CFPB COMPLAINT DATABASE

Credit Acceptance

14,803 real consumer complaints filed against Credit Acceptance at the Consumer Financial Protection Bureau. 880 received relief from the company. 100% of responses were timely.

14,803
Complaints
689
Won monetary relief
6%
Relief rate
>99%
Timely response

Most common issues

  1. 01Incorrect information on your report3,612
  2. 02Managing the loan or lease1,790
  3. 03Improper use of your report1,717
  4. 04Repossession1,149
  5. 05Attempts to collect debt not owed944
  6. 06Problem with a company's investigation into an existing problem900
  7. 07Struggling to pay your loan819
  8. 08Getting a loan or lease754
  9. 09Took or threatened to take negative or legal action576
  10. 10Problem with a credit reporting company's investigation into an existing problem523

Top states filing

MI1,535NY1,034TX960PA819GA805NJ789FL743OH712AL599IL588

How others won relief

These complainants filed at the CFPB and the company refunded or credited money in response. The CFPB doesn't force outcomes, but it does force a response in 15 days.

Vehicle loan or lease· Problem with a company's investigation into an existing problemGA

Outcome: Closed with monetary reliefTimely response
Vehicle loan or lease· Incorrect information on your reportIL

Outcome: Closed with monetary reliefTimely response
Payday loan, title loan, personal loan, or advance loan· Vehicle was damaged or destroyed the vehicleOH

Outcome: Closed with monetary reliefTimely response
Vehicle loan or lease· Managing the loan or leaseMS

Outcome: Closed with monetary reliefTimely response
Vehicle loan or lease· RepossessionMO

Outcome: Closed with monetary reliefTimely response

Recent complaints

The 29 most recent complaints against Credit Acceptance where the consumer chose to publish their narrative.

Vehicle loan or lease· Incorrect information on your reportOH

Outcome: Closed with explanationTimely response
Debt collection· Attempts to collect debt not owedNC

Outcome: Closed with explanationTimely response
Vehicle loan or lease· RepossessionCT

Outcome: Closed with explanationTimely response
Vehicle loan or lease· Managing the loan or leaseNY

Outcome: Closed with explanationTimely response
Vehicle loan or lease· RepossessionMI

Outcome: Closed with explanationTimely response
Credit reporting or other personal consumer reports· Improper use of your reportVA

Outcome: Closed with explanationTimely response
Credit reporting or other personal consumer reports· Incorrect information on your reportIN

Outcome: Closed with explanationTimely response
Credit reporting or other personal consumer reports· Incorrect information on your reportIL

Outcome: Closed with explanationTimely response
Credit reporting or other personal consumer reports· Improper use of your reportDE

Outcome: Closed with explanationTimely response
Debt collection· Attempts to collect debt not owedTN

Outcome: Closed with explanationTimely response
Vehicle loan or lease· Managing the loan or leaseNC

Outcome: Closed with explanationTimely response
Debt collection· False statements or representationMI

Outcome: Closed with explanationTimely response
Credit reporting or other personal consumer reports· Incorrect information on your reportMI

Outcome: Closed with explanationTimely response
Credit reporting or other personal consumer reports· Improper use of your reportNJ

Outcome: Closed with explanationTimely response
Credit reporting or other personal consumer reports· Incorrect information on your reportGA

Outcome: Closed with explanationTimely response
Credit card· Problem with a company's investigation into an existing problemFL

Outcome: Closed with explanationTimely response
Debt collection· Took or threatened to take negative or legal actionLA

Outcome: Closed with explanationTimely response
Vehicle loan or lease· Managing the loan or leaseAR

Outcome: Closed with explanationTimely response
Debt collection· Took or threatened to take negative or legal actionDC

Outcome: Closed with explanationTimely response
Credit reporting or other personal consumer reports· Problem with a company's investigation into an existing problemTX

Outcome: Closed with explanationTimely response
Vehicle loan or lease· Problems at the end of the loan or leaseIA

Outcome: Closed with explanationTimely response
Credit reporting or other personal consumer reports· Incorrect information on your reportTN

Outcome: Closed with explanationTimely response
Credit reporting or other personal consumer reports· Improper use of your reportNY

Outcome: Closed with explanationTimely response
Vehicle loan or lease· Managing the loan or leaseNC

Outcome: Closed with explanationTimely response
Vehicle loan or lease· Struggling to pay your loanOH

Outcome: Closed with explanationTimely response
Credit reporting or other personal consumer reports· Incorrect information on your reportSC

Outcome: Closed with explanationTimely response
Vehicle loan or lease· Managing the loan or leaseOH

Outcome: Closed with explanationTimely response
Credit reporting or other personal consumer reports· Incorrect information on your reportNY

Outcome: Closed with explanationTimely response
Vehicle loan or lease· Managing the loan or leaseMI

Outcome: In progressTimely response

Same thing happen to you?

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Credit Acceptance CFPB Complaints -- 600 cases, 4% with relief | 4eye.me