Medical Data Systems, Inc.

I am submitting this complaint regarding inaccurate XXXX unverified medical collection information being reported by Medical Data Systems on my credit report. I submitted a direct dispute XXXX Medical Data Systems under FCRA XXXX ( a ) ( XXXX ), disputing the accuracy XXXX validity of a collection account that I do not recognize XXXX did not authorize. In my dispute, I requested that the company conduct a reasonable investigation XXXX provide full validation of the account, including documentation of the original medical provider, an itemized statement of services, XXXX proof of my authorization and financial responsibility. Despite this request, Medical Data Systems has continued XXXX report the account without providing any documentation establishing that I am responsible for the alleged debt. I have not received an itemized bill, a signed agreement, or any records demonstrating that I authorized the services or agreed XXXX financial responsibility.…

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I am disputing a medical collection account reported by MEDICAL DATA SYSTEMS INC for approximately {$1900.00}. This debt is not valid due to multiple billing errors by the medical provider, XXXX XXXX XXXX, following a motor vehicle accident. The accident occurred on XX/XX/year>. At that time, my active medical insurance was XXXX XXXX XXXX XXXX, and my auto insurance was XXXX XXXX. However, the hospital incorrectly billed XXXX XXXX XXXX XXXX XXXX, which was not active at the time of the accident. I spoke with a representative from XXXX XXXX XXXX XXXX, and together we contacted the billing and accounting departments at XXXX XXXX XXXX. They acknowledged that the claim had been submitted to the wrong insurance.…

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I am filing a complaint regarding inaccurate information being reported on my credit report by Medical Data Systems. I recently reviewed my credit report and noticed a collection account from Medical Data Systems for approximately {$730.00} that I do not recognize and believe may be inaccurate. On XX/XX/year>, I mailed a formal dispute requesting verification of this debt. I asked the company to provide documentation showing that the debt is valid and that they have the legal right to collect it. As of now, I have not received proper verification confirming that this account belongs to me. Under the Fair Credit Reporting Act, companies are required to report accurate and verifiable information to the credit bureaus. Reporting a debt that can not be properly verified is a violation of consumer protection laws. I am requesting that Medical Data Systems provide proper documentation verifying this debt.…

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I visited the XXXX department for XXXX care. During the visit, I was not admitted into an XXXX room or XXXX room. I was only attended to while seated in a chair in the XXXX or XXXX area. Despite this, I was billed for the use of an XXXX room or XXXX room that I did not occupy. I believe this charge is inaccurate and does not reflect the services I actually received. All other charges related to this visit were processed and paid through my insurance. However, the remaining balance appears to be related to the room charge that I did not receive. This bill was later sent to collections and has also been reported on my credit report, which is causing harm to my credit. I am requesting that the provider review this bill, remove any charges related to room use that were not provided during my visit, correct the billing statement, and notify the collection agency and credit bureaus to remove this account.

Validation of Debt Request - XXXX XXXX - XXXX XXXX XXXX XXXX XXXX XXXX XXXX I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 1006.34, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next XXXX days : XXXX. The amount of the debt claimed. XXXX. The name of the original creditor. XXXX. A copy of the agreement, contract, or other instrument that created the debt. XXXX. Verification that you are licensed to collect debts in.

I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 1006.34, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next 30 days : 1. The amount of the debt claimed. 2. The name of the original creditor. 3. A copy of the agreement, contract, or other instrument that created the debt. 4. Verification that you are licensed to collect debts in.

On XX/XX/year>, I contacted the collection agency regarding a {$2000.00} medical debt that recently appeared on my credit report, causing a significant drop in my score ( XXXX points ). During the call, I formally requested a written validation notice as required by the Fair Debt Collection Practices Act, 15 U.S.C. 1692g. The representative explicitly stated that the agency " does not provide validation notices '' and claimed they only send information via text message. This is a direct violation of federal law and Regulation F, which mandate that a collector provide a written validation notice ( G-Notice ) containing the original creditors name and a statement of the consumer 's right to dispute the debt within 30 days. When I requested to speak with a supervisor to address this refusal to follow federal notice requirements, I was told a supervisor was unavailable and she would call later.…

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MEDICAL DATA SYSTEMS I is falsely reporting on my credit. I have never had any accounts with them. Per my research MEDICAL DATA SYSTEMS I is a debt collector. They are falsely reporting on my credit!! Account number is # XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.

I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) XXXX, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next XX/XX/XXXX days : XXXX. The amount of the debt claimed. XXXX. The name of the original creditor. XXXX. A copy of the agreement, contract, or other instrument that created the debt. XXXX. Verification that you are licensed to collect debts in

{$3000.00} XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX Medical Data Systems XXXX XXXX XXXX XXXX XXXX Fl, XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, FL XXXX | ( XXXX ) XXXX Account Number : XXXX XXXX | To Whom It May Concern, I am writing in response to your communication regarding the above-referenced account. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g, I am requesting validation of this debt. Please provide : The name and address of the original creditor. The original account number. An itemized statement showing how the amount claimed was calculated. Proof that your company is authorized to collect this debt. Documentation bearing my signature showing I agreed to this debt. Until you provide proper validation, you must cease collection efforts and reporting to any credit reporting agencies. This is not an acknowledgment of liability. Sincerely, XXXX XXXX

Validation of Debt Request - MEDICAL XXXX XXXX XXXX XXXX XXXXXXXX I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 1006.34, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next 30 days : 1. The amount of the debt claimed. 2. The name of the original creditor. 3. A copy of the agreement, contract, or other instrument that created the debt. 4. Verification that you are licensed to collect debts in.

I brought my grandson to the hospital and he has heath insurance and they didnt use it for him and billed me. The hospital doesnt want to give me any account number or information in order to provide the insurance. The hospital says they dont have health records from XXXX XXXX ago but the visit was a year ago. The debt collector agency doesnt want to resolve the problem by taking the insurance or doesnt give information to my son and he his looking for the account number to give the insurance card but no one is giving it. I need to go back to the hospital and fix the insurance problem because my grandson has always had health insurance. I will sent you the insurance prove. The collection need to cooperate and dont act malicious.. Thank you

I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 1006.34, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next 30 days : 1. The amount of the debt claimed. 2. The name of the original creditor. 3. A copy of the agreement, contract, or other instrument that created the debt. 4. Verification that you are licensed to collect debts in.

I am submitting this complaint regarding Medical Data Systems Inc and their reporting and collection of an alleged medical debt on my credit report. I previously disputed this account with the consumer reporting agencies pursuant to my rights under the Fair Credit Reporting Act ( 15 U.S.C. 1681 ), and the account was marked as verified. However, I have not received adequate documentation demonstrating that Medical Data Systems Inc has the legal authority to collect this debt or that the information being reported is complete and accurate. Specifically, I have not been provided with sufficient documentation establishing the chain of assignment from the original creditor, nor documentation verifying the accuracy of the amount reported.…

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I am submitting this complaint to formally dispute a medical debt that has been placed in collections by Medical Data Systems on behalf of XXXX XXXX XXXX XXXX. The account reflects a balance of {$14000.00} and is reported as unpaid. I dispute the accuracy and validity of this debt. I have not received sufficient documentation to confirm that this amount is correct, properly billed, or that I am legally responsible for the charges. I have also not been provided with a complete itemized statement showing how this balance was calculated, including any insurance payments, contractual adjustments, or financial assistance that may apply. Because this account has been reported as a collection, it may be negatively affecting my credit profile. Reporting a debt without proper verification is concerning and potentially inaccurate.…

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XXXX am being billed for my granddaughter hospital bill. She was visiting me from XXXX I instructed by her legal mother to take her to hospital. I told the woman at the hospital she had XXXX XXXX XXXX XXXX at the time of visit which was XXXX. The woman told me she just needed my information because I brought her to hospital. I am not her legal guardian. Am trying to purchase a home and this causing irreparable damage to me. The debt amount is twice as much of the amount showing on the copy I received from hospital. Please help me please. I do not owe for this bill as it is not mines. I did not sign or was not made aware of at the hospital that I was assuming this debt. I would have left and figured something else out to help her.

MED DATA SYS is falsely reporting on my credit. I have never had any accounts with them. Per my research MED DATA SYS is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.

To Whom It May Concern, I am writing in response to your communication regarding the above-referenced account. This letter serves as a formal request for validation of the alleged debt, pursuant to the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g. Please provide the following documentation to substantiate this debt : The name and address of the original creditor The original account number The amount of the alleged debt, including an itemized breakdown of any interest, fees, or charges Documentation bearing my signature that shows I agreed to assume responsibility for this debt Proof that your agency is legally authorized to collect on this debt A complete chain of title, showing transfer of ownership from the original creditor to your agency Until you provide the requested validation, you are required to cease all collection activities, including reporting or continuing to report this account to any consumer reporting agency.…

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To Whom It May Concern, I am writing in response to your communication regarding the above-referenced account. This letter serves as a formal request for validation of the alleged debt, pursuant to the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g. Please provide the following documentation to substantiate this debt : The name and address of the original creditor The original account number The amount of the alleged debt, including an itemized breakdown of any interest, fees, or charges Documentation bearing my signature that shows I agreed to assume responsibility for this debt Proof that your agency is legally authorized to collect on this debt A complete chain of title, showing transfer of ownership from the original creditor to your agency Until you provide the requested validation, you are required to cease all collection activities, including reporting or continuing to report this account to any consumer reporting agency.…

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This medical account resulted from circumstances beyond my control and caused financial hardship. Under the XXXX XXXX, medical providers and debt collectors are required to provide accommodations and protections to consumers experiencing financial hardship, including appropriate consideration for debt relief, billing adjustments, and limits on adverse credit reporting.

I am disputing a medical collections account being reported by medical data systems on behalf of XXXX XXXX ( Account XXXX XXXX XXXX XXXX XXXX XXXX ) that appears on all three of my credit reports.There are multiple issues Inconsistent dates across bureaus ( opened XX/XX/year> vs XX/XX/year> last active XX/XX/year> vs XX/XX/year> Conflicting comments one stated " Place for collections '' another say " Medical '' and another say " Subject has not satisfied debt '' There no breakdown of what the charge is for and no proof that I authorize the release of my medical information to MED DATA SYS for a third party collection Under HIPAA.My medical information is protected and can not be shared with a third party ( including debt collections or credit bureaus ) without my permission written consent Additionally under the fair credit bureau act ( FCRA ) information must be accurate and verifiable A full investigation into the legality of this account reporting.Proof that proper HIPAA…

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XXXXLEGAL NOTICE HIPAA LAW VIOLATION NOTICE FOR REQUEST OF XXXXCERTIFIED MAIL RETURN RECEIPT WITH MY WET HUMAN SIGNATURE AND CEASE XXXXAND DESIST OF SLANDER HARRASSMENT EMBARRASSMENT THREATS XXXXDEFAMATION COLLUSION AGGRAVATED IDENTITY THEFT COLLECTIONS FALSE REPORTING & 18 USC 96 NOTICE INTENT TO SUE I HAVE NO BUSINESS WITH XXXXYOUR COMPANY UNDER FEDERAL LAW: Pursuant to XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX and 15 USC 1692g(b), you are required to cease and desist from collecting upon the debt (including contacting a debtors credit) until you properly validate and verify the debt amount.…

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I was never properly contacted about this bill, until I got an email saying it had been sent to debt collectors. They sent it to an address I have not lived at in over a decade. I told the hospital I do not live there, and asked them to change my address. Now all of my sensitive information is being sent to a place I do not live, and I have debt I did not even know about.

I am disputing the accuracy of a medical collection account being reported by Med Data Systems related to an alleged bill from XXXX XXXX XXXX. I do not believe this account is being reported accurately. I did not receive proper billing, itemized statements, or validation of this debt before it was placed on my credit report. This account may have been covered by insurance, yet it was reported without confirmation that insurance billing was completed or denied. Under the Fair Credit Reporting Act ( 15 U.S.C. 1681 ), information furnished to the credit bureaus must be accurate and verifiable. At this time, Med Data Systems has not provided documentation showing that this account is accurate or that they have the legal authority to report it. I am requesting that this account be removed from my credit report or that Med Data Systems provide full documentation verifying the accuracy and compliance of this reporting. Thanks, XXXX XXXX.

This information is incorrect because the debt was paid by insurance, the amount is wrong, or the account does not belong to me Under the Fair Credit Reporting Act, I request that you investigate this matter and remove or correct the inaccurate information. Please provide me with written confirmation of the results of your investigation. Thank you for your prompt attention to this matter.

Account # XXXX Account # XXXX In XX/XX/XXXX, I went to the ER for XXXX and excessive coughing. Upon my arrival, intake, and consultation with the doctor, I explained that I had first visited urgent care, where they advised me to go to the ER due to lightheadedness. I also informed the doctor that I had recently returned from XXXX and that my house had flooded upon my return, requiring mold remediation at my condo. However, the doctor 's notes only mentioned my recent overseas trip and included extensive notes about XXXX if the XXXX I was diagnosed with in XXXX, following my father 's unexpected passing, was the cause of my respiratory infection. Due to XXXX 's miscoding of my symptoms, the insurance company paid the claim at a lower tier. Later, while I was receiving iron infusion treatments, XXXX improperly handled my payments. The infusion center front desk assistant at XXXX XXXX XXXX XXXX routed payments intended for that treatment to the disputed claim from XX/XX/XXXX.…

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I filed a dispute on XXXX XXXX Acct XXXX XXXXXXXX due to inaccurate information and XXXX denied to follow up with the investigation. I have been researching and seen that there was a lawsuit CFPB had against XXXX. They alleged the company of accepting unreliable information, failing to notify accurate and thoroughly investigating consumer dispute results. All of these different factors align with my problems because XXXX has not attempted ton removed or correct any of the information on my consumer report. I am requesting that this derogatory remark be removed as this has been a major impact on my chances of getting a house, car, and even building for my business! XXXX has violated my rights and a consumer as well as the XXXX laws.

I got a call from a debt collector saying that I owe {$9000.00} and they said if I didnt pay {$300.00} and then {$50.00} every other week then they were gon na send my stuff to a collection agency where I will be garnished my wife called because I got freaked out and set up a payment arrangement because my wife wanted proof of debt and they told her that they already sent out proof of debt and they cant send anymore that I will get a receipt in the mail and while my wife was on the phone, they told her not to talk over them and was very rude and refused to give her proof of anything or me

XX/XX/year> They called meXX/XX/XXXX and asked me if I could pay. I told her that I lost my job XXXX years ago and Im waiting on my XXXX. They said well how do you pay for your day to day things. I told them that my husband left me and he pays for everything. Then she said well can you get your husband or your daughter to pay your debt. I told her that my daughter is XXXX and that they would have to wait on me to get my XXXX.

FORMAL DISPUTE, CEASE-AND-DESIST & PRIVACY-VIOLATION NOTICE To : Medical Data Systems, Inc. ( d/b/a XXXX XXXX XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX : XXXX Date : XX/XX/XXXX Re : Immediate Dispute of All Alleged Medical Debts & Cease-and-Desist Demand Account Numbers Referenced in Emails Sent to Me : XXXX * | XXXX * ( EIDs shown in the emails : XXXX ) Statement Dates on Emails : XX/XX/XXXX Alleged Amounts : {$3400.00} {$7000.00} XXXX. I Dispute All Alleged Debts in Full I dispute any and all medical debts XXXX, XXXX XXXX XXXX XXXX, or any affiliate is attempting to collect. Your emails claim I received services on XX/XX/XXXX and XX/XX/XXXX, but : I am a XXXX recipient under XXXX XXXX. XXXX XXXX XXXX XXXX has my coverage and provider information on file.…

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