSOC is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.
I am submitting this complaint regarding a collection account that has been reported on my credit report. I have made multiple attempts to contact the creditor/collection agency to verify the debt and discuss resolution, but I have not been able to obtain adequate information or meaningful communication. At this time, I am formally requesting full verification of this debt. Under the Fair Credit Reporting Act ( FCRA ), specifically 15 U.S.C. 1681s-2 ( b ), furnishers of credit information are required to conduct a reasonable investigation when a debt is disputed and ensure the information they report is accurate and verifiable. Additionally, 15 U.S.C. 1681i ( a ) requires reinvestigation of disputed information, and 1681e ( b ) requires maximum possible accuracy in credit reporting.…
XXXX XXXX is falsely reporting on my credit. I have never had any accounts with them. Per my research XXXX XXXX is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.
Delete this account because you can not furnish any documentation that would verify ownership. Please provide documentation that the following account belongs on my credit report and that my rights have not been violated. In compliance to 15 U.S. Code 1692e ( 6 ) Debt collectors are legally obligated to adhere to 15 U.S. Code 1692e ( 6 ), which forbids them from providing false information or insinuating inaccuracies about the nature, amount, or legal standing of a debt. It is against the law to make deceptive statements or misrepresentations concerning the debt being pursued for collection.
HELVEY is falsely reporting on my credit. I have never had any accounts with them. Per my research HELVEY is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.
A XXXX XXXX account was opened in my name at an address I've never lived without my consent or knowledge. I was unaware of this account until it showed up on my credit report. I contacted XXXX XXXX and they found my account but said they could not give me any information until I verified my identity. XXXX XXXX sent a XXXX debt to the collection agency XXXX XXXX XXXX XX/XX/year> I called XXXX XXXX for the account information and they refused to give any details. I have tried to contact Helvie and Associates with no luck. I applied for a loan thru my credit union and that is how I found out the address of said account.
To Whom It May Concern, I am filing a formal complaint regarding a fraudulent utility account reported by Helvey & Associates under account number XXXX in the amount of {$160.00}. This account is appearing on my credit report without my authorization or consent. I did not open or approve this account. This is a direct result of identity theft. The fraudulent activity began around XX/XX/XXXX and was discovered in XX/XX/XXXX. I have already submitted an FTC Identity Theft Report ( # XXXX ) and mailed dispute letters to all three credit bureaus. I also requested debt validation under the Fair Debt Collection Practices Act ( 15 U.S.C. 1692g ), but no original signed contract or chain of title has been provided. This account is in violation of the following federal consumer protection laws : FCRA 605B ( 15 U.S.C. 1681c-2 ) Identity theft block FCRA 611 ( 15 U.S.C.…
HELVEY ASSOC is falsely reporting on my credit. I have never had any accounts with them. Per my research HELVEY ASSOC is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.
HELVEY ASSO C is falsely reporting on my credit. I have never had any accounts with them. Per my research HELVEY ASSO C is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.
HELVEY ASSOC is falsely reporting on my credit. I have never had any accounts with them. Per my research HELVEY ASSOC is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.
I am filing this complaint because Helvey & Associates Inc is reporting negative information to my consumer report ( s ) without providing verification or validation of the alleged debt after I formally requested it. On XX/XX/year>, I sent a written request to Helvey & Associates Inc requesting full verification and validation of the account ( s ) they are reporting. My request included a demand for : Complete account verification Original contract or signed agreement bearing my signature Full accounting and itemization of the alleged debt Chain of assignment and ownership Helvey & Associates Inc did not respond with proper verification, nor did they provide the requested documentation. Instead, they continued to report the negative account ( s ) to the consumer reporting agencies.…
: Debt Collector Refusing Validation, Providing False Information, and Illegally Reporting a Disputed Debt Company Name : Helvey & Associates Original Creditor : XXXX XXXX XXXX Amount : {$290.00} Credit Bureau Affected : XXXX What happened : I discovered that Helvey & Associates reported a {$290.00} XXXX XXXX XXXX collection account to XXXX. I never received any prior notice of this alleged debt. On XX/XX/year>, I submitted a written debt validation request under the Fair Debt Collection Practices Act ( 15 U.S.C. 1692g ). In that email, I asked Helvey & Associates to provide : The original itemized bill The service address connected to the charges The address where they claim they mailed notices Proof they are authorized to collect The date of default Full account history Helvey & Associates refused to validate the debt. During a phone call, a supervisor named XXXX stated that they sent notices 200 days ago but refused to tell me which address they used.…
I am writing to file a formal complaint regarding serious violations if my rights under the Fair Credit Reporting Act ( FCRA ) by both a credit reporting agency and the furnisher of an alleged debt. I have communicated to them my concerns and asked them to provide the legally required documentation to show this debt is owned by them and owed by me. I have never ever done any business with HELVEY & ASSOCIATES IN and I do not owe anyone {$300.00}. I asked for the proofs recently and still nothingYET somehow the credit reporting agency continues to report and verify this unverifiable account. I have never entered into any agreement with the company now reporting this account. I do not recognize them, nor do I know how they obtained my personal information, social security number, or accessed my credit report without proper authorization. I am asking to review 4 important pieces of information : 1.…
* * CFPB COMPLAINT HELVEY & ASSOCIATES ( XXXX XXXX COLLECTION ) * * * * Consumer : * * XXXX XXXX * * SSN : * * XXXX * * XXXX : * * XX/XX/XXXX * * Address : * * XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX * * Phone : * * XXXX * * Email : * * XXXX * * Company Being Complained About : * * * * Helvey & Associates * * ( Collection Agency ) Original Creditor : * * XXXX XXXX XXXX * * Collection Balance : * * {$160.00} * * Account Numbers Reporting : XXXX : XXXX XXXX : XXXX XXXXXXXX XXXX : XXXXXXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX To Whom It May Concern, * * I am filing a formal complaint against * * Helvey & Associates * * for reporting an inaccurate, unverifiable, and unauthorized collection account on my credit reports. This collection is being furnished with different account numbers, different dates, different status updates, and different reporting timelines across XXXX, XXXX, and XXXX violating * * FCRA 15 U.S.C. 1681e ( b ) * *.…
I noticed back in XX/XX/XXXX there was collection on my credit report, the bank asked if they can pull. Debt is owed to duke energy in North Carolina date reported XX/XX/XXXX, date opened XX/XX/XXXX this is for the collection that is on my report, the amount owed is {$720.00}. The start date of the services before this debt went to collections was XXXX XXXX, XXXX until XX/XX/XXXX. This is fraudulent this debt does not belong to me am not sure how my name and social security number was available to be used and such way to start utility services in XXXX North Carolina in an area l have never lived in my life. I need for this to removed from my credit report. This debt Mr is now in the hands of Helvey and Associates they are trying to collect a debt.
HELVEY ASSOC is falsely reporting on my credit. I have never had any accounts with them. Per my research HELVEY ASSOC is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.
I am unaware of this debt and did not have the opportunity to dispute this account. If you believe you sent proper notification please provide XXXX Mail with receipt displaying my signature. Also there is no contract agreement with your company please verify signed agreement and NOT statements. If not please delete this account as soon as possible off my credit report
I am filing this complaint under the Fair Credit Reporting Act ( FCRA 605B ) and the Fair Debt Collection Practices Act ( FDCPA 807, 809 ) due to Helvey & Associates unlawful and deceptive reporting of a debt allegedly associated with XXXX XXXX. Helvey & Associates has failed to provide any written notice or validation of debt as required under FDCPA 809 ( a ) within the statutory five-day period after initial contact. I have never received any original contract, account statement, or evidence proving this debt is valid or that I authorized it. This account appears to be the result of identity theft. I have reported the identity-theft activity to the credit bureaus, yet Helvey & Associates continues to furnish false and damaging information. I will also file an official FTC Identity Theft Report as soon as the federal government resumes full operations.…
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