Enova International, Inc.

The loan is charged off and I can't find out who to settle it and net credit reports its monthly like its an open account re-aging it monthly and will accurately report it on my credit report

Someone hacked into my bank account and I do not have a bank account at all and cashnetusa I never took a loan out in my life someone hacked into it and make a account of me it was not me at all and I just dont want to get in trouble and I want to make a police report

On XX/XX/XXXX, I entered into an Open-End Line of Credit Agreement with CashNetUSA, The agreement disclosed a 325.00 % APR and a {$1500.00} credit limit. My account records show CashNetUSA funded me {$2500.00} on XX/XX/XXXX. Since opening this account, I have made regular payments toward this debt. However, my payment history shows that a substantial portion of my payments was applied toward interest charges rather than principal reduction. My statements show repeated interest charges, including charges exceeding {$200.00} per billing cycle. As my financial hardship increased, I attempted to work directly with CashNetUSA to resolve this matter. Actions I took : On or about XX/XX/XXXX, I contacted CashNetUSA to request an affordable payment arrangement.…

I am submitting this complaint regarding the reporting and handling of my XXXX account. I entered into a settlement/payment arrangement through XXXX XXXX XXXX XXXX and XXXX agreed to reduce the balance from approximately {$2300.00} to {$920.00} as long as regular payments continued to be made. I have continued making payments in good faith and have remained committed to resolving this account responsibly. Despite these efforts, the account continues to report negatively and appears to be severely impacting my credit profile and mortgage qualification process. In addition, the account continues to report a high balance and credit utilization that is significantly affecting my credit scores even while the account is actively being repaid through a negotiated arrangement.…

Ive been paying on a loan with NetCredit for well over two years. I have paid back all of the principal but still owe about {$500.00} less than the original loan amount. I have since learned that this loan is illegal in VA and was advised to revoke ACH. I did this on XX/XX/year> and three times thereafter - yet the company continues to take withdraws. When the first request was sent, I used an email address not tied to the account, so the request was rejected. I sent from the email address tied to the account on 3 separate occasions without any kind of response.

XXXX XXXX is falsely reporting on my credit. I have never had any accounts with them. Per my research XXXX XXXX is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.

I received a call that I was past due on a payment. I was unaware of a loan that was opened in my name on XX/XX/26 for {$5000.00}. I was given a number to call. I also called XXXX and they put an alert on my name. I emailed XXXX the police report and my contact information. They replied on XXXX that they determined that I did in fact receive the loan and still owe the full amount. They have a different email address in their contact. They used an old address of mine. They deposited the money into a different bank than mine. I need help fighting these charges.

XXXX is falsely reporting on my credit. I have never had any accounts with them. Per my research XXXX is a debt collector. They are falsely reporting on my credit!! Account number is XXXX is falsely reporting to my credit file and is against my rights and fair credit act. Under U.S Code 1618d - Disclosure of investigation consumer report ; you are in violation.

XX/XX/year> I owed {$2600.00}, I request payoff on XX/XX/XXXX took it out of bank .. now they said I owe {$270.00} more.... rip off company

See previous complaint XXXX against CashNetUSA for details. This has now resulted in repeated harassing phone calls from an unscrupulous debt collection agency at number ( XXXX ) XXXX, including calls to my spouse and threats of legal action. A police report of both the fraudulent activity and the harassment has been filed with XXXX ( Texas ) Police Department. The case ID # is XXXX XXXX.

I received a {$2000.00} line of credit they provided me the payment amount that will be taken out on my paydates. The interest is increasing everyday and payment are high each month

Consumer Statement Timeline Contacted about debt/ Voicemail threatening employer contact XX/XX/year> Told debt moved to Berkley Pressured on call/lawsuit mentioned Authorized {$320.00} one-time payment under pressure and duress XX/XX/year> Told to call back for future payments No receipt or pay schedule documentation provided {$1500.00} charged without authorization XX/XX/year> Dispute filed with bank XX/XX/year> I am submitting a complaint regarding a debt collection matter involving deceptive practices, lack of proper authorization, and intimidation tactics by multiple parties. On XX/XX/year>, I was contacted regarding an alleged debt that had been charged off in XX/XX/year>. I initially communicated with one collection company, which later informed me that the debt had been distributed to a third party identified as XXXX.…

Sorry, I just hade a letter mailed to my home address. In so I was checking out what they was telling me on that letter in went from there trying to just borrow the money. I was gone pay back on it ever month as was told to me when I gave them all my information. But didn't get the loan on that. What they call that I just hate my information is out there with this in left me thinking something might happen to my account.

They called my ex husband. XXXX XXXX or XXXX XXXX XXXX XXXXXXXX. This company a XXXX XXXX debt company called my ex husband and mother in law disclosed my information and that I owed XXXX dollars. I do Not appreciate this whatsoever especially because this loan was from before I even Got married

On or about XX/XX/year>, I received a collection notice from XXXX XXXX XXXX for approximately {$3000.00} related to CashNet USA. I do not recognize this debt and believe it is inaccurate. I requested validation, including a signed agreement, full account history, and proof of ownership, but no sufficient documentation has been provided. This debt is being collected and may be reported without proper verification. I request a full investigation and removal if the debt can not be validated.

I request validation of the alleged debt referenced in your recent communication, including the name of the original creditor, the total amount owed, documentation establishing my responsibility for the debt, and proof that your company is authorized to collect it.

I am an Oregon resident with an open-end line of credit through XXXX XXXX XXXX XXXX XXXX , serviced by XXXX ( Account # XXXX ). The effective APR on this account is approximately 106 %, which far exceeds Oregon 's legal interest rate cap of 36 %. I believe this is an illegal rent-a-bank arrangement in which XXXX is the true lender, not XXXXXXXX XXXX XXXX XXXX XXXX . XXXX controls all aspects of this account including servicing, customer communications, collections, and account management. XXXX XXXX XXXX XXXX XXXX, a Kentucky state-chartered bank, appears to be used solely to claim federal preemption of Oregon 's consumer lending laws a practice I believe constitutes an illegal evasion of Oregon state law. In XX/XX/XXXX I sent a written dispute letter to XXXX asserting these violations and requesting the account be closed with a {$0.00} balance. I followed up in XX/XX/XXXX requesting settlement options. I received absolutely no response to either communication.…

I received multiple calls from Cash net usa.. I had never heard of them, as they sound like a scam site, but recently I received a call from a collection agency ( allign ) referencing them and looked both up. I attempted to call cashnetusa and now they say they can't help because they sold the $ XXXX debt that I never took out to allign.

I originally took out a line of credit for XXXX I called and got pay off and it was XXXX I sent a cashier check in the exact amount of the pay off the pay off was good for 10 days I mailed the check in U.S postal service 2 days mail on XXXX it arrived for pick up on the XXXX I have receipts from post office Proof the money was not applied to my account until over 30 days later I have tried numerous times to speak with a supervisor about this and as of today XXXX have yet to do so but now I am being charged XXXX in late fees and interest

Date : XX/XX/2026 To Whom It May Concern, I am disputing the accuracy of information you are furnishing to the credit bureaus under FCRA 1681s-2. The account listed is reporting inconsistent and misleading information, including : * Conflicting statuses ( charge-off, late, bankruptcy ) * Incorrect payment history * Failure to properly update after payment Under federal law, you are required to : * Conduct a reasonable investigation * Correct or delete inaccurate data * Report consistent and verifiable information Additionally, under the Truth in Lending Act ( 15 USC 1666 ), I request full documentation of the account and billing accuracy. If you can not verify the accuracy of this account, you must immediately request deletion from all credit reporting agencies. Sincerely, XXXX XXXX XXXX XXXX

First I was contacted through a third party company on behalf of XXXX XXXX. They gave wrong information about the debt owed and also threatened to sue me if I did not comply with paying the debts. They contacted my employer without my consent and now they have contacted my mother although I did not use her as a reference. They disclosed the amount I owed with my mother without my consent via text message. I want the harassment to stop and for them to leave me alone expeditiously.

I disputed the XXXX installment loan online with XXXX in XX/XX/XXXX because the information being furnished about this account is inaccurate and does not match the actual history of the loan. XXXX shows that " this item was updated from our processing of your dispute in XX/XX/XXXX, '' but the underlying issues were not corrected. Based on the information in my XXXX report, these are the inaccuracies that remain within the XXXX tradeline. The account is marked as " Closed '' with a status update in XX/XX/XXXX, yet the payment history shows new late payments and collection codes for XXXX through XX/XX/XXXX. An account can not accrue new delinquencies or be placed into collection after it is closed by the original creditor. Additionally, the account is labeled " Closed, '' while the comments say " Purchased by another lender, '' and the payment history shows " Collection '' for the same period.…

I am filing this complaint regarding a personal loan account with XXXX. I made multiple attempts to resolve this debt and requested information about my balance and payment options. I was willing to set up a payment plan because I wanted to resolve the account in good faith. However, I was unable to get proper assistance. The company did not provide clear or reasonable payment options and required phone communication, which was not effective for me. I also experienced a language barrier, as I was not able to receive support in XXXX, which made it very difficult to communicate and resolve the issue. I made good faith efforts to resolve this matter, but the company did not offer accessible or workable solutions for me to manage the debt. I am requesting a review of this account and appropriate action based on my attempts to resolve the situation.

The company said I still owed XXXX XXXXXXXX in accrued interest after I made a payment of {$500.00} in XX/XX/year>. When I offered to make a payment plan that would work with my finances they said it was past that. So I told them I was refusing to pay after all their client locked me out of my account and I wasn't able to pay even after calling the original debtor.

In XX/XX/XXXX, I opened a XXXX line of credit and received approximately {$2200.00} after fees on a {$2500.00} credit line. From that point forward, I made consistent bi-weekly payments and have never made a late payment. Over the life of the account, I made more than XXXX payments totaling over {$20000.00}. Despite these payments, I am currently being told that I still owe approximately {$4300.00}. During the course of the account, I was charged a 10 % fee on each cash advance as well as recurring statement balance fees every billing cycle. Due to the structure of the account, I frequently had to take additional advances after making payments in order to cover ongoing financial needs. Each of these advances resulted in additional fees. In XX/XX/XXXX, I contacted XXXX to dispute the account and requested a review based on the total amount paid compared to the amount received.…

I received XXXX my payments back XXXX bank put stop payments onmy account so I was calling my payments in from my XXXX account net credit received the payment in the month of XXXX, the following month I called the payment in but they didn't receive the payment my original loan is for {$2500.00} I checked my account with net credit now netcredit is asking for {$5000.00} for my payments installments so I don't want to pay until they fix my account correctly

On XX/XX/year>, I entered into an Open-End Line of Credit Agreement with XXXX XXXX XXXX XXXX XXXX , serviced by XXXX I took five cash advances totaling {$7000.00}, of which I actually received {$6300.00} XXXX deducted a 10 % " Cash Advance Fee '' ( {$700.00} ) before disbursement. The 19-page contract contains NO Annual Percentage Rate ( APR ) disclosure anywhere. The contract explicitly states : " Your Account does not have an interest rate like other traditional credit products. '' Instead, the company charges a " Statement Balance Fee '' every billing cycle based on the outstanding balance, plus the 10 % upfront Cash Advance Fee. Both are characterized as " Finance Charges '' within the contract itself, yet no equivalent APR is disclosed.…

I contacted XXXX regarding my account ( Account # XXXX ) because I am currently experiencing financial hardship and was attempting to discuss possible options. Instead of receiving meaningful assistance, I was sent a response stating that collection procedures will proceed until a suitable payment arrangement is established, which I found to be threatening and not helpful given my situation. I requested validation of the debt, including a full breakdown of the balance, payment history, interest, fees, and a copy of the original loan agreement, as well as proof that NetCredit has the legal authority to collect on this account. As of now, this information has not been provided. I am seeking transparency and verification of the debt before any further collection activity continues. I also request that communication be handled in a professional and non-threatening manner.

I am filing a complaint against XXXX regarding inaccurate, misleading, and unverifiable reporting of an account, as well as failure to provide sufficient validation after a formal dispute. On XX/XX/year>, I mailed a written dispute to XXXX regarding this account. The dispute was delivered via certified mail on XX/XX/year>. On XX/XX/year>, XXXX responded ; however, the response consisted primarily of generic documentation, including an open-end line of credit agreement, disclosures, and a basic account summary. The documentation provided does not constitute proper validation. It does not include a complete itemization of the alleged balance, does not sufficiently establish the accuracy of the amount being reported, and does not provide documentation demonstrating current ownership or a clear chain of title. XXXX has also stated that the account was sold to XXXX XXXX. My credit reports confirm that the account has been sold or transferred.…

I am filing a complaint against XXXX regarding inaccurate, misleading, and unverifiable reporting of an account, as well as failure to provide sufficient validation after a formal dispute. On XX/XX/year>, I mailed a written dispute to XXXX regarding this account. The dispute was delivered via certified mail on XX/XX/year>. On XX/XX/year>, XXXX responded ; however, the response consisted primarily of generic documentation, including an open-end line of credit agreement, disclosures, and a basic account summary. The documentation provided does not constitute proper validation. It does not include a complete itemization of the alleged balance, does not sufficiently establish the accuracy of the amount being reported, and does not provide documentation demonstrating current ownership or a clear chain of title. XXXX has also stated that the account was sold to XXXX XXXX. My credit reports confirm that the account has been sold or transferred.…