Revco Management, LLC

I am disputing this debt collection notice because, to my knowledge, I have not received any prior medical bills, statements, or notices regarding this alleged balance. The first notification I received was a debt collection letter stating that I owe {$120.00}. I had active, full XXXX coverage at the time of the alleged service and continue to have full XXXX coverage today. Based on my XXXX eligibility, I should not be personally responsible for this medical bill. If services were provided, the claim should have been properly submitted and processed through XXXX rather than being referred to collections.

This was the debt collectors several attempt to collect the debt from me. For medical debt of XXXX. I requested written documentation of the debt because I had not received any letters or emails, even though the company stated they had already sent them. I did not receive any of those communications. Today, I received very first communication by text message email from the company after contacting them again. During the call, the representative offered to settle the debt for 50 % of the balance, for XXXX and I agreed to the settlement. 30 days from today I have to pay. I asked the representative to email me the settlement agreement before I make any payment. I was told it would be sent, but I have still not received the settlement agreement. I am requesting that the company provide written documentation of the debt and a written settlement agreement before I make any payment via email or letter. Text message read- Revco Solutions-Debt Collector.…

I am filing this formal complaint against Revco Solutions , Inc. for a direct and explicit violation of the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g ( b ). Under federal law, when a consumer submits a written dispute within the statutory XXXX window, the debt collector is legally required to cease all collection activities and communications immediately. They are strictly prohibited from resuming collection efforts until they obtain verification of the debt from the original creditor and mail that validation directly to the consumer. Revco Solutions completely ignored this federal mandate. Timeline of the Violation : XX/XX/year> : I discovered this fraudulent collection file and immediately disputed the validity of the debt. On this same day, I mailed a formal, written dispute and cease-and-desist letter to Revco Solutions via XXXX XXXX Mail.…

REVCOSOLUTIO is reporting a negative collection account on my credit reports with multiple factual inaccuracies and inconsistencies. The Date of Last Activity is different across all three bureaus. The Date Opened differs between XXXX and the other bureaus. The Account Status conflicts because XXXX reports the account as open while XXXX and XXXX report it as closed, but no closed date is listed. The original creditor name is also inconsistent across all three bureaus. XXXX reports XXXX XXXX XXXX XXXX, XXXX reports XXXX XXXX XXXX, and XXXX reports XXXX XXXX XXXX Several key fields are also missing, including last payment, past due amount, account type, payment frequency, and closed date. I am requesting that the furnisher and credit reporting agencies investigate these inaccuracies and delete the account if the reporting can not be fully verified.

I received medical services through a XXXX XXXX XXXX visit on XX/XX/year>. The total charge was {$140.00}. My health insurance paid {$110.00}, and I paid the remaining {$30.00} out of pocket on XX/XX/year>, satisfying the balance in full. Despite the account showing a {$0.00} balance, I later discovered that it had been sent to a collection agency. I was never informed that there was an outstanding balance because there was none. Sending a fully paid account to collections is inaccurate and has caused unnecessary stress and concern about potential damage to my credit. I am requesting that the company investigate why a paid account was referred to collections, immediately remove the account from collections, ensure that no negative information is reported to any credit reporting agencies ( or remove any reporting that has already occurred ), and provide a written explanation of how this error happened and confirmation that the matter has been resolved.

I recently discovered that an alleged medical debt totaling approximately {$570.00} had been placed with a collection agency. According to my medical billing portal, the balances relate to XXXX XXXX visits that occurred in XXXX and were transferred to collections. I did not receive the collection agency 's initial written notice advising me that the debt had been placed for collection, nor did I receive notice of my right to dispute the debt or request validation before collection activity began. Because I never received the required written notification, I was denied the opportunity to timely dispute or verify the alleged debt. I am requesting that the collection agency provide proof that the required validation notice was sent, including the date and address to which it was mailed.…

I am filing a complaint regarding improper billing and collection practices by XXXX XXXX related to a {$15.00} medical charge. I do not dispute the amount owed. My insurer has confirmed the adjudicated patient responsibility. However, I never received a proper written bill for this medical service. I believe it is for laboratory services, not for physician services as indicated in the Revco letter attached. Since I have no bill, I have no way to confirm. I also want to note that I have no direct relationship with either XXXX nor its laboratory. My provider collects the specimen and sends it to the lab ; I do not choose the lab, initiate services with the lab, or have any direct relationship with the lab. Because of this, I rely entirely on proper written billing from the provider or laboratory to understand and pay any patient responsibility. No such proper written bill has been issued. Instead, I received two noncompliant communications : 1.…

I was in the hospital last year for 2-3 hours for chest pain. They ran some tests and said I was fine. I then received a XXXX bill for services. Insurance settled with XXXX XXXX and left a balance of XXXX for me to pay. I would like to see a breakdown of the XXXX bill that I was charged for being in the hospital for 2 hours.

I am a patient of XXXX XXXX and am reaching out regarding an incorrect bill that was issued to me. At the time of my appointment, I was in between jobs but had active XXXX insurance coverage in place. The office was experiencing issues processing my XXXX insurance and subsequently billed me as though I did not have insurance coverage. Since receiving this bill, I have reached out multiple times and provided all information and documentation requested in order for the insurance to be properly processed under my XXXX plan. My most recent correspondence was sent on XX/XX/year>, when I provided the requested documents. Since that date, I have not received any further communication or updates from the office. This balance is incorrect, as the insurance information was provided and should have been processed appropriately. I do not owe this amount, and the billing remains unresolved due to the offices failure to complete the insurance processing despite repeated follow-up on my end.…

Revco XXXX called my mother in law and gave out my soc sec number XXXX knows who else she gave this information too. Now i have to secure everything huge violation im sure.

Revco XXXX XX/XX/year> {$3300.00} The insurance was active and the services were paid for. They told me that the insurance took the money back. They have to take that up with the insurance company not me. They have been harassing me, which is illegal. About a debt I don't owe. I had insurance that's why I was seen for my appointment, I can't control the insurance company taking their money back for whatever reason. I also have a notice from my former insurance company that they reached an agreement and they will be reimbursing current or former

XXXX XXXX XXXX XXXX XXXX XXXX. XXXX, OH XXXX XX/XX/year> Revco Solutions , Inc. XXXX XXXXXXXX XXXX, OH XXXX Reference # XXXX Cease and Desist Communication Pursuant to 15 U.S.C. 1692c ( c ) To Whom It May Concern : I am writing regarding the alleged debt you claim I owe. Pursuant to the Fair Debt Collection Practices Act, 15 U.S.C. 1692c ( c ), I hereby notify you that I refuse to pay the alleged debt and demand that you cease all further communication with me concerning this matter. Upon receipt of this letter, you may only communicate with me as permitted by law, including to advise that your collection efforts are being terminated or to notify me of specific legal remedies you intend to pursue. Any further communication beyond that allowed under the FDCPA may constitute a violation of federal law. Please confirm in writing that you have received and processed this request. Sincerely, XXXX XXXX XXXX XXXX

Between the days of XX/XX/XXXX and XX/XX/XXXX I was contacted over XXXX times via mail about my deceased fathers debt. I have the physical paper proof as well as the scans from my XXXX profile showing the absolutely ridiculous amount of paper mail that is being spam-sent to my mailbox by Revcos medical bill collectors. Identical bills. Ridiculously wasteful, my fathers estate passed outside of probate and after notifying them of this I can not help but feel I am being retributed against for not paying my fathers debt via loss of use of my mailbox because its filled with their junk mail. It is my understanding that the limit for correspondences is the XXXX rule, which Revco has decided ultimately XXXX XXXX all over. Please stop sending me this junk. You will not get a XXXX from harassing me.

Subject : Dispute Regarding Voided Debt for Account # XXXX I am filing a formal complaint against Revco XXXX XXXX XXXXXXXX and XXXX XXXX, XXXX regarding an incorrect billing and debt collection matter. Chronology of Facts XX/XX/XXXX : I terminated my internet service with XXXX XXXX, returned the equipment, and made my final payment of {$80.00} for Account # XXXX. XX/XX/XXXX : XXXX XXXX employee XXXX XXXX voided partial invoice # XXXX in the amount of {$100.00}. The system log states the reason as : " canceled services XX/XX/XXXX. '' XX/XX/XXXX : XXXX XXXX representative XXXX XXXX documented the following account note : " we do not have a balance remaining on the account and that we were all cleared out. '' XX/XX/XXXX XXXX XXXX Despite the invoice having been voided in XX/XX/XXXX, collection activity continued and resulted in a payment of {$100.00} being collected in XX/XX/XXXX ( {$100.00} plus a {$5.00} fee ).…

XXXX XXXX charged me {$190.00}. For routine cleaning and exam. After cleaning, the dentist did not come in to see me. I asked the XXXX if I needed to see the front Desk. She said no, everything was covered. I received a bill from XXXX for XXXX about 2 months later. I also see XXXX XXXX XXXX for peradontal maintenance. XXXX XXXX advises me to see my regular dentist between visits. My insurance company is XXXX XXXX. XXXX XXXX website clearly states there is no copay for routine cleaning and exams. I made copies of the website for XXXX XXXX and for XXXX XXXX companies and took them to XXXX XXXX. They ignored the evidence. XXXX has turned me over to a collection agency, Revco XXXX. Phone # XXXX. Revco sent me a bill for {$1300.00} from XXXX XXXX. Where the {$1300.00} bill came from is unknown. .

I am submitting a complaint regarding a medical debt that was sent to collections prematurely while the bill was still being processed through insurance. Debt collector : Revco XXXX XXXX XXXX Revco reference number : XXXX Original provider : XXXX XXXX XXXX XXXX account number : XXXX XXXX ID number : XXXX Amount in dispute : {$1700.00} This bill relates to XXXX XXXX provided by XXXX XXXX XXXX for my XXXX child. I understand that there may be an outstanding balance, but the amount has not been properly determined because the provider has not correctly processed the claim through my primary and XXXX insurance coverage. After receiving statements from XXXX XXXX XXXX, my family and I repeatedly contacted the provider to correct the insurance information on file. There were multiple rounds of back and forth with XXXX regarding the proper primary and secondary insurance coverage. Despite these efforts, the account continued to show incorrect insurance information.…

The dermatology office did not have the correct insurance information on file for me. I explained they had old information and that my coverage changed and was updated. They filed the claim on the old coverage which was not correct. I explained and they supposedly corrected, yet that was not the case. They filed under the old coverage and was denied. It is now too late to appeal with the insurance carrier ( XXXX ). To note, they were paid for the services rendered. It was the non-covered charges, again from the fact they did not file it correctly, that was denied. The credit agency now is trying to collect the debt which I will not pay.

I received a bill from Revco XXXX for {$2900.00} and the bill includes services that were not rendered. I had a XXXXXXXX XXXX - Comp XXXX XXXXXXXX by dentists XXXX XXXXXXXX XXXX XXXX XXXX where i was billed XXXX, est benefit {$87.00}, est discount of {$140.00}, est pay amount {$50.00}, with an adjustment of {$27.00} final bill of {$23.00}. Also, I was billed XXXX for XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX by dentist XXXX XXXX XXXX, {$310.00}, est benefit {$100.00}, est discount {$180.00}, est pay amount {$66.00}, adjustment of {$25.00}. Inaccurate Information I am writing to formally dispute the following item on my credit report under the Fair Credit Reporting Act ( FCRA Reason for Dispute : The reported balance is inaccurate and based on services not rendered. I received a composite filling from XXXX XXXX on XX/XX/XXXXXXXX which fell out shortly after, rendering the service incomplete one service and the other service was never completed at all.…

I am disputing unauthorized debts being collected by Revco XXXX on behalf of XXXX XXXX XXXX, accounts XXXX. I never authorized these debts, signed no contracts, and have had no relationship with these creditors. Despite this, Revco XXXX has attempted to collect these amounts, causing severe emotional distress, XXXX, fear, and disruption to my daily life. Their actions violate the Fair Debt Collection Practices Act ( FDCPA, 15 U.S.C. 1692g, 1692e ) by attempting to collect debts without proper validation, threatening legal action, and engaging in harassment. They also violate the Fair Credit Reporting Act ( FCRA, 15 U.S.C. 1681i, 1681s-2 ) by failing to verify the alleged debts in a legally compliant manner. Collecting or attempting to collect these debts without providing proper verification is unlawful and constitutes willful harassment.…

On XX/XX/year>, I sent a written debt validation request to Revco Solutions via certified mail regarding an alleged debt of {$310.00} originally owed to XXXX XXXX. The letter was delivered on XX/XX/year>, as confirmed by my mailing service delivery documentation. As of today, XX/XX/year>, more than XXXX days after delivery, Revco Solutions has not responded to my validation request with any verification of the debt. Despite failing to validate this debt, Revco Solutions continues to report this account on my XXXX and XXXX credit reports, which constitutes continued collection activity on an unvalidated debt in violation of the Fair Debt Collection Practices Act ( FDCPA ). I am requesting that the CFPB require Revco Solutions to immediately cease all collection activity and submit deletion requests to all three major credit bureaus ( XXXX, XXXX, and XXXX ) for this account.

Provided both medical insurance information and advised to bill insurance both XXXX and XXXX XXXX

I mailed a letter out to Revco solutions requesting more information about a charge off that is on my credit report i gave them 30 days to respond and received nothing in return. The address associated with this bill i have not lived at for years. When the account was opened i was not even old enough to have XXXX or any bill for that matter. This account was opened fraudulently, & unknowingly by someone else. I would appreciate if this can please be removed off of my report.

The violation occurred through an unauthorized disclosure of Protected Health Information ( PHI ) by Revco Solutions, acting as a XXXX XXXX for XXXX XXXX. I requested confirmation of a medical debt from Revco Solutions, including an itemized bill of services provided. On or about XX/XX/year>, I received a mailing from Revco Solutions intended to " validate '' this medical debt for XXXX XXXX XXXX ( Guarantor ID : # XXXX ). While the cover letter referenced my account and a balance of {$2700.00} for services provided, the enclosed documentation contained unredacted medical records of an entirely different patient ( XXXX XXXX XXXX, documentation attached ). This is a direct violation of the HIPAA Privacy Rule ( 45 CFR 164.502 ), which strictly prohibits covered entities and their business associates from disclosing PHI to unauthorized individuals.…

On XX/XX/year> I received a notice from XXXX XXXX XXXX that I owed {$660.00} to them for XXXX at an address in Illinois that I've never lived at nor given anyone permission to use my information. I'm requesting this account closed and removed from my name. If it has been reported to my credit report, it also needs to be removed from my credit report immediately.

On XX/XX/year> I received a notice from Revco Solutions Inc that I owed {$660.00} to them for XXXX at an address in Illinois that I've never lived at nor given anyone permission to use my information. I'm requesting this account closed and removed from my name. If it has been reported to my credit report, it also needs to be removed from my credit report immediately.

Revco Solutions # XXXX The hospital invoice is a Workman 's Compensation Claim. XXXX XXXX XXXX is the WC handling the claim.

On XX/XX/year>, I received a collection notice from XXXX XXXX demanding {$170.00}. The notice provided no itemization of what services this debt covers. I was unable to identify what the debt was for. On XX/XX/year>, I sent a written dispute letter and request for debt verification and itemization to the address printed on REVCO 's own collection notice : XXXX XXXX XXXX, XXXX OH XXXX. The letter was returned to me on XX/XX/year>, stamped " Return to Sender No Mail Receptacle Unable to Forward. '' XXXX XXXX provided an address on their own collection notice that is incapable of receiving mail, making written dispute impossible. Despite my attempt to dispute this debt in writing, REVCO continued collection activity. On XX/XX/year>, I received a second collection notice from REVCO Solutions for an additional {$430.00}, also directed to the same undeliverable address. I was unable to dispute this notice in writing for the same reason REVCO 's own address can not receive mail.…

I am writing to formally dispute a medical debt of {$680.00} currently being collected by Revco Solutions, related to my visit on XX/XX/year> with XXXX XXXX XXXX at XXXX XXXX XXXX, located at XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, CA. Please note that this clinic is now operating under the name XXXX XXXX XXXX. I initially sought consultation only regarding XXXX XXXX and did not request any procedure. During the visit, I was persuaded to undergo a XXXX XXXX XXXX without being provided adequate medical or financial information. I was not informed of the nature or necessity of the procedure, the likelihood of recurrence, associated risks, post-procedure care, or that the XXXX would be sent for pathology. Importantly, I was not informed of the cost of pathology services, and I did not knowingly consent to these charges. The pathology fee alone ( {$320.00} ) was never disclosed or authorized.…

Remove this account from my credit report because the original creditor sold my account to a collection agency without properly notifying me and it's clearly violating my rights. In compliance to 15 U.S. Code 1692e ( 6 ) Debt collectors are legally obligated to adhere to 15 U.S. Code 1692e ( 6 ), which forbids them from providing false information or insinuating inaccuracies about the nature, amount, or legal standing of a debt. It is against the law to make deceptive statements or misrepresentations concerning the debt being pursued for collection.

I am filing a complaint against Revco Solutions regarding an alleged debt from XXXX & XXXX that does not belong to me. I have never lived in New Jersey and have never had an account with XXXX XXXX XXXX. This same account has been disputed previously, yet it continues to be sent to collections. I sent a formal written dispute on XX/XX/year> requesting validation of the debt. As of today, I have received no response and no validation. This is a repeated attempt to collect a debt that is not mine. I am requesting that this account be removed immediately and that all collection activity cease.