CCF Intermediate Holdings LLC

In XX/XX/XXXX I discovered a XXXX default judgment against me when my XXXX XXXX account was frozen without notice by court-appointed receiver XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX I was never served for the original lawsuit filed by XXXX XXXX XXXX XXXX Speedy Cash. Since XX/XX/XXXX I have made repeated good faith efforts to resolve this debt. The receiver rejected every settlement offer, demanded inflated amounts, and was combative and unresponsive in communications. On XX/XX/XXXX I filed a motion questioning the receiver 's conduct. On XX/XX/XXXX she froze my XXXX checking account the day after I filed that motion. On XX/XX/XXXX a settlement was reached in open court before Judge XXXX XXXX, XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX. Total settlement amount was {$2000.00}. The receiver would retain {$1100.00} already seized and I would pay the remaining {$880.00} through a payment plan. The judge instructed the receiver to draft settlement documents. The receiver did not object.…

CREDITOR : SPEEDY CASH XXXX XXXX XXXX. CASE NO : XXXXXXXX Attention, AMOUNT OUTSTANDING : {$1800.00} We hope this message finds you well. We are writing to inform you about the proceedings issued on your Docket No : XXXX with SPEEDY CASH XXXX XXXX XXXXXXXX. Despite multiple attempts to reach you via your provided phone number, we regret to inform you that we have been unable to establish contact. As a result, the accounts department has classified this case as a flat refusal to communicate. Consequently, we are now prepared to initiate legal action. We urge you to contact us immediately to discuss this matter further and possibly resolve the situation without the need for legal proceedings. Your prompt attention to this issue is highly appreciated. Please be advised that a warning notification concerning these legal proceedings was sent to you on XX/XX/XXXX. As we have not received a timely response, it is imperative that you address this matter within the next 12 hours.…

Subject : Complaint Regarding Predatory Title Loan Practices and Excessive Fees I am submitting this complaint regarding a title loan I obtained from TitleMax in XXXX XXXX during a desperate financial time in my life when I urgently needed assistance. What initially appeared to be a temporary financial solution has instead turned into a long-term financial hardship that I have been unable to escape. Since taking out this loan, I have struggled tremendously to pay it down due to what I believe are excessive and predatory fees and interest charges that consume the majority of my monthly payment while barely reducing the principal balance. Currently, the payoff is over {$4700.00} and I am paying roughly {$670.00} per month toward this loan, yet only approximately {$110.00} of each payment is being applied to the principal balance. The remainder goes toward fees, finance charges, and interest.…

I want to start by saying I did not personally have an account with titlemax. In XX/XX/2025 I purchased a vehicle from a guy that provided me with a Bill of Sale and promised to provide me with a title once it arrived in the mail. I ask the seller to take a picture with me standing by the car holding up the current bill of sale and the current registration for the vehicle which is in his name. After owning this vehicle for 9 months now I decided to pack my belongings at my residence in XXXX Tn and move to XXXXXXXX XXXX XXXX Once my family arrived to XXXX Texas I was visiting a buddy and when I came outside my vehicle was gone. Not to mention for 6 months o have been in contact with the seller which was promising me that he had misplaced the title and he filed for a lost title.…

I took out a loan with TitleMax in XX/XX/XXXX while facing financial hardship after losing work due to contracting XXXX, which ultimately contributed to my eviction and need to secure new housing. From the inception of this loan, I was never able to successfully access or create an online account through TitleMaxs payment system. Because of this, I was unable to review my contract terms, monitor my balance, or make payments online. Despite repeated attempts, I remained locked out of the system for the duration of the loan. This prevented me from making what would have otherwise been good faith payments toward the account. In XX/XX/XXXX, I received a phone call from a representative advising me that my vehicle was facing repossession. During that conversation, I explained that I wanted to pay the loan in full immediately in order to recover my title and remove myself from the loan entirely. I specifically asked the representative, I want to pay this loan in full today.…

I am writing to make a formal complaint regarding the loans I was provided by Speedy Cash. At the time these loans were approved, I was experiencing financial difficulties and was unable to sustainably afford the repayments without borrowing again or falling behind on other financial commitments. I believe the lending was irresponsible because proper affordability checks were either not completed or were inadequate. The loans caused me significant financial hardship. I struggled to meet essential living expenses and had to rely on repeated borrowing and/or other forms of credit to manage repayments. I believe this should have indicated that the lending was unaffordable. I would like you to investigate my complaint and review all loans provided to me. In particular, I ask that you consider : Whether the loans were affordable based on my income and expenditure at the time and the pattern of repeat borrowing.…

I have a title loan with TitleMax ( XXXX XXXX XXXX XXXX XXXX ). For over a year, I have been locked out of my online account portal at XXXX because TitleMax 's login system requires a one-time verification code ( OTP ) sent to a phone number ending in XXXX, which is an old number I no longer have access to. The portal provides NO option to update the phone number without first completing verification through the old number, creating an impossible catch-XXXX. I first contacted TitleMax about this issue in XX/XX/XXXX and have been emailing their consumer complaints department ( XXXX ) continuously since then. On XX/XX/XXXX, TitleMax responded by instructing me to log into the portal and update my profile information, which is the exact thing I can not do because of the OTP verification loop. I replied on XX/XX/XXXX explaining this catch-XXXX and demanding a payoff figure be sent to me via email. I gave them a XXXX business day deadline which expired on XX/XX/XXXX with no response.…

This company is trying to debt collect for an alleged payday loan from a company called XXXX something? They can not give me a specific company for the alleged payday loan, but they said the debt is from " around XXXX ''. They have been calling me for several weeks, sometimes consecutive days, other times sporadically. The company calls from XXXX and leaves the following voicemail : Hello, this urgent message is intended for ( my name ). If this is you, please press " 1 ' now or hold for message. My name is XXXX XXXX with payment processing. The reason for my call today is to verify the address we have on file as we are preparing to file documentation in your case. '' They also leave a callback number of XXXX which I called back today. Typically when I press 1 the call hangs up on me. Today I just kept calling teh XXXX number and spoke to 3 different people : XXXX, XXXX XXXX, XXXX.…

This complaint is filed against Community Choice Financial Inc., operating as Check Into Cash, for intentional breach of contract, unauthorized electronic banking withdrawals during an active billing dispute, systemic record errors, and severe consumer harassment. I am the consumer holder of a XXXX Line of Credit originated at your retail branch in XXXX, Tennessee. On Saturday, XX/XX/2026, I contacted corporate account services to initiate a formal dispute regarding predatory fees, billing calculations, and non-compliant contact methods. Your specialists explicitly disclosed that your corporate turnaround policy for a formal review is 5 business days.…

THIS DISPUTE IS WITH SPEEDYCASH AND COMPANY.I have disputed this multiple times through XXXX XXXXmy last dispute was on XX/XX/year> and was returned XX/XX/year> with UNKNOWN as the result.i have explained that this is not my account and it may be my father 's account because we have exact name, first last and middle.This company hasn't responded and their notes state unknown on my disclaimer sent through XXXX XXXX and no information has been given to me.

Cash XXXX XXXX Speedy Cash a couple of months ago I saw a spam email, from what looks like a scammer, threatening me with search warrants, jail time, insane legal fees, and weird time windows like 4 or 12 hours to pay in full, demanding payment on a debt I don't recognize, threatening 7 years in federal prison if I don't pay them in 12 hours, etc. I said that sounds scary let me just double check and request a debt validation letter, to make sure I'm not missing something here.. after my initial request I got an email saying we acknowledge you responded, but you didn't comply, so more threats, I again send a request for validation, and request they stop contacting me except to validate the debt.…

Received a call from a spoof phone number claiming that they were a processor and that there was a file against me. They called from XXXX. They then provided a phone number to call which was XXXX. When I called that number they stated that they had a client, speedy cash and ez online loans, who are filing a case against me. They stated my full social security number. Stated that they had tried collecting on this debt XXXX of XXXX. Said I needed to settle the debt of {$2800.00}. If I didn't have the funds that a judgement would be done and they would then garnish my wages. That President Trump changed the laws. The person I spoke with didn't provide their name but stated that they worked for XXXX and XXXX. When I asked for specific dates they declined to provide that information and told me to wait to receive the paperwork that everything would be there. After the phone call I researched and did not find any company named XXXX and XXXX... I did fond a law firm called XXXX and XXXX.…

I got the title loan two years ago, for {$5000.00}. Ive paid XXXX a month for two years so Thats over XXXX Ive paid and still own the full amount of XXXX now. I asked why my payments arent showing up so they said I have to pay more

I XXXX XXXX received my monthly statement in the mail saying I owe XXXX for my final payoff of borrowing XXXX that took me almost 3years to payoff So one I called the tittle max store to pay my loan off. The cashier told me my payoff was XXXX so I then ask to speak to the store manager to get the issue resolved the store manager would even talk to me. So I then called corporate and they told me that someone will contact me soon. So 8 days later I called back to the store and corporate they then told me some will call back again. No one call XXXX so I called corporate back its now 3weeks later someone called me saying I now owe XXXX because of late fees. I have ever call record of tittle max saying they see the problem but the.company will not fix it Now talking about repo my truck. Need help asap Additional information provided by consumer : XXXX The consumer would like to correct the company name to " TitleMax ''.

This debt collector engaged in abusive, deceptive, and unfair practices of the FDCPA which it prohibits. They furnished this account that we didn't agree upon and I didn't sign an agreement on. A legal contract is signed by two parties and I did not participate in any of it. More so they didn't follow the proper 5 step validation procedure which make this unfair practices. According to the FDCPA Im entitled to XXXX dollars per violation and clearly they violated my rights.

XXXX TIMELINE OF EVENTS : XXXX XXXX XX/XX/XXXX I obtained a title loan from TitleMax for {$2600.00}, secured against my XXXX XXXX XXXX. TitleMax disbursed {$2600.00} to me. My starting balance was {$2600.00}. XXXX XXXX XX/XX/XXXX I made my first payment of {$310.00} to TitleMax ( Confirmation # XXXX ). TitleMax accepted the payment. I was not provided any breakdown showing how this payment was applied to principal, interest, or fees. Running total paid : {$310.00}. XXXX XXXX XX/XX/XXXX I made my second payment of {$310.00} to TitleMax ( Confirmation # XXXX ). TitleMax accepted the payment. No itemized allocation was provided. Running total paid : {$620.00}. XXXX XXXX XX/XX/XXXX I made my third payment of {$310.00} to TitleMax ( Confirmation # XXXX ). TitleMax accepted the payment. No breakdown provided. Running total paid : {$940.00}. XXXX XXXX XX/XX/XXXX I made my fourth payment of {$310.00} to TitleMax ( Confirmation # XXXX ). TitleMax accepted the payment.…

They are sending me threatening emails. I have attached here.

Ccfi did, knowingly and intentionally, with the intent of depriving me of personal property : charge two separate bank accounts for an amount that had already been paid.

I am trying to complete a full payoff of my auto title loan through a third-party dealership ( XXXX ) XXXX I have repeatedly requested a payoff statement and lien release instructions from TitleMax, including directly at the store with management, but the request has been delayed and not properly provided. The delay is preventing my ability to complete a full payoff of the loan, as my dealership partner requires official payoff instructions to send payment directly to the lender. During this delay, interest and fees continue to accrue on my account. I am requesting immediate provision of a valid payoff statement, per diem interest, and instructions for third-party payment so I can fully satisfy this loan.

I just seen where an attorney emailed me and was threatening me with an arrest warrant and etc and his name came back to a United States attorney. The email is as followed. Arrest warrant I'D- XXXX which is going to be released Friday This is about XXXX XXXX Debt Collection and payment not being received. This is the last and final Notice for you. You do not need to reply to this email. If you would like to make the payment then you would have to send an email to our email address at XXXX : XXXX This LegProceedingsing was issued on your Docket Number XXXX with one of XXXX XXXX XXXX Company to notify you that after making calls to you on your phone number we could not get hold of you. So the accounts department of XXXX XXXX has decided to mark this case as a flat refusal and press legal charges against you.…

On XX/XX/year> they called my father and left a voicemail stating they were looking for me so they could serve me. I know this illegal as that implies i owe a debt and their not legally allowed to disclose that with immediate family members. Their company name is XXXX XXXX XXXX XXXX

Complaint Details : I am filing this complaint against Speedy Cash ( SCIL Texas, LLC ) for predatory lending practices and lack of transparency regarding principal reduction. On XX/XX/year>, I took out a loan ( # XXXX ) for {$780.00}. To date, I have made the following payments : XX/XX/year> : {$170.00} XX/XX/year> : {$180.00} XX/XX/year> : {$170.00} In total, I have paid {$530.00} in just three months, which is over 67 % of the original amount borrowed. Despite these payments, the company claims my " Payoff Balance '' has increased to {$1100.00}. They are applying 100 % of my payments to " CAB fees '' and interest, leaving the principal untouched and growing, despite an APR of over 322 %. I am currently a mother of XXXX, unemployed, and facing financial hardship. When I contacted the company to resolve this, I was treated unprofessionally and they refused to provide a fair solution or an Extended Payment Plan ( EPP ) as allowed by Texas regulations.…

I have made XXXX payments to them and my principal has never gone down.

Subject : Consumer Complaint Against TitleMax Misleading Repossession Communication and Breach of Peace To Whom It May Concern, I am submitting a formal consumer complaint regarding the repossession of my vehicle by TitleMax and the conduct surrounding it. I was aware that my account had entered repossession status. However, I was clearly informed by a TitleMax representative that I had until the XXXX to make a payment of XXXX dollars which had been discussed multiple times prior to the end of the call. Based on that representation, I reasonably believed I had until that date to cure the default before repossession would occur. At no point was it explained that repossession could occur immediately despite that stated timeframe. As a result, I relied on the information provided and was not given a fair opportunity to prevent the repossession.…

I applied for a title pawn in Georgia with Title Max in XX/XX/year>. My account was paid up through XX/XX/year> and I told the company I would pay XX/XX/year> late. When I logged in to pay my {$370.00} ( 30-day ) loan reinstatement payment, it had increased to over {$500.00}. I went back to read my contract to understand the associated fees and the language of the contract seems intentionally misleading and does not properly explain the frequency or amount to which additional fees will be applied. I need the contract verbiage to be clear and no ambiguous and I am more than willing to pay what I rightfully owe.

Subject : Formal Complaint Identity Theft, Fraudulent Accounts, and Failure to Correct Reporting To the Consumer Financial Protection Bureau, I am submitting this formal complaint against Community Choice Financial , Inc., including its TitleMax brand, regarding fraudulent accounts opened in my name as a result of identity theft and the companys failure to properly investigate and correct the matter. I did not open, authorize, apply for, or benefit from any loan, title loan, line of credit, or other financial transaction with TitleMax or any affiliated entity. These accounts were opened without my knowledge or consent using my personal information. After discovering the fraudulent activity, I notified the company and submitted an identity theft claim. Rather than resolving the matter, the company denied my claim, stating there was insufficient evidence. They have refused to remove the fraudulent accounts, balances, liens, and any associated credit reporting.…

I am submitting this complaint regarding a loan servicing issue with TitleMax involving both a personal loan and a title loan account. There has been significant confusion and lack of clarity regarding how my payments were applied and what I actually owe. I was under the understanding that I had a structured payment arrangement of approximately {$200.00} for my personal loan. However, payments and balances have not been clearly explained to me, and I am now unsure how my payments were allocated between the personal loan and the title loan. The documentation I have reviewed does not clearly show a consistent or transparent breakdown of principal, interest, fees, or remaining balances. At this time, I believe my accounts may have been misapplied or improperly managed, resulting in confusion about the true balance owed. I also was not given clear, understandable communication about how both loans interact or whether payments toward one account affected the other.…

Under federal law, payday loan companies are restricted to a maximum of XXXX consecutive failed attempts to withdraw money from your account. This company has tried to pull money out of mine and my husbands account XX/XX/XXXX times since XX/XX/XXXX. With the last attempt being XX/XX/XXXX. Im not sure if theyre going to be trying to pull it out more. But they pulled this same XXXX with my husband as well, and due to this our rent will now bounce and we will not only be charged another {$30.00} return check fee. But well also be charged {$30.00} with my landlord and an addition {$200.00} late fee. Dates for my payday loan payment : : : XX/XX/XXXX at XXXX - {$330.00} XX/XX/XXXX at XXXX - {$350.00} XX/XX/XXXX at XXXX - {$350.00} XX/XX/XXXX at XXXX - {$350.00} XX/XX/XXXX at XXXX - {$350.00} XX/XX/XXXX at XXXX - {$350.00} XX/XX/XXXX at XXXX - {$350.00} For my husband it has been about the same, but he doesnt have the notifications set up for his card so I only have XXXX tries.…

On XX/XX/XXXX, I entered into a title pawn loan with TitleMax of Georgia XXXX XXXX for {$7600.00}, pledging my vehicle as collateral. The vehicle was physically repossessed on XX/XX/XXXX. On XX/XX/XXXX at XXXX XXXX thirteen days after the repossession TitleMax 's customer-facing online portal continued to display messaging stating that the vehicle was at risk of future recovery and that payment could be made to avoid repossession. I have a timestamped photograph of this portal message. The vehicle had already been gone for nearly two weeks. In reliance on this false portal message, I borrowed money in an attempt to redeem the vehicle, resulting in actual financial damages. The vehicle was sold by TitleMax on XX/XX/XXXX for {$6800.00}. When I contacted TitleMax about the deceptive portal message, they provided written confirmation that this portal behavior reflects intentional company policy not a technical error.…

Ive been paying on my XXXX XXXX XXXX since XX/XX/XXXX & was not aware of the high interest rates Title Max were charging me. I only borrowed {$2000.00} from Title Max & done paid atleast $ XXXX since & still owe {$2200.00}! because their online portal keeps messing up & buffering. Even if I sign online it will later on say you didnt sign & apply more fees, which even the office where I live at complains about it but does nothing & its just pocketing money that I dont have. Three days ago XX/XX/XXXX I signed with my own eyes it said it went through & wasnt due again until XX/XX/XXXX ; but now its XX/XX/XXXX its saying I owe {$18.00} past due & got a call I need to renew. This is ridiculous.