CFPB COMPLAINT DATABASE

Synchrony

85,600 real consumer complaints filed against Synchrony at the Consumer Financial Protection Bureau. 24,917 received relief from the company. 99% of responses were timely.

85,600
Complaints
11,769
Won monetary relief
29%
Relief rate
99%
Timely response

Most common issues

  1. 01Incorrect information on your report10,342
  2. 02Problem with a purchase shown on your statement8,483
  3. 03Improper use of your report7,754
  4. 04Fees or interest6,619
  5. 05Attempts to collect debt not owed4,428
  6. 06Getting a credit card4,071
  7. 07Closing your account3,988
  8. 08Problem when making payments3,967
  9. 09Other features, terms, or problems3,691
  10. 10Took or threatened to take negative or legal action2,641

Top states filing

CA10,482FL8,978TX7,928NY6,238GA4,264PA3,237NC3,196NJ3,097IL2,716OH2,660

How others won relief

These complainants filed at the CFPB and the company refunded or credited money in response. The CFPB doesn't force outcomes, but it does force a response in 15 days.

Credit card· Problem with a purchase shown on your statementCA

Outcome: Closed with monetary reliefTimely response
Credit card· Fees or interestKY

Outcome: Closed with monetary reliefTimely response
Credit card· Problem with a purchase shown on your statementMD

Outcome: Closed with monetary reliefTimely response
Credit card· Problem with a purchase shown on your statementWV

Outcome: Closed with monetary reliefTimely response
Credit card· Fees or interestFL

Outcome: Closed with monetary reliefTimely response

Recent complaints

The 30 most recent complaints against Synchrony where the consumer chose to publish their narrative.

Checking or savings account· Managing an accountMO

Outcome: Closed with explanationTimely response
Credit card· Fees or interestTX

Outcome: In progressTimely response
Credit card· Fees or interestTX

Outcome: In progressTimely response
Payday loan, title loan, personal loan, or advance loan· Problem when making paymentsLA

Outcome: In progressTimely response
Credit card· Advertising and marketing, including promotional offersNY

Outcome: In progressTimely response
Credit card· Problem with a purchase shown on your statementMO

Outcome: Closed with explanationTimely response
Credit reporting or other personal consumer reports· Problem with a company's investigation into an existing problemCA

Outcome: In progressTimely response
Credit card· Fees or interestNC

Outcome: In progressTimely response
Credit card· Problem when making paymentsME

Outcome: In progressTimely response
Credit card· Closing your accountNY

Outcome: In progressTimely response
Debt collection· Attempts to collect debt not owedVA

Outcome: In progressTimely response
Credit card· Problem with a purchase shown on your statementFL

Outcome: In progressTimely response
Credit card· Problem with a purchase shown on your statementIL

Outcome: In progressTimely response
Credit reporting or other personal consumer reports· Improper use of your reportCA

Outcome: In progressTimely response
Credit reporting or other personal consumer reports· Incorrect information on your reportCA

Outcome: Closed with explanationTimely response
Credit card· Problem with a purchase shown on your statementAZ

Outcome: In progressTimely response
Credit reporting or other personal consumer reports· Improper use of your reportAZ

Outcome: In progressTimely response
Debt collection· False statements or representationTX

Outcome: In progressTimely response
Credit card· Problem with a purchase shown on your statementGA

Outcome: In progressTimely response
Debt collection· Took or threatened to take negative or legal actionOR

Outcome: In progressTimely response
Credit card· Problem with a purchase shown on your statementMI

Outcome: In progressTimely response
Debt collection· Attempts to collect debt not owedMA

Outcome: In progressTimely response
Credit reporting or other personal consumer reports· Incorrect information on your reportGA

Outcome: Closed with non-monetary reliefTimely response
Credit card· Fees or interestDE

Outcome: In progressTimely response
Credit card· Incorrect information on your reportTX

Outcome: In progressTimely response
Credit reporting or other personal consumer reports· Incorrect information on your reportFL

Outcome: In progressTimely response
Credit card· Fees or interestTX

Outcome: In progressTimely response
Credit card· Other features, terms, or problemsCA

Outcome: In progressTimely response
Credit card· Problem with a purchase shown on your statementPA

Outcome: In progressTimely response
Credit card· Problem with a company's investigation into an existing problemNH

Outcome: In progressTimely response

Same thing happen to you?

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