Credit card· Fees or interestCA
Outcome: Closed with monetary reliefTimely response
CFPB COMPLAINT DATABASE
Bread Financial
49,920 real consumer complaints filed against Bread Financial at the Consumer Financial Protection Bureau. 21,517 received relief from the company. 100% of responses were timely.
49,920
Complaints
8,475
Won monetary relief
43%
Relief rate
>99%
Timely response
Most common issues
- 01Incorrect information on your report9,276
- 02Fees or interest5,481
- 03Improper use of your report4,290
- 04Attempts to collect debt not owed3,859
- 05Problem with a purchase shown on your statement3,214
- 06Took or threatened to take negative or legal action3,040
- 07Problem when making payments2,952
- 08Problem with a company's investigation into an existing problem2,290
- 09Getting a credit card2,207
- 10Problem with a credit reporting company's investigation into an existing problem1,965
Top states filing
CA5,781FL5,566TX4,525NY3,779GA2,481PA2,301IL2,036NJ2,013NC1,904OH1,559
How others won relief
These complainants filed at the CFPB and the company refunded or credited money in response. The CFPB doesn't force outcomes, but it does force a response in 15 days.
Credit card· Fees or interestOR
Outcome: Closed with monetary reliefTimely response
Credit card· Advertising and marketing, including promotional offersTX
Outcome: Closed with monetary reliefTimely response
Credit card· Problem with a purchase shown on your statementUT
Outcome: Closed with monetary reliefTimely response
Credit card· Fees or interestAL
Outcome: Closed with monetary reliefTimely response
Recent complaints
The 29 most recent complaints against Bread Financial where the consumer chose to publish their narrative.
Credit reporting or other personal consumer reports· Incorrect information on your reportIL
Outcome: Closed with explanationTimely response
Debt collection· False statements or representationMD
Outcome: Closed with non-monetary reliefTimely response
Debt collection· False statements or representationMD
Outcome: Closed with non-monetary reliefTimely response
Credit card· Getting a credit cardPA
Outcome: Closed with explanationTimely response
Credit reporting or other personal consumer reports· Problem with a company's investigation into an existing problemTN
Outcome: Closed with explanationTimely response
Credit reporting or other personal consumer reports· Improper use of your reportVA
Outcome: Closed with explanationTimely response
Payday loan, title loan, personal loan, or advance loan· Charged fees or interest you didn't expectWA
Outcome: Closed with explanationTimely response
Credit card· Getting a credit cardMI
Outcome: Closed with explanationTimely response
Checking or savings account· Problem with a company's investigation into an existing problemNV
Outcome: Closed with explanationTimely response
Debt collection· False statements or representationGA
Outcome: Closed with explanationTimely response
Credit card· Incorrect information on your reportOH
Outcome: Closed with non-monetary reliefTimely response
Credit card· Getting a credit cardNY
Outcome: Closed with non-monetary reliefTimely response
Credit reporting or other personal consumer reports· Incorrect information on your reportFL
Outcome: Closed with non-monetary reliefTimely response
Credit reporting or other personal consumer reports· Problem with a company's investigation into an existing problemVA
Outcome: Closed with explanationTimely response
Debt collection· False statements or representationMS
Outcome: Closed with explanationTimely response
Debt collection· Attempts to collect debt not owedCO
Outcome: Closed with explanationTimely response
Credit reporting or other personal consumer reports· Incorrect information on your reportFL
Outcome: Closed with non-monetary reliefTimely response
Credit card· Closing your accountNY
Outcome: Closed with explanationTimely response
Credit reporting or other personal consumer reports· Incorrect information on your reportNY
Outcome: Closed with explanationTimely response
Debt collection· Written notification about debtTX
Outcome: Closed with explanationTimely response
Credit card· Fees or interestIA
Outcome: Closed with explanationTimely response
Credit reporting or other personal consumer reports· Incorrect information on your reportFL
Outcome: Closed with explanationTimely response
Credit card· Fees or interestTX
Outcome: Closed with explanationTimely response
Debt collection· Attempts to collect debt not owedCA
Outcome: Closed with explanationTimely response
Debt collection· Written notification about debtTX
Outcome: Closed with explanationTimely response
Credit card· Problem with a company's investigation into an existing problemFL
Outcome: Closed with explanationTimely response
Credit reporting or other personal consumer reports· Improper use of your reportAR
Outcome: Closed with non-monetary reliefTimely response
Payday loan, title loan, personal loan, or advance loan· Getting the loanCA
Outcome: Closed with explanationTimely response
Credit card· Getting a credit cardCA
Outcome: Closed with explanationTimely response
Same thing happen to you?
Upload your evidence. We draft a formal complaint with citations in 10 minutes. CFPB legally forces a response in 15 days.