Credit Corp Solutions Inc.

I am writing to formally request debt validation for a collection account mentioned in a letter I recently received. Under my rights through the Fair Debt Collection Practices Act ( FDCPA ), I ask that your office provide clear proof that the debt is valid. This should include the name of the original creditor, the amount owed, a full payment record, and proof that I am responsible for this debt. I am making this request to ensure the information being reported is accurate and not the result of a mistake, fraud, or confusion. While waiting for proper validation, I ask that you pause all collection activity and reporting related to this account, as allowed by law.

I am submitting this complaint regarding multiple collection accounts being inaccurately and/or improperly reported on my consumer credit reports. 1. ) CREDIT CORP SOLUTIONS ( Account Number : XXXX I dispute the validity, accuracy, completeness, and legal enforceability of these alleged debts. Under the Fair Credit Reporting Act ( FCRA ) and Fair Debt Collection Practices Act ( FDCPA ), debt collectors and furnishers are required to report only accurate and verifiable information. Despite my disputes, sufficient validation and competent evidence establishing liability have not been provided. The accounts appear to contain inaccurate, misleading, incomplete, inconsistent, and/or unverifiable information including discrepancies related to balances, reporting dates, account ownership, and legal authority to collect.…

I am a victim of identity theft. I recently discovered one or more accounts and/or debts that were opened or used without my knowledge or authorization. I did not apply for these accounts, authorize anyone to use my personal information, or receive any benefit from the transactions. As soon as I became aware of the fraudulent activity, I reported it and began disputing the accounts with the credit reporting agencies and the companies involved. I am requesting that all fraudulent accounts and related information be investigated and removed from my credit file in accordance with applicable law.

On XX/XX/XXXX XXXX XXXX had me sign a payment plan with XXXX XXXX XXXX XXXX because I was paying out of pocket due to not having insurance at the time. The bill total was {$1300.00}. They said I would be contacted with the details about the arrangement. However they never gave me a name of the company that the payment plan was through. I waited for an email, mail or txt and XXXX year went by and they never sent an email, text or mail about how to set up payments. XXXX years go by and I had forgotten about the arrangement due to lack of contact and remember getting an email telling me I had a past due balance for a company I never heard of so I deleted it because it appeared to be spam/phishing. XXXX of XXXX I tried to apply for a car loan that was denied due to a delinquent account that I never heard of from " XXXX XXXX XXXX XXXX Credit Corp Solutions Inc.…

This is an update to my existing complaint # XXXX against Credit Corp Solutions Inc . Since filing my initial complaint, Credit Corp Solutions , Inc. DBA XXXX XXXX XXXX has taken additional actions that raise serious concerns. In an email dated XX/XX/year>, they stated that the previously offered settlement of {$1000.00} was voided because I disputed the account. They also indicated that my account meets the criteria to move to their Pre-Legal department and referenced possible legal actions in Alabama, including obtaining a court judgment, wage garnishment, and seizure of property. They further admitted that the account has not been subject to any attorney review. Additionally, around the time I entered into the payment arrangement, they removed my ability to make payments or view offers through their self-service online portal without notice. I am now only able to make payments by contacting an agent, and the discounted settlement amount is no longer available online.…

To Whom It May Concern, I am writing to dispute accounts and charges that were opened in my name without my knowledge or authorization. In XXXX, my wallet was stolen. The wallet contained my driver 's license/identification card and my Social Security card . After the theft, I began noticing credit card accounts and other accounts appearing on my credit report that I never applied for, opened, or authorized. I believe I am a victim of identity theft, and these accounts were fraudulently opened using my stolen personal information. I respectfully request that you investigate these accounts, remove any fraudulent charges or obligations associated with them, and provide me with written confirmation of your findings. I have never authorized these accounts and am not responsible for any debts, charges, or activity associated with them. Thank you for your prompt attention to this matter

* * Consumer Financial Protection Bureau Complaint * * * * Company : * * Credit Corp Solutions , Inc. * * Balance Reported : * * {$570.00} * * Date Opened : * * XX/XX/year> * * Account Status : * * Open Collection Account * * Original Creditor : * * Not Reported/ Unknown * * Complaint * * I am filing this complaint against Credit Corp Solutions , Inc. regarding a collection account being reported on my consumer credit reports. Credit Corp Solutions is reporting a collection account with a balance of {$570.00}. However, the account information being furnished is incomplete because the original creditor is not identified. Without disclosure of the original creditor, I am unable to determine the origin, validity, ownership, or accuracy of the alleged debt. Under the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681s-2 ( a ), furnishers of information are required to provide accurate and complete information to consumer reporting agencies.…

This is not my account and was opened without my consent. Filing a stolen identity report today!

I disputed this Credit Corp Solutions account and requested documentation proving the debt is valid and accurately reported. Specifically, I requested the original creditor agreement, complete account history, proof of ownership, chain of assignment, and all documents used to verify the account. Credit Corp Solutions responded that the account was verified as accurate but failed to provide the documentation I requested. Simply stating an account is verified does not satisfy my request for evidence supporting the debt and its reporting. Despite my dispute, Credit Corp Solutions continues furnishing this account to the credit bureaus, causing ongoing harm to my credit profile. If Credit Corp Solutions can not provide competent evidence validating the debt and demonstrating the accuracy of the information being reported, I request immediate deletion of this account from all consumer reporting agencies.

I am requesting full verification of the alleged debt referenced in your recent notice, including the original creditors information, the claimed balance, documentation showing my obligation for the debt, and proof of your authority to collect it.

Help my rights are being violated, 15 U.S.C. 1692g ( b ) of the FDCPA requires debt collectors to cease collection activities and provide proper validation of the debt when requested in writing within 30 days of initial contact. The accounts Ive referenced are not 100 % accurate. Until you provide competent evidence that validates the debt including a signed agreement, full account history, and verification of your authority to collect you must cease all collection efforts and remove the information from my credit report.

I received a call on XXXX XXXX XXXX from a lady stating she was with Credit Corp solutions inc. She proceeded to say that there was a debt that I owe with XXXX and she does not represent them however, Credit Corp Solutions purchased the debt from XXXX and wanted me to pay or make arrangements to pay {$2000.00}. I explained to her that I spoke to XXXX in XXXX and other occasions about returning the equipment to to XXXX XXXX XXXX because due to major medical issues I was unable to pay for this equipment any longer. She replied she did have anything to do with XXXX either. She referred me to speak to a supervisor and I told him the same information. The call ended and I received an email with a balance of {$2600.00}. Owed

On XX/XX/year> Credit Corp Solutions attempted to have me served for the amount of XXXX. I was improperly served. Not only was I served at an old address of which we still own, but no one resides in. They served my father in law who also does not live there nor had the permission from myself or my husband to receive the paperwork. The paperwork consisted of dates, loan amounts, and other private information that he legally should have had no access to. I have documents from the court showing the sheriff served him and listed him as my " daddy ''. I also have textual evidence from my husband of the photos of said documents sent to him by my father in law making us aware of the situation.

XXXX XXXX bank sold a debt that was opened fraudulently under my name or social security number to debt buyers XX/XX/XXXX and after Credit Corp solutions. The debt was resolved through spring oaks capital and was declared by myself with a copy emailed to a manager named XXXX who said she would delete this account from credit bureaus. The account has came back again after a completion of a dispute as still on credit. This is very frustrating as myself and an employee at credit Corp solutions came to agreement the account was opened fraudulently and the proof of account resolution was received by the company who said they would delete it. Im attaching the resolution letter for this account through debt buyer spring oaks capital who bought the debt from XXXX bank in who credit Corp solutions is trying to double debt me for an account thats originally not mine.

I am filing this separate complaint against Credit Corp Solutions Inc. for a second account ( Acct No : XXXXXXXX XXXX XXXX XXXX XXXX ) showing systemic and inaccurate reporting violations under the FCRA. This trade line is illegally reporting the Loan Type as a " FACTORING COMPANY ACCOUNT. '' I am an individual consumer, and the original debt was a credit card with Credit One Bank. Credit Corp Solutions is a debt buyer, not a factoring company. Furthermore, the payment history is missing as " No Data, '' violating the completeness requirements of the FCRA. I demand the immediate deletion of this inaccurate trade line

I am filing this complaint against Credit Corp Solutions Inc. for systemic and inaccurate credit reporting violations under the FCRA regarding account XXXXXXXX XXXX XXXX XXXX XXXX. This trade line is illegally and inaccurately reporting the Loan Type as a " FACTORING COMPANY ACCOUNT. '' I am an individual consumer, and the original debt was a consumer credit card with XXXX XXXX XXXX. Credit Corp Solutions is a debt buyer, not a factoring company. Furthermore, the payment history is completely missing as " No Data, '' which violates the completeness and accuracy requirements of the FCRA. I demand the immediate deletion of this inaccurate and misclassified trade line from my credit file.

I am formally disputing a collection account reported by Credit Corp Solutions Inc . I do not recognize this debt and I have reason to believe it may be inaccurate, incomplete, or not properly validated. Under my rights pursuant to the Fair Debt Collection Practices Act ( FDCPA ) and the Fair Credit Reporting Act ( FCRA ), I am requesting full validation of this account. Specifically, I request the following : * The name and address of the original creditor * The full amount of the alleged debt, including any fees or interest * Copies of any signed agreement or contract showing that I am legally obligated to pay * Complete account history * Proof that Credit Corp Solutions Inc has the legal authority to collect this debt At this time, Credit Corp Solutions Inc has not provided sufficient evidence to validate this account. Therefore, I am requesting that this account be thoroughly investigated.…

CREDIT CORP SOLUTIONS , INC. filed a civil suit against me in XXXX XXXX, Alabama around XXXX XXXX 2026 claiming a breach of contract! However under Code of Alabama to establish a breach of contract the contract must be in writing and signed by all parties Al. Code 8-1-223. I properly object in court because no contract exists between me and the aforestated. The trial judge XXXX XXXX XXXX enter a judgement in my favor on XXXX, XXXX 2026 XXXX XXXX. : XXXX. The company set this action in motion based upon fraud in an attempt to collect debt through the ignorance of people! This action unjustly cost me time and money!

I am a Tennessee resident. On XX/XX/XXXX, I received a collection letter from Credit Corp Solutions Inc. XXXX XXXX XXXX XXXX XXXX Reference No. XXXX ) claiming I owe {$3400.00} on a XXXX XXXX XXXX XXXX XXXX account ( account ending in XXXX ) that was charged off XX/XX/XXXX and sold to Credit Corp Solutions Inc. on XX/XX/XXXX. VIOLATION 1 AUTOMATED TEXT MESSAGES WITHOUT CONSENT ( TCPA and Regulation F 1006.6 ( d ) ( 1 ) ( ii ) ) : On XX/XX/XXXX, Credit Corp Solutions Inc. transmitted two automated text messages to my cellular telephone from XXXX XXXX without verified prior express consent. Credit Corp Solutions Inc. is a debt buyer that owns this account in its own right, having purchased it from XXXX XXXX on XX/XX/XXXX. Any consent I may have given to XXXX XXXX does not automatically transfer to a third-party debt buyer under controlling federal law. Credit Corp Solutions Inc. bears the burden of establishing independent prior express consent. Under Regulation F, 12 C.F.R.…

THEY ARE SUEING ME FOR A CREDIT CARD DEBT WELL BEYOND THE STATUE OF LIMITATIONS. They knowingly improperly served someone who was not me, my mother, in a residence that was not my usual place of abode. I am going to start the biggest issue. They started a lawsuit for a debt that was well past the statue of limitations. This part is to prove it was beyond the statue of limitations under Nevada law. Under Nevada XXXX ( XXXX XXXX ( XXXX ) ( a ) ( XXXX XXXX ( XXXX ) ( b ) ( XXXX XXXX ) NRS XXXX. XXXX ( XXXX ) ( B ) A written contract statue of limitations is 6 years EXCEPT " those mentioned in the preceding sections of this chapter. '' That includes XXXX XXXX ( XXXX ) ( a ) which states the statue of limitations for an open account for goods, wares and merchandise sold and delivered is within 4 years.…

I was contacted regarding a debt and a lawsuit filed in California, a state I have not lived in for over 25 years. I informed the company that I do not reside in California and have never lived in XXXX XXXX where the lawsuit was filed. The company responded through the CFPB system stating they would close the case and notify their attorney to do so. Based on this, I believed the matter was resolved. However, I recently discovered on my credit report that a default judgement was entered against me in XX/XX/year>, after the company stated the case would be closed. I was not properly served, and the documents were left at an address where I do not live. I have never verified or acknowledged this debt. My concern is that the company proceeded with legal action and obtained a judgement despite indicating the case would be closed.

I am filing a complaint regarding a XXXX XXXX account ( XXXX XXXX ) that has been placed in collections with Credit Corp Solutions. After reviewing the statements provided, I identified clear discrepancies : - Payments were made via automatic payment and recorded as Automatic Payment Thank You - These payments were posted on or before the due date - Despite timely payments, the account was charged late fees and returned payment fees - These fees appear to have been improperly applied and compounded over time This created an inaccurate and inflated balance, which ultimately led to the account being sent to collections. As a result, my credit score dropped from approximately XXXX to the low XXXX, causing significant financial harm, including higher interest costs on a {$450000.00} mortgage. I am requesting : 1. A full investigation into the application of payments and fees 2. Removal of improperly assessed fees 3. Correction or removal of all negative credit reporting 4.…

Called to let them know this is incorrect and send me the debt confirmation. Never received anything. They still emailed even though I requested them not to. Also requested a 1099-C form. That they have listed as charge off on my credit

I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 1006.34, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next 30 days : 1. The amount of the debt claimed. 2. The name of the original creditor. 3. A copy of the agreement, contract, or other instrument that created the debt. 4. Verification that you are licensed to collect debts in.

I am filing this complaint against Credit Corp Solutions regarding a collection account originally from XXXX XXXX with a reported balance of approximately {$980.00}. I have made multiple good-faith attempts to resolve this matter, on a recorded line tying to pay a couple of XXXX XXXX. However, during several phone calls, the representative was rude, unprofessional, and created a hostile and intimidating environment. I requested to speak with another representative, but the same individual continued speaking loudly in the background, interfering with my ability to negotiate. This conduct appears to violate the Fair Debt Collection Practices Act ( FDCPA ), including but not limited to harassment and abusive communication under 15 U.S.C. 1692d. Additionally, I have concerns regarding the accuracy of the reporting of this account. The account activity date continues to be updated or reactivated, which is negatively impacting my credit profile.…

Validation of Debt Request- XXXX - XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX I am disputing this account as inaccurate and request full validation, including the original signed agreement and complete payment history. If you can not verify this debt, you must delete it from all credit reporting agencies. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 1006.34, I am entitled to receive verification of the debt you claim I owe. I dispute the validity of this debt and, as such, I am exercising my rights under the FDCPA to seek verification. Please provide the following information within the next XXXX days : 1. The amount of the debt claimed. 2. The name of the original creditor. 3. A copy of the agreement, contract, or other instrument that created the debt. 4. Verification that you are licensed to collect debts in.

My credit card debt was sent to XXXX XXXX XXXX XXXX and I was sued in XXXX by and I agreed to pay the debt so they were granted a judgement of monies plus interest and attorney fees starting that date. The only contact information on the paperwork was an email for their attorney. I contacted their attorney XX/XX/XXXX to set up a payment plan but never received any additional information. I dont know where to send payments and a XXXX search returns multiple sites sharing their business name. They have sent no communication and I heard nothing from them until they filed a renewal affidavit to show I had paid nothing and had accrued interest of XXXX. It is unfair to ask me to pay money but not disclose how or where to pay and then expect to collect interest without completing any collection efforts.

To Whom It May Concern, I am writing to formally dispute the accuracy and validity of the following account that appears on my credit report. Creditor : Credit Corp Solutions Inc . Account Number : XXXX Reported Balance : {$4300.00} Date Reported : XX/XX/XXXX I am requesting a full investigation of this account pursuant to my rights under the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681. After reviewing my credit report, I have reason to question the accuracy and completeness of the information being reported. Specifically : The account is listed as a debt-buyer account, yet no documentation is provided to prove that Credit Corp Solutions Inc. has legal ownership of this alleged debt. The Date of First Delinquency ( XX/XX/XXXX ) appears inconsistent with the reported account opening date of XX/XX/XXXX, which raises concerns about the accuracy of the reporting. The payment history and status codes listed ( XXXX, XXXX, XXXX ) require verification and explanation.…

I was notified that my credit card account with XXXX XXXX opened on or around XX/XX/year>, was charged off and allegedly all rights, title and interest to/in the contract and associated debt was assigned to CCS ( credit corp solutions inc ) . I had disputed the account with the credit bureaus, and the dispute was closed claiming it was valid. Months later I started receiving persistent ( daily up to monthly ) correspondence from a company called XXXX who allegedly was contacting me on behalf of CCS. Seeing that this was already the fourth entity regarding the same debt, I felt there was a break in the chain of title and I requested proof that they in fact had been assigned and thereby had standing to collect the debt they claimed I owed to them. I sent three notices requesting the same thing, with a final notice sent today, XX/XX/XXXX.…

Credit Corp Solutions is reporting a collection account on my credit reports that has been re-aged in violation of the FCRA. The account ending in XXXX originally from XXXX XXXX has been reported with an updated balance every single month making the debt appear more recent than it actually is. This constitutes re-aging which artificially extends how long negative information appears on my credit report and damages my credit score. I have disputed this account with all three credit bureaus. I am requesting that Credit Corp Solutions immediately cease re-aging this account and correct the reporting or delete it.