CFPB COMPLAINT DATABASE

Southwest Credit Systems, L.P.

8,283 real consumer complaints filed against Southwest Credit Systems, L.P. at the Consumer Financial Protection Bureau. 3,685 received relief from the company. 96% of responses were timely.

8,283

Complaints

1

Won monetary relief

44%

Relief rate

96%

Timely response

Most common issues

01Attempts to collect debt not owed2,957
02Written notification about debt1,285
03Incorrect information on your report885
04False statements or representation628
05Took or threatened to take negative or legal action622
06Cont'd attempts collect debt not owed529
07Improper use of your report384
08Communication tactics315
09Disclosure verification of debt203
10Problem with a company's investigation into an existing problem155

Top states filing

TX1,164FL780PA771CA698GA515MD467NJ396IL355VA287NC258

Recent complaints

The 30 most recent complaints against Southwest Credit Systems, L.P. where the consumer chose to publish their narrative.

Oct 25, 2026Debt collection· False statements or representationGA

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Outcome: Closed with non-monetary reliefTimely response

Oct 16, 2026Debt collection· False statements or representationDE

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Outcome: Closed with non-monetary reliefTimely response

Oct 15, 2026Debt collection· Took or threatened to take negative or legal actionMS

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Outcome: Closed with non-monetary reliefTimely response

Oct 15, 2026Credit reporting or other personal consumer reports· Improper use of your reportTX

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Outcome: Closed with non-monetary reliefTimely response

Oct 15, 2026Credit reporting or other personal consumer reports· Incorrect information on your reportTX

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Outcome: Closed with non-monetary reliefTimely response

Oct 14, 2026Debt collection· Attempts to collect debt not owedPA

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Outcome: Closed with non-monetary reliefTimely response

Oct 14, 2026Debt collection· Attempts to collect debt not owedGA

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Outcome: Closed with non-monetary reliefTimely response

Oct 14, 2026Debt collection· Communication tacticsPA

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Outcome: Closed with non-monetary reliefTimely response

Oct 13, 2026Debt collection· False statements or representationMS

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Outcome: Closed with non-monetary reliefTimely response

Oct 13, 2026Debt collection· False statements or representationAR

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Outcome: Closed with non-monetary reliefTimely response

Oct 13, 2026Debt collection· False statements or representationAR

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Outcome: Closed with non-monetary reliefTimely response

Oct 11, 2026Credit reporting or other personal consumer reports· Incorrect information on your reportSC

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Outcome: Closed with non-monetary reliefTimely response

Oct 11, 2026Debt collection· Took or threatened to take negative or legal actionWI

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Outcome: Closed with non-monetary reliefTimely response

Oct 10, 2026Debt collection· Written notification about debtFL

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Outcome: Closed with non-monetary reliefTimely response

Oct 9, 2026Credit reporting or other personal consumer reports· Improper use of your reportTX

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Outcome: Closed with non-monetary reliefTimely response

Oct 9, 2026Credit reporting or other personal consumer reports· Incorrect information on your reportAR

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Outcome: Closed with non-monetary reliefTimely response

Oct 8, 2026Credit reporting or other personal consumer reports· Incorrect information on your reportSC

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Outcome: Closed with non-monetary reliefTimely response

Oct 8, 2026Debt collection· Took or threatened to take negative or legal actionTX

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Outcome: Closed with non-monetary reliefTimely response

Oct 7, 2026Debt collection· Attempts to collect debt not owedGA

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Outcome: Closed with non-monetary reliefTimely response

Oct 5, 2026Debt collection· Attempts to collect debt not owedFL

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Outcome: Closed with non-monetary reliefTimely response

Oct 5, 2026Debt collection· Attempts to collect debt not owedMS

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Outcome: Closed with non-monetary reliefTimely response

Oct 4, 2026Credit reporting or other personal consumer reports· Improper use of your reportPA

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Outcome: Closed with non-monetary reliefTimely response

Oct 4, 2026Debt collection· False statements or representationLA

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Outcome: Closed with non-monetary reliefTimely response

Oct 3, 2026Debt collection· Took or threatened to take negative or legal actionSC

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Outcome: Closed with non-monetary reliefTimely response

Oct 3, 2026Debt collection· Took or threatened to take negative or legal actionTX

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Outcome: Closed with non-monetary reliefTimely response

Oct 2, 2026Debt collection· Communication tacticsNY

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Outcome: Closed with non-monetary reliefTimely response

Oct 2, 2026Debt collection· Written notification about debtFL

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Outcome: Closed with non-monetary reliefTimely response

Oct 1, 2026Credit reporting or other personal consumer reports· Incorrect information on your reportTX

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Outcome: Closed with non-monetary reliefTimely response

Oct 1, 2026Debt collection· Attempts to collect debt not owedNY

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Outcome: Closed with non-monetary reliefTimely response

Oct 1, 2026Debt collection· Attempts to collect debt not owedVA

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Outcome: In progressTimely response

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