Sequium Asset Solutions, LLC

I received a collection notice from Sequium Asset Solutions , LLC regarding an alleged debt under reference account # XXXX. I do not recognize this alleged debt and have no knowledge of its origin or validity. On XX/XX/year>, I sent a formal written Debt Validation letter to Sequium Asset Solutions , LLC via certified mail, disputing the debt in its entirety and requesting the following documentation pursuant to the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g ( b ) : A copy of the original signed contract or agreement with the original creditor Complete chain of title and assignment documentation from the original creditor to Sequium Proof of legal authorization to collect in Massachusetts A full itemized statement of the alleged balance, including principal, interest, fees, and payment history Copies of all communications related to this account As of the date of this complaint, Sequium has not provided any of the requested validation documents.…

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A collection account from Sequium Asset Solutions LLC is currently being reported on my credit report in the amount of {$310.00} associated with XXXX XXXX, account # XXXX. I do not recognize this alleged debt and have no knowledge of what this account could possibly be for. Prior XXXX this account appearing on my credit report, I never received any initial notice or written communication from this company regarding the alleged debt. Under the Fair Debt Collection Practices Act, consumers are required XXXX receive written notice of a debt and their right to dispute it. Because I never received this notice XXXX do not recognize this account, I requested proper validation of the alleged debt multiple times. Despite my repeated requests, Sequium Asset Solutions has failed XXXX provide any documentation verifying that this debt is valid or that they have the legal authority XXXX collect it.…

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Re : Dispute of Inaccurate Credit Information To Whom It May Concern, I am writing to formally dispute the accuracy of the following account listed on my credit report : Creditor : Sequium Asset Solution Original Creditor : XXXX Account Balance : {$160.00} Date Opened : XX/XX/year> This account is being reported as a collection account. I am disputing this account pursuant to my rights under the Fair Credit Reporting Act ( FCRA ), specifically : 15 U.S.C. 1681e ( b ) requires consumer reporting agencies to follow reasonable procedures to assure maximum possible accuracy of the information reported. 15 U.S.C. 1681i ( a ) requires a reasonable reinvestigation of disputed information. I request that you conduct a thorough investigation of this account.…

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Dispute of Unauthorized Debt Sent to Collections by XXXX XXXX I am submitting this complaint regarding an unauthorized debt that has been sent to collections by XXXX XXXX ( XXXX ). While contacting XXXX to update my internet service due to a move, I was repeatedly offered XXXX XXXX by the representative. I clearly declined and stated I would consider it at a later time. Despite this, a mobile account was created without my knowledge or authorization. I never activated, used, or agreed to this service. I later noticed charges associated with this unauthorized account and contacted XXXX customer service. I was assured that the issue had been resolved. However, I subsequently discovered that my card had been charged, which I disputed with my bank. Now, I have received notices that this unauthorized account has been sent to collections. This is deeply concerning, as I did not authorize this account and should not be held responsible for any related charges.…

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I am filing a formal complaint against Sequium Asset Solutions for failing to provide accurate debt validation and reporting inconsistent information. Sequium is currently reporting a debt of {$170.00} on my credit report, while my official XXXX account shows a balance of {$320.00}. Furthermore, Sequium has provided a Reference/Account Number in their email communications that is invalid and does not allow me to access or verify the account details on their own portal. Providing non-functional or incorrect identification info prevents me from exercising my rights to verify the debt and is a deceptive collection practice. On a call recorded on XX/XX/year>, an XXXX supervisor confirmed that {$150.00} of the {$320.00} balance is an equipment 'placeholder. ' This confirms that the {$170.00} reported by Sequium is factually inconsistent with the original creditor 's current records.…

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I am writing to formally request an investigation into the Sequium Asset Solutions LLC account reporting on my credit file ( Account No : XXXX ), with the original creditor listed as XXXX XXXX XXXX XXXX. I have reason to believe this account contains inaccurate, incomplete, or unverifiable information. Pursuant to my rights under the Fair Credit Reporting Act ( 15 U.S.C. 1681 et seq. ), I am requesting that you conduct a reasonable investigation and verify all information associated with this account, including the account balance, payment history, dates of delinquency, and any remarks currently being reported. I also request disclosure of the method of verification used to confirm the accuracy of this account, as outlined under 15 U.S.C. 1681i ( a ) ( 6 ) ( B ) ( iii ). Additionally, under the Fair Debt Collection Practices Act ( 15 U.S.C. 1692 et seq.…

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I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) XXXX, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next XXXX days : XXXX. The amount of the debt claimed. XXXX. The name of the original creditor. XXXX. A copy of the agreement, contract, or other instrument that created the debt. XXXX. Verification that you are licensed to collect debts in.

SEQUIUM ASSET is falsely reporting on my credit. I have never had any accounts with them. Per my research SEQUIUM ASSET is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.

This account is the result of identity theft and does not belong to me. I have never done business with this company and did not authorize this account. I have filed a police report confirming the fraudulent use of my identity. Under the Fair Credit Reporting Act ( 15 U.S.C. 1681 ) and the Fair Debt Collection Practices Act ( 15 U.S.C. 1692 ), reporting or attempting to collect on a fraudulent account is unlawful

To Whom It May Concern, I am writing to dispute inaccurate information related to a collection and Charge-off on my credit report. I am requesting an investigation into the following accounts pursuant to the Fair Credit Reporting Act ( FRA ). Please investigate the following accounts : SEQUIUM ( Account # XXXX ) : The details of this collection and charge-off are inaccurate. Please verify all aspects of this account with the original creditor, if you believe you sent proper notification, please provide 'Certified Mail ' with receipt displaying my signature The information is inaccurate and unfairly harms my creditworthiness. Please conduct a reasonable investigation and correct or delete these items as required by law. Thank you for your time and attention to this matter.

I am filing a complaint against Sequium Asset Solutions regarding a payment I made on XX/XX/year> in the amount of {$2800.00} At the time of payment, I was led to believe that Sequium Asset Solutions had the authority to collect this debt. However, I later discovered that the account is associated with XXXX XXXX and/or XXXX XXXX XXXX XXXX raising concerns about whether Sequium had proper authorization to collect on this account. I am requesting full validation of the debt, including proof that Sequium Asset Solutions had the legal right to collect this payment at the time it was made. If they are unable to provide this documentation, I am requesting a full refund of the amount paid. Additionally, I request clarification on why this account is still appearing under different entities on my credit report despite payment being made. I expect a timely resolution to this matter.

SUBJECT : Erroneous Debt Collection due to Admitted Creditor Misinformation CREDITOR : XXXX / XXXX XXXX XXXX COLLECTOR : Sequium Asset Solutions I am formally disputing a {$210.00} collection. This debt was sent to collections strictly due to documented negligence and misinformation by the original creditor, XXXX. The Background : Around 9 months ago, I moved residences and disconnected a mobile line and an XXXX line. Following this move, I contacted XXXX multiple times to verify my final balance across all accounts. On each occasion, XXXX agents confirmed my balance was {$0.00}. Relying on this official confirmation, I assumed the account was settled. The Collection : On XX/XX/year>, I received a debt collection notice from Sequium Asset Solutions stating I owed {$210.00}, which XXXX had sent to collections on XX/XX/year>. The Admission of Fault : I immediately initiated a chat with XXXX support on XX/XX/year> ( transcript saved ).…

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I sent this company a debt validation letter back on XX/XX/year>. and then i sent another letter to them on XX/XX/year>, to inform them that they never answered the debt validation and that they were under violation of the fair debt collection practices act. now they just keep calling me all hours of the day and night. and they reported this on to my credit report now.

I am writing to dispute a debt that I allegedly owe to XXXX XXXX XXXX, which is being pursued by a third-party collector, XXXX. I have been receiving numerous text messages from XXXX, repeatedly referencing an account number but never providing the actual amount owed. This is causing confusion and making it difficult for me to understand what is being claimed. The company has also been contacting me persistently, without providing sufficient details. I ask that you investigate this matter. I request that all collection activities cease until the amount is clearly provided and validated. If the debt is found to be incorrect, I request a prompt correction to my credit file and a written confirmation of resolution. Thank you for your attention to this matter.

Complaint against : Sequium Asset Solutions I requested debt validation from Sequium Asset Solutions regarding a collection account for Spectrum. Instead of providing proper validation, they sent only a billing statement. This does not prove : contractual obligation balance calculation authority to collect Despite the dispute, Sequium continues reporting the account to the credit bureaus. This conduct violates : FDCPA 15 USC 1692g FCRA 15 USC 1681 The account information can not be verified and therefore must be removed.

These two companies XXXX XXXX XXXX and Sequium Assets Solution scammed be out of {$81.00} combined. I paid {$40.00} each to both companies for a debt that was never there. After the first incident with XXXX XXXX XXXX I paid out of ignorance thinking that this maybe how the clinic is now doing business, but after Sequium Asset Solutions called requesting the same debt. I figured something was up, but I paid anyway in case I was missing something. I called the clinic afterward and they told me there was never any debt and nothing was ever sent to collections. They would send a bill in the mail first if there was a debt before sending anything to collections. I always pay my bills on time everytime. I was angry at this point because whomever sent these companies information about me gave them false information because it didn't come from the clinic and I want my money back. I have contacted a lawyer as well as major news networks to get this information out to the public.

I want all three bureau to pay fine for misrepresentation of my credit and restoration of previous score and removal of derogative remarks immediately not 30 days under the new laws they all XXXX. XXXX and XXXX are liable for XXXX a day fines through out the duration of this misrepresentation thank you XXXX XXXX

This company continues to spam call me from rotating numbers multiple times a day ( can't block them all ). When I answer it auto hangs up. When I call back they say that the number im calling from ( the same number I got called to ) does not match. This has gone on for over a month and every time I ask them to stop calling and they still call me

I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 1006.34, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next 30 days : XXXX. The amount of the debt claimed. XXXX. The name of the original creditor. XXXX. A copy of the agreement, contract, or other instrument that created the debt. XXXX. Verification that you are licensed to collect debts in.

I am filing a formal complaint against Sequium Asset Solutions for violations of the Fair Debt Collection Practices Act ( FDCPA ) and the Fair Credit Reporting Act ( FCRA ). Sequium is currently reporting an unverified collection account on my consumer credit files allegedly originating from XXXX XXXX XXXX for {$570.00}. I submitted a formal demand for debt validation. On XX/XX/year>, Sequium responded with a generic move-out statement but completely failed to itemize the alleged damages or fees, violating 15 U.S.C. 1692f ( 1 ). Furthermore, Sequium failed to provide a Bill of Sale, Assignment of Debt, or Forwarding Contract proving their legal Chain of Title and authority to collect this debt. I replied to them demanding the itemized accounting and contractual chain of title, or deletion of the account.…

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XXXX asset solution is attempting to collect a debt owed to XXXX by a family member, I spoke with XXXX and they told me a family member placed me as an authorized user so Im being held liable for an amount of the debt even though Im not the account owner, Im no longer in that account and have paid my share to family. To : XXXX XXXX solutions From : XXXX XXXX XXXX XXXX XXXX, XXXX XXXX FL To Whom It May Concern, This letter serves as formal notice that I am exercising my rights under the Fair Debt Collection Practices Act, 15 U.S.C. 1692c ( c ). You are hereby notified to cease and desist all communication with me regarding the above-referenced alleged debt. This includes, but is not limited to, telephone calls, text messages, emails, letters, or any other form of contact.

I received a written settlement offer from Sequium Asset Solutions , LLC regarding my XXXX XXXX account ( Reference Number : XXXX ). The email, dated [ XX/XX/year> ], stated that I could settle my account for {$300.00}, representing 30 % of the total balance of {$1000.00}. The email did not include any expiration date or deadline. Five days later, I paid {$700.00} to settle the account. I only became aware of the written {$300.00} offer after making the payment. I contacted Sequium Asset Solutions to request a review and refund of the difference. Customer service representatives repeatedly told me that the account was closed and could not assist. When I requested a supervisor, the supervisor confirmed the account was visible in the system but refused to escalate the matter or review the settlement discrepancy. The supervisor disconnected the call while I was still speaking.…

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I am formally disputing the SeQuium collection account on my credit report ( Account ending in XXXX, original creditor XXXX XXXX XXXX XXXX ). I never opened or authorized this account and have no legal obligation to pay it. Reporting it as an open collection is false, misleading, and violates the Fair Credit Reporting Act ( FCRA ). SeQuiums actions also appear to violate the Fair Debt Collection Practices Act ( FDCPA ) by pursuing and reporting a debt that is entirely invalid. This account is causing demonstrable harm to my credit profile, limiting my ability to obtain credit fairly. I demand that this account be immediately and permanently deleted from all credit reports and that a full investigation be conducted into the accuracy and validity of this debt.

I get random calls from this number daily. I answered multiple times and was often hung up on. Today i recieved a call and called them back thinking it was my insurance regarding my XXXX XXXX. I answered and all the person asked was for confirmation details regarding my name and date. I proceeded to ask im worry to get them to repeat themselves in which they just told me they were a debt collector. I asked if they owned the debt in which they declined to answer. I then asked them to mail me a document stating they own the debt, not to call anymore as well as i dont want any third party consumers reaching out. Im not quite sure if this debt has been sold completely, what the debt is or how could i resolve it with the potential person owed this amount if it is true. They got angry and said they would put a negative report and i got hung up. I've been receiving these calls for a while now. Its very annoying and violates my consumer rights

SEQUIUM is falsely reporting on my credit. I have never had any accounts with them. Per my research SEQUIUM is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.

I am filing this formal complaint against Tivalli/MG properties for their failure to engage in good-faith debt resolution and for reporting inaccurate information to my credit file following a constructive eviction. During my tenancy at XXXX, I repeatedly documented and reported severe health and safety violations, caused by the pervasive and illegal drug use of neighboring tenants. Despite providing multiple written notices, management failed to take corrective action to restore the unit to a habitable state. Under the principle of constructive eviction, I notified management that the premises were no longer habitable and vacated the property. The management company has since assessed a debt against me which I dispute in its entirety based on their breach of the lease agreement and the implied warranty of habitability.…

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Validation of Debt Request - SEQUIUMXXXX XXXX XXXX XXXX XXXXXXXX I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 1006.34, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next 30 days : 1. The amount of the debt claimed. 2. The name of the original creditor. 3. A copy of the agreement, contract, or other instrument that created the debt. 4. Verification that you are licensed to collect debts in.

I am submitting this complaint regarding collection attempts by Sequium Asset Solutions , LLC and XXXX XXXX XXXX XXXX XXXX XXXX XXXX I recently received communications from Sequium XXXX XXXX claiming that I owe a XXXX balance of {$3500.00}. I have never entered into any agreement or contract with Sequium XXXX XXXX and I dispute the alleged debt. I requested that the company provide verification of the account, including documentation showing that the debt belongs to me and that they have the legal authority to collect it. To date, no verification has been provided. I also received a collection communication from XXXX XXXX XXXX XXXX XXXX XXXX regarding an alleged account with XXXX XXXX XXXX XXXX. I similarly dispute this account and requested proper validation. Under the Fair Debt Collection Practices Act ( 15 U.S.C. 1692g ), consumers have the right to request validation of an alleged debt before collection activity continues. Under the Fair Credit Reporting Act ( 15 U.S.C.…

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I am filing this complaint regarding Sequium Asset Solutions for reporting and attempting to collect a debt that I dispute. This account appears on my XXXX credit report with a balance of {$6100.00}. I have requested proper verification of this debt, including the original signed agreement, full payment history, and proof that Sequium has legal authority to collect and report this account. To date, I have not received sufficient documentation to validate the debt. Despite this, the account continues to be reported, which is negatively impacting my credit. Under the Fair Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ), debt collectors must report accurate and verifiable information. I am requesting that Sequium Asset Solutions either provide full legal validation of this debt or immediately delete this account from my credit report.

I am filing this complaint regarding the continued reporting of inaccurate, incomplete, and unverifiable debt buyer and collection accounts on my credit file. Despite formal disputes, the following companies continue reporting without providing competent documentation : SEQUIUM ASSET SOLUTIONS Account ending XXXX These entities have failed to provide signed contracts, lawful chain of assignment, complete payment histories, or documentation establishing the Date of First Delinquency. This conduct violates : 15 U.S.C. 1681e ( b ) Failure to assure maximum possible accuracy 15 U.S.C. 1681i ( a ) Failure to conduct reasonable reinvestigation 15 U.S.C. 1681s-2 ( b ) Furnisher duty to investigate 15 U.S.C. 1692e False representation of debt I am requesting immediate deletion of all unverifiable tradelines and confirmation of compliance. Failure to resolve will result in further regulatory escalation and civil enforcement of my rights under 15 U.S.C. 1681n and 1681o.